FM Talk 1065 Podcasts
Car Doctor Show 7-15-24 guest Chuck Stewart of Professional Estimating Services
It's the Car Doctor with Kevin Ray Winkle and Tom Klexton on FM Talk 1065. Call Kevin and Tom Nell at 3430106 with your car maintenance and repair questions. The Doctor is in. Well, you heard the story of the hot rod race that fatal day when the Ford and the Murphy went out to play. Well, this is the inside story and I'm here to say it with a kid who was driving that moggling. And welcome to the Car Doctor show. This is the car doctor, Kevin Renko on with Tom Klexton. Do you have any questions? Give us a call or send us text 3430106. Show is brought to you by U.J. Chevrolet. It's every mobile since 1939. Alabama piping supply and ed's seafood shed. And fabulous seafood shed at the top of the hill of the Spanish fort. Yes, yep, yep. Always good. Oh yeah, great. They put real food in their food. That's what they say anyway. Yeah, but you know, we say that and it was going like I think they came from the fact that we had a presser that was putting additives in their hamburger meat and all. So it wasn't all the meat. It wasn't all real meat. It wasn't all real meat. Yeah, it's all the stuff. Yeah, yeah. Yeah, but they put real food in their food. Yeah, yeah. It's always good to know. And they've got some fantastic chefs over there and their menu is really good. So they put some good food in their food. You know what I've been doing when I go over there now every now and then eat? I eat a couple appetizers. I'll get a couple gumbo and I'll order an order of fried green tomatoes. Yep. And I eat the free coleslaw that's there. I can't eat them more. I can eat them anything else. Yep. So, you know, there's no eating meat. Nothing wrong with that. I mean, to me, that is kind of one of the best meals that there is. I love the fried green tomatoes. You know, and then the gumbo is out of this world. Oh, yeah. I can make a meal on gumbo instead. Oh, don't you know, don't you know. No doubt. I want to thank everybody for listening tonight. I'm sure we'll have some cars here. I'm surprised we don't have at least one or two already. But we'll have Chuck Stewart here about, you know, sometime during the next half hour. We're talking about a few things. And we got our normal guys calling in here. On to Raj. On to Raj and they'll be calling in, I'm sure. But I hope everybody had a good weekend. Yes. You know, we got a big fish and tournament coming up this weekend. Oh, yeah, yeah, deep sea fish and tournament. If you want to get into a good traffic jam, try to go down and off an island Friday afternoon or Saturday or Sunday. Either one. No doubt. No doubt. But I know we had a bunch of stuff in the news over the weekend too. You know, of course, someone tried to take Trump out. You know, we all had figured that one day that could happen, especially since he was being called all of the names that he would be called. And it is that he was going to destroy the country if he got elected in again. So there's always that half of a 1% out there that listens to all of that and takes it serious and figures well, they need to do something about it. So that doesn't make it right. But you know, it's impossible just about it to stop those kind of individuals because they're usually pretty smart. I mean, this guy, look, he was had bomb making materials in his car and it is home. So, you know, you've got to study that pretty well if you're going to do that. But he was a fairly good shot to shoot that for and be that close to being accurate for it. That would have been a good four-inch target or six-inch target at 130, 150 yards with an AR-15. That's not a... That's not a stiper rifle. That's, you know, that's a close contact. And, you know, just about a semi-automatic machine gun, really, is what it is. But it's according to how fast you can pull the trigger and it'll keep firing, you know. But as far as a rifle that you would want to shoot a 150, 200 yards, yeah, no, I've done that and I've fired my rifle. And, you know, there needs to see how accurate it would be because I shot expert in Marine Corps. And I know how to, you know, sight in and hold your breath, etc., and squeeze the trigger. You know, back in the day, they even told us to bite our finger. You know, bite the energy finger and bite it till it hurt and then take that and put that on the trigger when you were pulling the trigger. Well, you don't know when it's going to go off so you don't jerk. So a lot of people, when they pull that trigger, they have a tendency to jerk the rifle, you know, or even the pistol. So you have to learn how to get over that. So I mean, like three days in the Marine Corps, all we did was snap in. Yeah, you got used to snapping in because that's part of the biggest, you know, the part of your biggest lesson in shooting. Yeah, yeah. Well, it looks like we got a couple of collars on. Collar, are you with us? Yeah. I was just, Kevin, I was just wondering, what do you think about the Chevy Colorado? I'm thinking about buying truck tomorrow. Yeah. And I've heard good things about it and I ain't heard anything really negative about it, but I was just wondering about the Chevy Colorado. I tell you what, the new Chevrolet Colorado is a very nice little truck. It's got the same little four cylinder in it that they put in the big truck that makes really good power. They've proven to be dependable. Yeah, we haven't had any internal engine problems with them. Yeah, and they've been out since, what, 19, I think? Right. So we're right there after. Well, that's what we're going to say. I'm buying a 2019. Well, even the 19s, that one would either have the little four cylinder or V6. It goes V6 in it. Yeah. And that's a good little motor, too. Oh, yeah. Yeah. Yeah. That's got the V6 in it. That's actually a very good little motor. It was in kind of the same motor that was in the Impala and that back in that time period. But it was very dependable, made really good power and decent fuel economy. Yeah. Yeah. And it's a very nice ultra. I drove on for a little while as a demo for a while. Yeah. I was thinking about buying one of my stuff. If I was going to buy a pickup truck, I have trouble getting into those new pickup trucks they have done, because they have to step so high. Yeah. You know? Yeah. I agree with Tom. I got a Silverado already. But my wife wanted a vehicle and I'm training her on the CRB or whatever that thing's called. Anyway, I was just wondering about, I think I made a good deal. So I'm just making sure I made a good decision. Right. Yeah. That's a good little ride. You won't go wrong with that. No, they've been a really good little truck. You know, we have very little trouble with them. We sold a lot of them. He would know. Yeah. It's been a very dependable truck out there, for sure. And they're comfortable. I'd say that they're not a bad. They're a better ride. They were test driving. It was great driving. Oh, yeah. Yeah. I just hate that. Look, I'm 62 and I... You're a child. It saw that electronic stuff, man. You know, with the screens and everything. You know, like, that's more computers and more anyway. But I part of good things about the Colorado. And I'm just checking base with y'all, brother. Yeah. Well, you know, and I hate to put it this way, but worried about the electronics, you're just going to have to get over. Because they're here. You're right. It's nothing we can do about it. But they've got the boat. They've got the boat worked out of... Yeah. And they've been here and they're so prevalent in the vehicles that, you know, it's not new to them anymore. So it's not a novelty. It's not new. They put a bunch of effort in to making them and making them right. So we really don't have that much trouble. You know, it's, yeah, they're pretty dependable on all the electronics as well. Well, thank y'all very much. And ooh, right. It's about five. Thank you for calling in. But it looks like it's time for us to, just about time for us, take another break. Or take a break. And we will be back here after these messages and carry on for the night. So, you know, what happened. But I know we got a couple seconds here. Well, there we go. But Chuck will be called in a little while. While he's talking, by the way, if you're interested in asking him a question, send us a text. You know, send us a message in here and we'll be sure to ask you while he's on the air. Yeah, absolutely. ♪ Go on family, roll on crew, roll on mama like I asked you to do ♪ ♪ Let's roll on 18 week ♪ It's The Car Doctor with Kevin Raywinkle and Tom Klexton on FM Talk 1065. Call Kevin and Tom now at 3430106 with your car maintenance and repair questions. The doctor is in. And welcome back to the car doctor says this is car doctor Kevin Raywinkle. Long time. Klexton have you got any questions? Give us a call or send us a text. 3430106. But I mean, I was able to get back to the phones because we got a couple of callers here. Collie, when? Yes, sir. I understand that you were sponsored by UJ Chevrolet. I am. I heard that this evening. Yeah, I would like to give them some prompts. I work for a small construction company here in Mobile. And we have a fleet of probably 60 pickup trucks. And it's for us to use UJ to do our services. Then I mean, they've got such a good rate on their services. I deal with a fellow that works there, Patrick Wilson. This fellow is so full of integrity. He's he's a pleasure to work with. And I just I just want to give him some props. Yeah. Because that company has a guy that is absolutely amazing. So, you know, I just I just thought you probably hear bad stuff all the time. But I will say that man, his decisions that he makes is not always. It doesn't always go the company's way. He looks out for his customers. He's he's so honest, it's just it's just been a pleasure to deal with. Especially when you have that many trucks that you're having to get service. It's like, man, if you just communicate with him, he's always there for you. So, I'd have to say that I would recommend UJ Chevrolet though, just about anybody. That's cool. Yeah, I certainly appreciate that. And I don't know if you know, but I'm the shop for him in there. So, I work there myself and work with Patrick and and other guys. We've got a lot of good people that work there. It's, you know, of course, you know, you're there to make a living, but yeah, you still, you know, you got to remember you working for a place that's been taking care of the community since 1939. So, that puts a little bit of a burden on you to make sure you're doing it right. Right. You know, well, I will say you've got a guy there that's doing it right. All right. Because everybody I know I try and send to him. Yep. Well, good. And good. He's got a good, good clientele lined up for sure. Yeah. Well, I thank you and thank you for taking my call. All right. Thank you for calling. I do appreciate that. It's always good to hear from a customer and a listener that, you know, is happy with our services. But let's see, we got another caller online and call her with us. Well, who do you think it is? Uh oh, Marty. I mean, you're here. Yep. Yeah. Not buddy. I mean, but not buddy, you're here. All right. Well, Morgan got me screwed up because he didn't call in first. So, but you know, the bad thing about y'all got, y'all got people coming on. So I'm going to try to make this brief, but the bad thing about it is I got a plethora of questions from friends that they wanted, they got questions, they think I'm the car doctor. And I'm like, yeah, y'all need to call in and talk to the real car doctor. That's right. You don't have to relay it. Yeah. So there you go. There you go. Okay. First one is 2019 Hyundai SUV having battery problems. It, you sit there and you hit it. It'll tick, it'll tick, it'll tick, it'll tick. And all of a sudden it cranked up like it was like it was brand new. Yeah. Yeah. The first time the young lady asked me about this, I went out there and I checked it and I found that the day gum ground was loose. So I tightened it up. She said she had a couple of problems with it since then, and usually in the morning, I thought it might be the heat. Yeah. Yeah. But she said it's getting better. So you think that that might have just been that the battery had gotten weak and now it's finally charging up? Well, and that's a possibility, but more than likely, if I had to guess, we're probably talking about a starter that's fixing to go out. Because what happens, you can give it just a little more voltage by jumping it off or something, and it'll go ahead and crank, but you get that click, click, click, you know, it's, it's trying to go, but it's really not, you know, the solenoid works, but the motor part of the starter is not not engaging yet. So usually when I hear that, it's usually a starter problem. Well, this is true. And I will let her know. And the other one, and I think we talked about this before, was the 2012 Chevy e-commerce that was losing oil, but took it to the shop. They said that the oil cap was leaking. Okay. And now she's getting a code for the catalytic converter. And I was just wondering, do you know if that catalytic converter is a bolt on, or is it a clamp on where you could just, you know, unbolt it, pull it off, put a new one on, bolt it up, or would you have to take it to a muffler shop? No, you could. It's something you can't unbolt and bolt on. You take it loose by taking the exhaust pipe loose from the bottom of it underneath, and then you pull the exhaust manifold off and it comes up with the exhaust manifold. So it's, it's a little, little time consuming, but it's not bad. It's not a bad project. So, well, that's all bolt on. That answers two of the questions, but come, you know, this, this little pump that shot at President Trump, if a good thing, he wasn't trained in the morinkle. Aye, ain't that the truth? Yeah. Because we'd have been down our next future president. Yeah. Yeah, we'd be short one gentleman there. Yeah. Yeah. But yeah, and he was trying to shoot an AR, you know, 150 yards, and the accuracy on that is, I mean, you don't shoot silver dollar bills with it. You know, you've got to shoot a six inch rate edge target or something. So. Well, you know, I shot the same thing. You did the AR 15. Right. Right. And well, like I said, if he had been trained in the morinkle, or he could have been 500 yards away, and Trump would have went down. Well, that's true. Yeah. He was a big target. I know my AR 15 that I've got is so, I could take him down at 400 yards. Yeah. Well, I'm like you, I shot expert, and I'm just glad he was a little dirt road pump. Yeah. Right. You know, what he would do. Yeah. Yeah. People face brat. Exactly. Well, he got what he deserved to. Well, that's true. He didn't, he didn't, well, we didn't go ahead. I was talking. Well, I was trying to get in talk Sean today, and I'm sending the message that maybe the secret service needs to be replaced by the Marine Corps, and I volunteered you and me. There you go. Hey, I'll be ready. My weapons are welded all in my ammunition is even all down. I've got a, I've got to be soaked in a, in a big fat. Well, hopefully they won't need our services and they get somebody taller than that young lady that was only come up to like Trump way. You're supposed to be blocking him, not blocking his, not blocking his butt. Somebody need to climb up on her back so she could, they could cover the rest of his body. Yeah. Yeah. No doubt. Anyway, appreciate your college over here. Yeah. I know y'all got Chuck coming on and I'll be listening and then y'all have a great week and we'll get up. We'll get up with y'all with rest of these questions next week. Come on, let's see, we got another caller coming up. Call are you with us? I am. Oh, recognize that voice. Yeah, yeah. Mr. Chuck. Yes, it's me. How you doing tonight? I'm doing good. How about you? Oh, we're hanging in there, hanging in there. Just trying to get through it. You know how it is. Well, I must have called the wrong show. I called a Marine show. We got one with us. Yeah, we got a Marine show. On Wednesday night. You got somebody there, what are you just? Yes, sir. Service manager. Yeah. Okay. Well, I get a 23C8. Yeah. Just hit 10,000 miles and it's telling me need service. What needs to be done to it? Well, can you say it? Have me a mile to say 10? 10,000. Yeah. Well, I mean, it shows everything's still good to go. Right. The window sticker. I bought it at another dealership. The window sticker said 10,000 miles. Yeah. The service that the first service was 5,000, which was free. And then it said come back at 10. Right. So what happened at 10? Well, really? It was still just like 38% and all that other stuff. Yeah. I think what happens at 10? Well, at 10, I mean, basically, it's just an old change. You know, plus some inspections, you know, really, you know, inspecting the brakes and the tires and that. And you'd be surprised at 10,000 miles. If you drive it aggressive at all, you could have some tire wear by that time. So because those are pretty soft, pretty soft and aggressive tires. But well, you know, it's, it's funny you mentioned that I'm feeling a bump in the tire. I'm hearing a tire noise. Yeah. In the right rear tire already, I ran over something. They put a tire off. Yeah. And it's not the little nipple sticking off of it. And I know those soft tires left about what 20,000 miles? Yeah, if that it depends on which ones. But yeah. Yeah. Yeah. So it's like my four score bed. Yeah. Yeah. So, um, but anyway, I was, I was worried about the tires. So yeah, okay. So you answered my question, but I guess we can get back to Tom and what we called about it. Yeah. Chuck, hang on, we got to take a break and let everybody hear our sponsors. And we'll get back to you in just a second. Okay. All right. All right. Hold up. It's the car doctor with Kevin Ray Winkle and Tom Clexton on FM Talk 1065. Call Kevin and Tom now at 3430106 with your car maintenance and repair questions. The doctor is in. And welcome back to the car doctor show. This is car doctor Kevin, Kevin Ray Winkle with Tom Clexton. If you have any questions, give us a call or send us a text 3430106. And let's see, we do have a call. We're on mine. And I'm going to bring you on. I don't think we introduced you properly earlier when we. No, we did not. But I think we'll let Tom take it from there. All right. Chuck, you on board? I'm here. All right. We've got Charles Chuck Stewart, the CEO and founder of Professional Estimating Service on board here with us tonight. He's one of the very few certified diminished value claims experts that is recognized in the courts where the these claims are usually wind up going. If there's disagreement between the car owner and the insurance company. And he is a certified expert witness and has been doing this for, oh, I guess what, 20 years or so now, Chuck? Probably longer than that. But it started in 2001 when Georgia had that big lawsuit. It got real aggressive. I committed myself to that. And that's all I do now. Right. Well, now that being said, I'm sure there's people that are listening that may not be exactly familiar with what is a diminished value claim. And maybe you can highlight a little bit on how that works and what that really means. Well, it is. And I'm licensed in 47 out of the 57 states. So I do claims nationwide and diminished value. Every state is slightly different. And I know we're in Alabama. So in Alabama, for instance, Georgia had the big lawsuit in 2001. That was a class action. And that means everybody got it on their own policy where you cannot get that in other states on your own policy. But what that did is it opened it up for everybody in all 50 states to make a diminished value claim when their car was wrecked. And all that means is when your car is repaired. So let's say it had $1,000 worth of damage and you fix the car, you're bringing it back 95%. That difference that 5% doesn't bring it back that value is your diminished value. But that doesn't mean you're owed that. It means you can ask for it from an insurance company if somebody's liable to you in Alabama. That means the Xbox party. So in Alabama, if someone runs into you and you have a relatively new car, you know, one to five years old that hasn't been wrecked before, you may be able to prove that your owed depreciated value or diminished value. So that would be the difference. And where I'm seeing that on most occasions, and I'm sure it's where it occurs, is if your car is listed on let's say for car max car facts, my bad. And it's listed on there say at $42,000. And then next month, I have an accident. And I'm not it. I mean, somebody else was at fault, not me. Then if I get back on there and check out the car facts, my car might only be shown as worth $39,500 rather than the 42 or so that it was a month ago. Now it was true. Is that the way that works? Well, that is true, but you got to be careful because in the claims that they owe you the value from the time you had the accident. So let's say you had the accident in January, and then you go run your your car facts report in March. Well, the value may have dropped $3,000 in the period. Are you you run it now seven months later? The value has changed. So when the car facts value now, it should be compared to the market value now. But the value they owe you the law, they owe you the difference in value from the time of the loss. But in Alabama, it's just like any other claim you have to prove it. Now, there are exceptions. So if you own a car that's been wrecked before, I mean, you're already driving a diminished vehicle. You would be excluded if you were a car that's over. There's guidelines out of Tennessee. There was this case in Tennessee that went to 23 states and gave guidelines for diminished value or depreciated value. And it said the value, the damages had to be over $1,000 that had to include structural damage. It was cars one to five years old cars that were not leased. Let's see, cars that were not leased, cars that are have no prior accidents. And those were just like general guidelines. And if you qualified, then you could ask for it. Now, it's still up to you to prove it. Just because you say it doesn't mean it's true. So a lot of people, and here's where the rub comes in. So a lot of people go to the internet. And I don't have a website where you can go on and get your diminished value. But a lot of people do. But most of those people are not licensed in the state of Alabama. Not only that, they can't represent you in Alabama as an Alabama. All the attorney can represent you. So I can't give you legal advice, and neither can they, but a lot of them do. Well, we see that in VA claims too. But in Alabama, you have to be represented by an attorney no matter what it is, but especially in this. But these guys will promise, and I don't want people to go on the internet and pay $500 for a report where they're saying they're going to get $10,000 in this net worth of papers written. Right, right. Just lost 500. Right. They should be careful on what they do. But I use the Tennessee case law that was agreed on by 23 states is a guideline that I use. So less than six years old, damages over a thousand, which is nothing anymore. But it should include structural damage, which is part of the structure of the car, because most cars have their unitized or not framed, like a truck would have a frame, a car would eat unibody. So if it has that kind of damage, now car fax reports, as long as there's a police report, the car fax report will include the accident. Now, if it's on private property, or, you know, there's no police report, it usually doesn't show up on car fax. So that's another factor you can point at. You can go to your debt or ships will give you a free car fax support, or you don't have to pay $40. Whoever you bought the car from, if you go back to them, most of the time they will give you a free car fax report, because they pay like a dollar a report. And or if you're buying a unit car. New or used, the dealer usually will provide it to you. In almost all cases, car dealers provide that to you when you buy a car. And they make you sign the car fax report showing the history. Now, just because the car fax report says no accidents doesn't mean the car hasn't had an accident, it just means the accident hasn't been reported. But if you're trying to make a diminished value claim, it helps if your accident is reported to car fax, minor, moderate, major, severe damage. Obviously, minor is not that big of a deal, then it goes to moderate, then major, then severe damage. So the higher the category, the more you should, you know, the more you would expect. But in Alabama, you can only get it if somebody ran into you, if they're responsible. And if they're 100% responsible. Okay. So in other words, the thing is, it would be important to a car owner would, in that regard, would be the fact that if you had this vehicle, you drove it for a year, somebody run into you and damaged it, you got it repaired, drove it to those two or three months and decided you're going to trade it in or sell it. Then whoever's buying it or the dealer that's buying it runs the car fax on it and finds out that it was involved in an accident, then they're going to pay you, I want to pay you less money than what it would, what they would give you if it had not been involved in an accident. Correct. When you take your car to trade it, in over 50% of people trade their cars, they don't, even if they sell them outright, they don't get retail for them. But let's say you, I trade my cars. I mean, I just don't have time to put them right, you know, internet and sell them. I trade my cars. So they run the car fax. For instance, my Lexus, I traded my Lexus last year for a new Corvette and it had over $30,000 in damage now. In my case, I was lucky because the car fax report said minor damage. When I went to trade it, I got 55,000. It was a, it was worth 65 retail. You don't get retail when you trade it, you get traded. Right. So I, I was, I lost about $5,000. And the downside is, the little girl that ran into me had no insurance. So I had nobody to collect from, no, I could sue her, but she had no insurance. She worked in minimum wage jobs. So there was no point in me suing her for diminishing money. I just lost the money myself. Now, but if the person has insurance in the minimum insurance in Alabama is 25,000. So somebody runs into you and they do say $22,000 with the damage and you collect a $22,000 or a pair of your car, you only have like $3,000 to deal with. Your diminished value would probably be more than that. You know, but like I said, everybody doesn't have the minimum. But if your car is one to five years old, it's under, under 900, 90,000 miles. And it's not a commercial vehicle. That's another thing. Alabama excludes commercial vehicles from the diminished value. Okay. Okay. So if it's registered to our company, you can't collect in Alabama. Okay. So there is a slot both for commercial vehicles and it's personal vehicles only in Alabama that can collect the diminished value and you have to prove it. You can't just say my car's off value. Okay. You know, all right. Listen, I've got some other questions I want to ask you if you've got some time. Go ahead. Go ahead. We're going to have to take a hard break here. Right. Okay. Get a word from our sponsors and we'll come back then we'll get a little bit further. And now I wanted to, to kind of see what you say in regards to what are you looking for? If you do a visual or personal inspection on one of these cars. So, but we'll be right back with Chuck Stewart with Professional Estimating Service. It's the car doctor with Kevin Raywinkle and Tom Clexton on FMTalk1065. Call Kevin and Tom now at 3430106 with your car maintenance and repair questions. The doctor is in. And welcome back to the car doctor show. This is the car doctor Kevin rung for a long time class and we still have Chuck Stewart online with us. And we're going to let Chuck and Tom talk a little more than this. It's a pleasure to have you on board with us here tonight Chuck. You are just full of information in regards to this particular item. And what I was really wanting to try to bring out a little bit is if, if you have a vehicle that's, let's say that it has been involved in an accident and it was the other part is fault. And you talked about it while ago the fact that the, that we don't have full frames under our automobiles and all now. Well, they're coming sections. So, we wouldn't have to worry about them straightening the frame on a car like we used to and using them. One of those big butt head torches and red heads or whatever they called it and pull it out and beat it out and heat it and all. Then when you raise the car, put it on the lift. It looked like it had been used in pine trees to pull it apart. But now that, you know, they just, you know, take the rivets out and unglue them and put a new piece in. But all that being said, there's other areas that need to be considered. And I mean, I'm hearing back in the day, I know some of the alcohol classes that I took, you've got dissimilar metals, you have electrolysis and the bolts that they're putting these things together with. You can't reuse them. Then you have sloppy paint jobs where a factory paint job is only supposed to be so many millimeters thick. And then somebody might not totally clear that and take that, prepare that area as well as they should. And then they loaded up with either a body filler or some extra coats of paint. And also, is that some of the areas that you guys look for? What are you looking for if you're trying to determine that there is actually known damage to that vehicle? Well, Tom, repairs are not done like they used to be. First of all, you have two standards in the industry. One is industry standards. You mention I-Car. So if you go to I-Car classes and the shop certified by I-Car or the technicians pretty much are certified by I-Car, then they can repair car to industry standards. And that's typically, I don't want to say older cars, that's cars, you know, three to ten years old can accept an industry repair. Most dealerships, most reputable body shops now, get what we call manufacturer certifications. So if you're a GM dealer, you get GM certification. Okay, if you're on the Acura, you get their certifications. So you don't see that what you just explained in repairs, you really don't see that anymore unless you take it to Joe's auto body in the backyard. You don't know those kind of repairs anymore. So one of the things I do when I get one of these to do, I research the repair shops. Okay, so for instance, I did one today and it was a Subaru that had like $20,000 experience. Whoa, but $20,000 is not what it was 20 years ago. Oh no. Oh no. Because the hood can be, you know, $2,500. The headlight can be $2,500. And then on the expensive car, it can be even more than that. So the first thing I did was Google the shop looked at their certified by 10 manufacturers. Not I car. Well, they did have I car certification. Don't get me wrong, but they've had 10 manufacturer certifications and one was Subaru. Okay. So they sign a contract with the manufacturer in some or yearly, some are every two years, and they agree to keep that certification. They fix it to Subaru standards. Now, that just means they sign a contract and they're in with Subaru. That means they all their technicians are either tested or certified to pick Subaru cars. They have the proper welders. They have the proper supplies, the proper lighting. They do what we call an onsite survey of the shop. So the shop has to be certified to repair their cars. Okay. Okay. For instance, let's say you have a Toyota or Lexus. Lexus and Toyota will only certify their dealerships to pick cars. Now, be careful because just because they only certify their dealerships doesn't mean their body shops are certified. They may not be. You understand? Right. For instance, when my car was wrecked last year, my car was all aluminum. Okay. So only somebody that has an aluminum repair facility, which is separate from a standard repair facility because of cross contamination could fix my car. So my insurance company gave me lists of three shops. None of them were aluminum certified or they didn't have aluminum facilities to fix my car. So I took it to a shop. There's only like three, maybe in town that can do aluminum repairs. I'm not going to mention any names, but to have a separate facility, you can't use the tools you use on a regular body to do body work. You can't use aluminum repair. It causes cross contamination. Okay. And rust and all that. So you have to have a completely separate facility. Well, yeah, yeah. And that's been going on since, you know, they started putting aluminum on cars or aluminum structures. Right. So the reason my car costs so much for repair is because it was all aluminum. Yes. Okay. So in that, and they repaired my car and I wasn't happy. It was perfect repair. You can even tell my car was repaired. Good. Okay. But my buddy called me city in a new Corvette and he was held to me for MSRP, saw bought it and traded my car. And I got a good amount on my car because the car facts said minor damage when it was more like major. Yeah. Imagine. So I lucked out on that. Okay. But it was repaired. Perfect. And I made sure of that. But most people that drive in and, you know, late mile a car are going to take it either to the dealer or to somebody that's certified to fix. Yeah. So you don't have those old standards. If you even look at town, consolidators came in, bought out the shops, a lot of their regular body shops have gone out of business. Yeah. So you don't see that. Yeah. Older cars, cars that don't matter, you can get fixed at Joe's auto body. Yeah. You have a late mile car with all that stuff. You know, that's not an issue. So really, really, your only issue is isn't on car facts. Right. And what is car facts saying, minor, moderate, major, severe damage? Okay. The worse it gets, the more your depreciation is. All right, big daddy. Well, we could go on for a couple hours, but we about to run out of time here on the show. It's been a pleasure to have you on board here. Maybe I'll get you to come back one night. We used to get to come back on here all the time, but hadn't been able to round him up lately. So it's a pleasure to have had you on very knowledgeable and gentlemen. And you've got a bunch of information out. We thank you so much. Yes, sir. Bye bye. You have a blessed day. Thank you for coming on. I do enjoy it every time you do. Yeah. And he's cool. He's just full information. Yeah. But it's, I'm just like this week. He was in Atlanta and in like two or three different courts doing those cases also. He's considered an expert witness. Right. And he knows how to write that stuff and make it last because that's all he's doing now. He specializes. Yep. But how long we got? Okay. We're closing. We're closing. So I just want to thank everybody for listening to the card I'll show tonight. And I hope we hope we got some information out there that was of interest to you. And we'll be back next week. And we certainly want to thank all of our first responders and all of our vets. And we appreciate you. We thank you for your service and to all of you guys from the gold jar head marine. Oh, God, it's up with my brother. [Music]