Richard was a HS History teacher for 25 years, and the former Deputy Director of the Ohio State Teachers' Retirement System. From growing up on a tobacco farm in North Carolina shortly after the Great Depression, to traveling the world to places like Egypt and India, being immersed in different cultures has shaped who he is. Family trumps all with Richard, and he makes the most of the present, while letting the future take care of itself. Take a listen, and learn about life from a man who has lived a lot of it!