In this episode of Financial Focus, we have a surprise guest #TomHegna that is joining us. The author of multiple books including "Don't Worry Retire Happy" and "Pay Checks and Play Checks", #TomHegna joins us to discuss the income planning piece of retirement and how simple it can be when broken down. We hope you enjoy this special edition of Financial Focus. Give #JohnKuykendall a call at (386) 755-9018 and visit www.GulfCoastFinancial.net