John Kuykendall discusses the benefits of your 401K and how to effectively utilize them while saving for retirement. Retirement shouldn't be based on guessing. You need a plan to know how much you will need and how you need to have your accounts set to provide for the lifestyle you want to live in retirement. The 401K is a fantastic tool for helping build towards retirement. It should be on your list of priorities to review your options often, and make the most of your 401K while saving for retirement.