Medigap and You (2022)  

Medigap is popular, for good reason. 

1. Cost-sharing means that your out-of-pocket costs are limited after you satisfy paying the Part B deductible. 
2. The coverage must stay the same over time, the only party that can cancel is you. 
3. Any healthcare provider that accepts the federal Medicare card will accept your Medigap plan.  

Premiums can change, but: 

1. It is very difficult to find the accurate premiums across carriers.
2. People do not understand what drives premiums.
3. Medical Loss Ratio must be satisfied. 
4. Competition exists not only among Medigap carriers, but now, the improvements to Medicare Advantage have made put tremendous strain on Medigap carriers.  

It's easy and perhaps attractive to think that other narratives sound right, but...nah.  

CONNECT: 

• $$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi🔥 
• Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s📆 
• Your first call has no-obligation and is FREE https://calendly.com/justjae/  
• 📲 Maximize Your Medicare Facebook Group: https://www.facebook.com/groups/32134... 
• 📖 Book website: http://www.maximizeyourmedicare.com
• 🐦 Twitter: https://twitter.com/JaeOhCFP
• 🐦Twitter: https://twitter.com/MaxYourMedicare 

#Medicare #Retirement

— Maximize Your Medicare by Jae Oh