Two Years

That's two years prior to the earliest of two dates.

• Turning 65
• Date that you intend to retire from work

That is when you should begin to learn about Medicare (there's a book I might suggest)....

Why?

• Some have to pay higher Medicare premiums (IRMAA) and your income is measured two years prior.
• You may be married and need to consider the combined, household healthcare costs.

Official website for the book: www.maximizeyourmedicare.com
Buy the book on Amazon: https://amzn.to/2HsnMBv
YouTube Channel: https://youtube.com/maximizeyourmedicare
Feedback, questions: jae@maximizeyourmedicare.com  
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#MuchMoreThanMedicare