15 Minutes with Paul Ward - First Time Home Buyer Specialist, Marianne Caprino

In this special episode, Paul meets with first time home buyer expert, Marianne Caprino. Marianne shares some surprising information such as a first-time home buyer can also be someone who has not owned a home in three years! Marianne also shares what mortgage insurance is and how it can affect a buyer’s ability to purchase a home. There may be some unforeseen costs involved when buying a home but this episode breaks it down into easy-to-understand segments so buyers can be prepared!

What programs are available in California to help first time homeowners? How can you start on your journey to home ownership? Tune in and find out!

Paul has also prepared a video presentation with this episode available on YouTube @PaulWardFarmTalk and on his blog with a full transcript!

 

What you’ll learn in this episode:

0:00 Topic Introduction

0:34 First time home buyer criteria

0:54 New programs for first time home buyers in California

2:27 Defining mortgage insurance

2:46 Possible unforeseen costs

3:54 20% down payment assistance

5:51 Loan restrictions

6:31 Loan eligibility

8:11 Important factors to consider

11:05 Low-income grant programs

12:35 How to get in touch with Marianne Caprino

 

First-time Homebuyer related 15 minutes episodes:

Vanessa Jimenez from Opus Escrow

Mortgage Rates with Mortgage Loan Originator, Karly Rosalez

 

Marianne Caprino - Mortgage Loan Originator

Luxury Properties, Jumbo, Conventional, FHA, VA

Dignified Home Loans, LLC

Cell (805) 340-6659 2751

Park View Court 2nd Floor, Suite 231 Oxnard, CA 93036

NMLS 1829876

Dignified Home Loans | Your Trusted Mortgage Lender - Marianne Caprino 

 

Have ideas for future episodes? We'd love to answer your questions - leave a comment!

For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com