A home is many people’s most important asset. Protecting this form of wealth comes in many forms, and one of them is title insurance. In this episode, Paul speaks with title insurance expert, Tom Piszczek to discover how title insurance can protect you against not only liens, but title fraud as well. In a brief but informative 15 minutes, Tom discusses several title insurance scenarios including mechanics liens and elder abuse. To protect your home against fraud, Tom recommends Fraud Notify, a protection service offered by The Ventura County Clerk-Recorder. Find out how to quickly and easily protect your home - and those of loved ones - by registering for Fraud Notify.

Watch the full episode complete with charts and guides on Paul’s YouTube channel. 

0:00 Introducing Tom Piszczek, Account Executive with Lawyers Title

0:54 What is title insurance and why is it important?

2:45 As long as you have an active policy, you have coverage for future events

3:08 Mechanic’s lien scenario

4:16 Statement of information at the opening of escrow

4:48 Escrow’s responsibility to work with sellers to get partial releases

5:50 What if the seller hasn’t paid back taxes?

7:02 Free fraud alert program in Ventura County - Fraud Notify

10:30 What to do if you get fraud alert

11:53 Benefits of discovering fraud early

12:48 Preventing elder abuse with Fraud Notify

15:22 Get in touch with Tom Piszczek with title insurance questions

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Have ideas for future episodes? We'd love to answer your questions - leave a comment! For any home buying or home selling needs in the Ventura County area of California, please reach out to Paul@HomeAndRanchTeam.com or visit www.HomeAndRanchTeam.com

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