This, this is the Radio Realtors. I sold the house. This is a home. This is a place to live. It's a place to live. Northern California's longest running show on Real Estate. Real Estate is not just buying and selling houses. Who are you? Some kind of real estate agent. Real estate agent. I love Real Estate. I love Real Estate. Have a sweet family eyes on that house. I wanted it. The Radio Realtors. I love every second. Now, here's your host, Robert Lewis and Frank Crandall. Let's go and sell some hugs. [MUSIC PLAYING] Welcome to The Big Show. We are the Radio Realtors, Northern California's number one Real Estate Radio Show proudly coming to you. Live from the Equity Protect studios, and here's the truth. Others so-called home title law companies charge approximately $250 per year just to monitor your title. And in five years, you're going to have spent approximately $1,000 to simply be told something has or has not occurred on your property. Well, Equity Protect is the only company that completely prevents title, indeed, fraud and home stealing from happening to you. And they do it for far less of a cost. What are you waiting for? Discover the Equity Protect difference and how their patented technology works. And right now, get 30% off your first year with a discount code. Protect30@equityprotect.com. That's Protect30@equityprotect.com. And my name is Robert Lewis, your Real Estate Professor. Thanks for taking the time. Out of your day to listen to the show, and remember, you can hear the Radio Realtors on AM1380, the answer. And if you miss any of our show, you can always listen to our podcast by searching for the Radio Realtors. You can also text us or call us right now for a free, no obligation consultation at 83332 radio. That's 83332 radio. Of course, we help buyers and sellers. And at the Radio Realtors, we don't just discuss real estate on the radio. We are extremely active Realtors that work with our listeners and our clients, just like you every single day. So let's get your home on the market and help you sell it for a premium that you deserve. And if you're a buyer right now, you need a strategy and we have those here to help you. So call us or text us right now at 83332 radio. That's 83332 radio or online@theradiorealtors.com. That's theradiorealtors.com. And we have a great live chat option over at theradiorealtors.com where 24/7, you can speak with someone from our team. So check that out. If you have some questions and maybe you're up in the middle of the night and you need some help, well, we do have someone available 24/7 at theradiorealtors.com. And we have an amazing show for you today, including the Radio Realtors Pro Tips to help you close on your home faster. And number two, things you might be able to skip fixing in today's housing market. Well, buying a home is an exciting time, but it also can be a very stressful and at times a lengthy process. In addition, in a hot market like we are in right now, sellers may be entertaining multiple offers, which can send your potential anxiety levels through the roof. And undoubtedly, if you're rushing to buy a home, you don't wanna be reckless as you may miss the signs that you're about to buy the wrong house. But if you're reasonably certain you found the right one, we've got some tips to help you close on your home faster. Well, let's start out with pro tip number one to help you close on your home, purchase faster. It's assemble a dream team. Now, this is a really good first tip because in the home buying process, your real estate agent and your mortgage lender will become your best friend. So before you step foot in an open house or go toward homes, you need to have a rock solid relationship with us. And this is why at the Radio Realtors, we always recommend that if you're even thinking about buying a home that you reach out to our team, let us help you out. Our phone number is 833-32 radio. That's 833-32 radio. Now, when you call us, we will help you assemble your dream team initially consisting of us as your experienced Realtors and one of our preferred mortgage lenders. You must have a great realtor and mortgage lender in your corner if you wanna speedy closing. So the first thing we wanna do is develop a great relationship and a home buying strategy with you. And part of cultivating this relationship and strategy includes making sure you are easy to work with and that you respond to our requests in a timely manner. And in addition to having us as your Realtors and a great mortgage lender, there are some other professionals you're gonna need to help you close fast such as home inspectors, pest inspectors, escrow agents, and an insurance agent. So this pre-planning will help you save time later because when you find the home that you love, well, you already got your team in place, right? Now pro tip number two to help you close on your home purchase faster is secure pre-approval. You know, besides working with the Radio Realtors as your real estate agents, there's one step that you can take that will definitely help you close on your home faster. And that step is making sure you're working with a mortgage lending partner who can have your pre-approval underwritten prior to you identifying our property. Now pre-approval helps to ensure that you'll be able to get a mortgage and let you know what your price range is. And this saves you from wasting your time looking at homes that you may not qualify to purchase or maybe, you know, you're looking at homes that are too low in your price range. So you wanna know what you qualify for. And then when you're working with the Radio Realtors and one of our preferred mortgage lenders, well, this part of the process is done auto-magically, automatically for you. So you don't have to worry about it. So pro tip number three to help you close on your home faster is get a loan commitment. Now you see securing a pre-approval is an important step but the ultimate goal here is to obtain a loan commitment from your mortgage loan officer. And during the loan or mortgage commitment process, the information on the application such as your income, employment and assets is verified. And the property appraisal is ordered and the title search is ordered. And once these activities are completed, the lender can then issue a loan commitment to you which will put you in a better position to close quicker on your home. And I forgot to mention that with our preferred mortgage lenders, they can close on your loan in as little as 10 days. And in a seller's market, a lightning fast close like that can be the difference between you getting the home or losing out to another buyer. Now pro tip number four to help you close on your home purchase faster is submit documentation promptly. Now this is a super important tip because getting your mortgage quickly can rapidly move you to closing but you play a major role in how fast that occurs. One of the key factors in closing faster is having all your documentation submitted quickly. And to help you know what you need, I'm gonna give you a short list of like the seven items that you're gonna need when applying for a home loan. Now item number one is your tax returns. Mortgage lenders want to get a full story of your financial situation and you're probably gonna need to sign this form called a 4506T which allows the lender to request a copy of your tax returns from the IRS. And lenders generally want to see one to two years worth of tax returns. And this is to make sure your annual income is consistent with your reported earnings through pay stubs and there aren't huge like fluctuations from year to year. Now item number two is pay stubs, W2s or other proof of income. And lenders may ask to see your pay stubs from the past month or so. Your tax returns help to give your preferred mortgage lender a clear idea of your overall financial health and your pay stubs help them calculate your current earnings. Also if you're self-employed or you have other sources of income like maybe child support, you may need to show your lender proof through 1099 forms, direct deposits or other means. Now item three is your bank statements and other assets. When assessing your risk profile, lenders may want to look at what your bank statements and other assets look like. And this can include your investment assets as well as your insurance such as life insurance. And lenders typically request these documents to make sure you have several months worth of reserve mortgage payments in case of an emergency. They also wanna check to see that your down payment has been in your account for at least a few months and didn't just show up there overnight. And that is called seasoning. Now the number four thing that you need is your credit report. That's the number four document. And to assess you as a borrower, lenders often pull your credit report. And they do this with your verbal or written permission to see your credit history and understand this that you may need to explain any blemishes on your credit report. Blemishes might include a previous short sale or a foreclosure or things like charge-offs or late payments. You should also be prepared to write a statement that explains negative items on your credit report. And this helps your preferred mortgage lender evaluate your credit profile. And in many cases, lenders may look at one time, unavoidable circumstances differently from chronic delinquency. Item number five is gift letters. Your friends and family might wanna help you buy a house and give you some money, which is an amazing thing. And if this is the case and you're blessed with these financial gifts, you're gonna need to prove and provide written confirmation that the monies are indeed gifts and not loans. And the documentation should also list their relationship to you as well as the amount of the gift. Most mortgage loans do allow gifts and gift funds. So if you're lucky enough to have this kind of assistance from family members or friends, it can be extremely helpful on getting you to the dream of home ownership. Now, number six is a photo ID. The bottom line is you need to provide a photo ID such as a driver's license. And this is simply to prove you are who you are claiming to be. And then number seven is your renting history. And for buyers who don't already own a home, many lenders are gonna request proof that you pay on time. They may ask for a year's worth of canceled rent checks, checks that your landlord has cash, or they might ask you to have your landlord provide documentation showing that you paid your rent on time. Your renting history is especially important if you don't have an extensive credit history. And after you submit the documentation, we recommend following up with your lender to be sure that your documents have been received. Even in the age of technology, things don't always work as they should. So you wanna make sure that you let your lender know that you've submitted the documentation and just don't assume that their system's gonna update them. At the Radio Realtors, we recommend having all your documents in order at the time you apply for your loan. Because presenting a lender with a complete package, all at once is gonna eliminate any delays in going back and forth with requests. And here's another insider secret for you. Mortgage loan officers are so busy these days that the fewer touches needed on your loan, the faster it's gonna be processed and the faster it's gonna be closed. And that means the faster you're gonna be living in that home. Now, before we get to pro tip number five, we've gotta go to break. But give us a call here at the Radio Realtors. We'd love to hear from you. 83332 Radio is our number. That's 83332 Radio or live chat with us online at theradiorealtors.com. That's theradiorealtors.com and we'll be back right after this. You know, there are some people that believe that all mortgage lenders are the same. But do you believe the diamonds in cubic zirconia are the same? Well, at first glance, they look very similar, but to the trained eye, they are totally different because one's a fake. What's even worse is when you're in the middle of buying a home and you discover that your mortgage lender is a cubic zirconia. This discovery could make you lose your dream home and your hard earned money. And if you want the real thing and not a fake when it comes to buying your next home, you need the diamond of lenders, Jeff Compton with Guild Mortgage. Jeff and his team, they're devoted to helping you get the right loan with the best interest rates and the lowest fees and Jeff can close fast in many cases in as little as 10 to 21 days. For a quick response, you can call our text, Jeff, at 916-765-2900. That's 916-765-2900 or apply online at jeffcompton.com. That's jeffcompton.com. And I'm a less ID number, 298-997. Equal Housing Lender. - Brenton Tatum here, host of The Office of Tatum Show. Have you heard that teamwork makes the dream work? Well, I've been part of some really special teams. I play football, I worked in law enforcement, and even my team here on the radio. And if you're wanting to buy a home anywhere in Northern California, call the dream team, Rob Lewis and Frank Crandall, the radio realtors with EXP Realty. Check this out. Royce and Angela were first-time home buyers wanting to buy a home in Lincoln. Rob and Frank met with them, discussed their wants and needs for home. Got them pre-approved with one of their preferred mortgage lenders and had them out looking for homes the very same day. Rob and Frank found them the perfect home and negotiated a great price. And in just 21 days, Royce and Angela had the keys to their dream home. As a home buyer, they can help you win too. Even in this shifty market, call the dream team, Rob and Frank, the radio realtors with EXP Realty at 833-32 radio. That's 833-32 radio. Online at RadioRealtors.com. That's RadioRealtors.com. DRE number 0140-6275. ♪ AC heat ♪ ♪ And plumbing you just call this ♪ ♪ It's easy as calling please, please, please, see ♪ ♪ Please, easy ♪ ♪ Calling in heat, yeah ♪ Robert Lewis here from the RadioRealtors and just recently, my AC died. And this time, there was no fixing it. The good news is, I called my friends at Lees Air Plumbing and Heat, and Lees won over all the options with our family, and we chose a Bosch 18-sear system. In just one day, that system was installed and our house is now cool, comfortable, and ready for summer. And I get it, nobody likes to replace their system, but sometimes you have to. Right now with Lees, you can qualify for up to $8,500 in rebates, but hurry because these rebates are in limited supply. So if you need a new H-back system, repairs, or just to tune up, go to Lees Air.com. That's Lees Air.com. ♪ AC heat ♪ ♪ And plumbing you just call this ♪ ♪ It's easy as calling please, please, please, see ♪ ♪ Lees, easy plumbing and heat, yeah ♪ ♪ Lees, easy ♪ - This, this is the RadioRealtors. - They sold the house. - This is a home. - This is a place to live. - It's a place to live. - Northern California's longest running show on Real Estate. - Real Estate is not just buying and selling houses. - Who are you? Some kind of real estate agent. - Real estate agent. - I love Real Estate. - I love Real Estate. - I was gonna tell you, eyes on that house. I wanted real real realtors. - I love every second. - Now, here's your host, Robert Lewis and Frank Crandall. - Let's go to a sell some hunt. (upbeat music) - Testing, testing, testing. All right, welcome back to the RadioRealtors. Northern California's number one real estate radio show. And as always, we are proudly coming to you live from the equity protect.com studios and most home title law companies today. They'll monitor your property for fraud and then notify you after the crime occurs. And some will even help you fix it once it's happened. But what they don't tell you is that this type of monitoring is already available to you absolutely free from many county recorders. Additionally, once the fraud happens, it can cost you thousands of dollars to reverse and months of stress and worry that could have been easily prevented. Using a new patented process, equity protect will scan, monitor, alert, and most importantly, protect you from any attempts to tamper with or steal your home equity and ownership. They do it 365 days a year, 24/7. Get your free risk assessment at equity protect.com. That's equity protect.com. Now we are covering pro tips to help you close on your home purchase faster. And the first pro tip was you gotta assemble a dream team. That means that you've gotta have a great realtor. At the RadioRealtors, we wanna be your realtors. We have a strategy. And then also we have our preferred mortgage lenders who are the best mortgage lenders on the planet. They have the best closing times. They can close your loan in as little as 10 days and they are amazing. Now pro tip number two to help you close on your home purchase faster is secure that pre-approval. We wanna have you talking with one of our preferred mortgage lenders right away. You can actually do that today while we are on the radio. All you gotta do is give us a call at 83332 radio. That's 83332 radio. We can literally have you talking to one of our preferred mortgage lenders today. And you could be out looking at homes later today or even tomorrow. And you could be in escrow in just a matter of like 24 hours if that's something that you're looking for. Now pro tip number three to help you close on your home purchase faster is get a loan commitment. And this is beyond pre-approval. It's really certification that you are basically guaranteed to be able to get a loan. Now tip number four to help you close on your home purchase faster is submit your documentation properly. They need your tax returns. They need your pay stubs, W2s, other proof of income. They need your bank statements and other assets. They're gonna need to see or pull your credit report to see what your credit history looks like. If you're getting gifts from family members to buy the home financial gifts, well they're gonna need gift letters showing that that money is truly a gift. You're also gonna need a photo ID and there's a possibility they're gonna need a copy of your rental history or your renting history. And that could be canceled checks or just information from your landlord that shows that you pay on time. Now tip number five to help you close on your home purchase faster is be proactive. You know at the Radio Realtors, we highly advise that our home buyers be proactive every step along the way. Homeowners insurance is something that you maybe can start shopping for as soon as an offer is put in. Home inspectors and pest inspectors are other things that you can be researching in advance to help the closing process move quickly. Now tip number six to help you close on your home purchase faster is deposit your earnest money deposit or your EMD. Now an earnest money deposit or down payment shows that you're well sincere with your offer and your EMD is often used in real estate transactions to demonstrate that you as a buyer, you got a serious desire to complete the transaction. And if you're placing a higher amount into escrow for your earnest money deposit, well it provides an elevated confidence level for the seller that you are a buyer that is hoping to complete the transaction and buy the home as the money acts as a form of insurance for the seller. And in addition to this, if you do this within 24 hours of acceptance, it may motivate the seller to kind of move things along or maybe select your offer at all. Now tip number seven to help you close on your home purchase faster is offer incentives. Now another way to motivate the seller is to try and understand their goals and timing. And this can allow you as a buyer to make your terms more appealing. You could offer to pay maybe some escrow related fees that the seller would have in a standard transaction. Anything from escrow fees, inspection fees, the home warranty, termite report or the natural hazard disclosure report. Although home buying negotiation skills are normally used to make the offer better for you in a seller's market, you may wanna try to make it better for the seller. And for example, if it's gonna be difficult or the sellers maybe move out quickly, you could offer them a month of free occupancy. So not only could they maybe stay an extra month, but they also wouldn't have to pay a mortgage for that month. And this just might be enough to sweeten the deal to have the seller accept your offer and close faster. So why not pick up the phone and give us a call right now at 83332 radio. That's 83332 radio. Or you can chat with us live online at theradiorealtors.com. That is theradiorealtors.com. Now last but not least, pro tip number eight to help you close faster on your home purchase is don't make any life changes. You know, we get it. You can't wait to furnish your home. However, you really need to put the breaks on new purchases. You don't wanna make any life changes during the mortgage loan process. Life changes include changing your job like your employer or the number of hours you work or making large purchases like a car or furniture or appliances and even moving money around in your accounts or even closing a bank account. You don't wanna do it because these types of changes are risky because they will lead to more questions during the underwriting process. And additional questioning causes more time to be added to the normal closing period. So the wrap up here is for many people, speed can trump all other considerations when it comes to selling their real estate. Whether they need their money quickly to invest elsewhere. They need to relocate for a new job or have some other motivation. A quick sale can help them accomplish their goals. And a quick sale is also safer for the sellers since once it's done, it is done. Now, obviously in a seller's market, home sellers are looking for the highest and best offers. However, using one of the radiorealtors preferred mortgage lenders who can close in as little as 10 days, you really can't lose. So why not give us a call right now? Find out what you qualify for. A five minute phone call can have you in your new home in as little as 10 days from today. And this scenario happens a lot with our buyers. So call us right now at 83332 radio. That's 83332 radio or you can live chat with us at our website, theradiorealtors.com. That's theradiorealtors.com and we'll be back right after this. ♪ AC heat ♪ ♪ I'm plumbing you just call these ♪ ♪ It's as easy as calling please ♪ ♪ Please AC ♪ ♪ Please AC plumbing and heat yeah ♪ Robert Lewis here from the Radio Realtors in the Dog Days of Summer are just around the corner. As luck would have it, my AC system just stopped working. So I called my friends at Lees Air, plumbing and heat. And they set out one of their top technicians and after a thorough inspection, my worst fears were confirmed we needed a new system. Truth be told, our system had been limping along for quite some time. But here's the good news, when you install a new HVAC system with Lees, you can qualify for up to $8,500 in rebates, but hurry because these rebates are in limited supply. So if you need a new system or repairs or even just maintenance, there's only one place I trust, LeesAir.com. That's LeesAir.com. ♪ AC heat ♪ ♪ I'm plumbing you just call these ♪ ♪ It's as easy as calling please ♪ ♪ Please, they see ♪ ♪ Please, they see ♪ ♪ Calling and he yeah ♪ ♪ Please, they see ♪ If you've been thinking about buying a home, you know it's a tough housing market right now, but I've got wonderful news. There's a new home community that's a reasonable drive from Lincoln, Roseville, North Natomas, and downtown Sacramento offering brand new three bedroom and four bedroom homes with solar in the low $400,000 range. And they even have five bedroom homes in the low $500,000 range. These homes are beautiful with granite countertops, LVP flooring, spacious floor plans, and great amenities nearby. Find out more called the Radio Realtors with EXP Realty right now at 83332 Radio. That's 83332 Radio. Schedule a private tour today. And if you decide to buy with us, we will save you thousands of dollars with special incentives. All buyers are welcome, FHA, VA, first time buyers, and investors too. And you can reserve your home with just a small deposit. Call us now at 83332 Radio. That's 83332 Radio. DRE number 0140 6275. - This, this is a Radio Realtors. - I sold the house. - This is a home. - This is a place to live. - It's a place to live. - Northern California's longest running show on Real Estate. - Real Estate is not just buying and selling houses. - Who are you? Some kind of Real Estate Agent. - Real Estate Agent. - I love Real Estate. - I love Real Estate. - Ever since I laid eyes on that house, I wanted the Radio Realtors. - I love every sec. - Now, here's your host, Robert Lewis, and Frank Crandall. - Let's go to the sell some hugs. ♪ There goes a neighbor ♪ (upbeat music) - All right, welcome back to the Radio Realtors. Northern California's number one Real Estate Radio show. Broadcasting live from the equityprotect.com studios, and have you seen the ads for home title lock? Well, they're hard to miss, and we've been researching these companies, and the truth is most of these companies are a ripoff, because most don't actually lock your title up at all. They merely monitor for changes, and then notify you after something bad has already happened to your title. However, there is one company that actually does lock down your title and prevent financial crimes from happening, and that's equityprotect, and they have that patented ID verification process to stop title transfers without you physically approving them. So if you own your home mortgage-free, or you have a lot of equity, you need equityprotect, so that scammers don't steal your equity or title, and for a limited time, equityprotect is offering an amazing deal for new customers, 30% off your first year, giving you one year of protection for less than $12 per month. Go to equityprotect.com. That's equityprotect.com, and use a discount code protect30, and that is equityprotect.com, and use a discount code protect30. And what's that, Matt? Okay, Kent from Carmichael wanted information on good life home inspections, that's great. So just to let you know earlier in the show, I talked about our favorite inspection company, and that company is Good Life Home Inspections, and the first kind of inspection I talked about is the home inspection. For buyers, Good Life is gonna spot any ongoing or potential issues, and present you with a detailed report, and a repair cost estimation. And armed with that knowledge, you're gonna be able to make a much more informed decision on your home purchase, and adjust your offer accordingly if you need to. Now, if you're a seller, Good Life's team is gonna carefully assess your property's current condition, and provide you with a list of all the issues that you can address to increase your home's appeal to potential buyers. And in our opinion, here at the Radio Realtors, we believe that a minor investment in repairs results in a higher net to you as a seller from the future real estate deal that you're gonna go through. Now, Good Life not only does home inspections, they also do pest inspections, and Good Life's team service is much more than just a checkup for visible signs of termite activity. They offer a full-on wood infestation inspection, and their team has all the skills, equipment, techniques, and experience to discover the presence of any destructive species like carpenter ants, and wood-boring beetles, and just plain old dry rot and fungi. So you can find them online at glinspections.com. That's glinspections.com. - And if you didn't get that information, you can just go to our website, theradiorealtors.com. That's theradiorealtors.com. So we just got done speaking to you potential home buyers. However, we're gonna switch gears and talk to you folks that may be considering selling your home about now. Now, when you get ready to sell your home, your to-do list can quickly get out of hand, which is why whenever possible, you should try to take unnecessary projects off your plate. And while you should do what you can to make your home as appealing as possible to potential home buyers, in today's hot sellers market, before you head off to Home Depot, or you hire a contractor, we're gonna go over some common home repairs that you might be able to skip right now. Now, the number one thing you might be able to skip fixing in today's housing market is partial repairs. Have you heard that saying go big or go home? Well, that saying applies to selling your home right now. And what it means is if you're gonna start a renovation, especially when it comes to a bathroom or your kitchen, doing partial updates like adding new countertops, but keeping the old cabinets doesn't normally look good. And often it does more harm than good during the sales process. You see, unless you're gonna present a buyer with a fully updated kitchen or bathroom, you may want to just let the new home buyer do a round of full updates where they can pick the styles that they like. And you definitely don't wanna add the cost of a partial renovation to your sales price. The truth is, is that some buyers look forward to doing renovations and would prefer to buy a true fixer upper instead. Not to mention when you skip renovations, you don't have to worry about pulling any permits yourselves, right? Now, the number two thing you might be able to skip fixing in today's housing market is cosmetic damage. You know, no buyer right now, and I can just tell you this because I've been out with them a lot lately, but no buyer right now in this market expects to walk in and find a pristine home from top to bottom unless they're buying a brand new construction home. And what they do expect though, is to be able to buy a home without major structural issues or stressful things like a bad roof or plumbing leaks or electrical issues or a non-operational heating and AC system. So our recommendations are focus your efforts on improving these areas as buyers might easily overlook small cosmetic damages like scuff floors and chip paint, but they may walk away from a home with major and necessary repair needs. Now, the number three thing you might be able to skip fixing in today's housing market is minor electrical issues. I did say minor because in this housing market when it comes to electrical issues, you probably don't need to sweat the minor ones and a light switch that turns nothing on or a wobbly electrical socket won't scare off eager buyers right now. Again, focus your repair efforts on major electrical issues that are dangerous or inconvenient for the buyers to fix. Now, a lot of the time, minor electrical issues are only lightly touched upon in an inspection report and the buyer is unlikely to be super concerned about these. Now, in addition, if you have an older electrical panel, if it is in good working condition, you don't have to replace it. Sometimes some home inspectors will make this recommendation even though the panel is working properly. Now, the number four thing, you might be able to skip fixing in today's housing market is driveway and walkway cracks. You know, in this hot seller's market, you don't need to crack under pressure to fix every little, well, crack. It's a good idea to invest in the curb appeal of your home, of course, as that's the first impression. Any potential buyer will get when they attend your open house or tour your home. However, buyers probably won't bat an eye at hairline cracks that don't present any maybe true safety risks. Now, the number five thing that you might be able to skip fixing in today's housing market is repainting in trendy colors. You know, if you pop onto a lot of home listing websites right now, you're gonna notice a lot of homes have shiny new coats of gray paint in an attempt to make the home look more modern and trendier. And you can't fool buyers with trendy paint colors these days, especially if the rest of your home needs a makeover and your potential buyers may not even like whatever color is in style right now. And a fresh coat of paint in the color of their choice is an easy fix. Most buyers are happy to take on. So if your home truly needs a fresh coat of paint, keep the paint colors neutral and avoid any trends that don't appeal to the masses. Now, the number six thing, you might be able to skip fixing in today's housing market is renovating more than your neighbors do. You know, when it comes time to prepare your home for sale, you should try to keep up with the Joneses to a certain extent, but there's no need to outdo them. This keeping up with the Joneses is a cliche for a reason, but in today's housing market, you don't necessarily want to own the best house on the block, and even if you choose to invest in pricey renovations that aren't the norm in your neighborhood, like extensive landscaping or expensive interior features like a home theater, you aren't likely to generate enough of a return to make them financially worthwhile. Now, if you've been thinking about selling your home, we would love to come by and give you a quick analysis of your home. Maybe we can even talk over some of those things that you're thinking about needing to do. And you may have to, you may not have to, but it's a great appointment we come in. We do this almost every single week where we meet with potential sellers, and we just go over their specific situation and cover our different programs that we have here at the Radio Realtors. Doesn't cost anything to do. Give us a call 83332 radio. That's 83332 radio, or you can find us online and live chat with us at theradiorealtors.com. That's theradiorealtors.com. And we'll be back right after this. You know, there are some people that believe that all mortgage lenders are the same, but do you believe the diamonds in cubic zirconia are the same? Well, at first glance, they look very similar, but to the trained eye, they are totally different because one's a fake. What's even worse is when you're in the middle of buying a home and you discover that your mortgage lender is a cubic zirconia. This discovery could make you lose your dream home and your hard earned money. And if you want the real thing and not a fake when it comes to buying your next home, you need the diamond of lenders, Jeff Compton with Guild Mortgage. Jeff and his team, they're devoted to helping you get the right loan with the best interest rates and the lowest fees, and Jeff can close fast in many cases in as little as 10 to 21 days. For a quick response, you can call or text Jeff at 916-765-2900. That's 916-765-2900 or apply online at jeffcompton.com. That's jeffcompton.com. And I'm a less ID number, 298-997. Equal Housing Lender. Hi, this is Brandon Tatum, host of The Also Tatum Show. As a former police officer, I know the importance of trusting the people that you work with. And that's why if you're planning on selling your home in Northern California, you want realtors who got your bag. Call my friends Rob Lewis and Frank Crandall from the Radio Realtors and EXP Realty. Check this out. Cat and Carl had to sell their home in Roseville and move to Ohio for work. They needed their home so quickly to buy their next home. And because Robin Frank spends thousands of dollars on marketing each month, they have a pool of buyers that are ready to buy. Robin Frank sold Cat and Carl's home in Roseville for $20,000 over list price. Plus, they refer them to an agent in Ohio through their nationwide network of realtors and help them get a great deal on a home there too. Don't wait, sell your home today for top dollar. Carl Robin Frank, the Radio Realtors with EXP Realty at 833-32-Radio. That's 833-32-Radio. Online at RadioRealtors.com. DRE number 0140-6275. - This, this is the Radio Realtors. - I sold the house. - This is a home. - This is a place to live. - This is a place to live. - Northern California's longest running show on real estate. - Real estate is not just buying and selling houses. - Who are you? - Some kind of real estate agent. - Real estate agent. - I love real estate. - I love real estate. - Have a since I laid eyes on that house. I wanted it. - The Radio Realtors. - I love every second. - Now, here's your host, Robert Lewis and Frank Crandall. - Let's go to sell some homes. (upbeat rock music) - Welcome back to the Radio Realtors, Northern California's number one real estate radio show. - Broadcasting Live from the Equity Protect Studios and Title Fraud was once a rare crime, but the FBI now calls it a growing problem and with so much information available online and with so many more real estate transactions handled digitally, criminals find it easier to defraud homeowners, especially those who are not internet savvy. And seniors often have a lot of equity in their home, but they may not be up to date on internet protocols as a lot of our younger counterparts. And this leaves you vulnerable to having your personal data stolen, which fraudsters use to access property records. In addition, homeowners with second properties or real estate investments also fall victim to scammers. If you wanna stop this from happening to you, there's only one company that actually does lock your title down and prevent financial crimes from occurring and that's Equity Protect. They have a patented ID verification process to stop title transfers without you physically approving them. So if you own your home mortgage free or you have a lot of equity, you need equity protects so that scammers don't steal your equity or title. For a limited time, Equity Protect is offering an amazing deal for new customers, 30% off your first year, giving you one year of protection for less than $12 per month. Go to equityprotect.com and use the discount code protect30. That's equityprotect.com and use the discount code protect30. I'm Robert Lewis, your real estate professor. And during the break, we actually got a text from one of our listeners and it was Lorraine in Yuba City. And Lorraine asked us who we would recommend for new flooring. And I will tell you, there is only one company that we recommend and that is Zotex Flooring. You can go to their website to find out more about them but it's z-o-t-h-e-x-flooring.com. So it looks like Zotex, but it's pronounced Zotex and they do flooring, cabinets and more. And they have four locations to serve you now. They have one in Ditomas in the Sacramento area. They have one in Elk Grove now. They have one in Rockland and they have one in Vacaville. One of the greatest things about this company is that they have so much inventory in stock. So it doesn't take weeks and weeks and weeks for you to get your flooring. They can, a lot of the times, meet with you, go over what you want and they have it in stock and they can start the process of putting that new flooring in for you. So all kinds of different stuff that they can do, but they are family owned, they provide flooring in the greater Sacramento area and they pride themselves on providing the personalized one-of-a-kind customer service experience that you just won't get anywhere else. So find out more information and go to their website. It's zotexfloring.com, Z-o-t-h-e-x-flooring.com and tell them that the Radio Realtors sent you. So we are talking to you in this last segment about things that you might be able to skip fixing as a seller in today's housing market. Now the number one thing that you might be able to skip fixing in today's housing market is partial repairs. You know the saying go big or go home, don't do a part-way kitchen remodel or a part-way bathroom remodel. If you're gonna do it, do the whole thing. If you're not gonna do it, then just don't do any of it and you just might be able to not do it in this particular market. It's just the way it is. Now the number two thing that you might be able to skip fixing in today's housing market is cosmetic damage. You know when somebody walks into a home right now unless they're buying a brand new home, they're not expecting it to be pristine from top to bottom. But they're gonna expect that major things like a bad roof or plumbing leaks or electrical issues or a non-operational heating and AC system, those things be fixed. But you know, damages like scuffed floors and chip paint on the walls and those types of things, not so much. Now the number three thing you might be able to skip fixing in today's housing market is minor electrical issues. Now we're not talking major stuff, but we're talking maybe you have a wobbly electrical socket or maybe you have a light switch that doesn't appear to turn anything on. Well, if they're just minor things, you might be able to get away with not fixing those electrical issues. Now major things, that's a totally different subject. Now the number four thing that you might be able to skip fixing in today's housing market is driveway and walkway cracks. You know, I don't think they're really deal killers, but, and I don't think they've ever really have been, but when people come up and they see your curb appeal, well part of the curb appeal is the concrete. Well, if there's a lot of cracks and things like that, it doesn't look as good, but I will tell you that in this market right now with the low inventory, you might not have to fix those cracks just because people don't have a lot of homes to choose from. Now the number five thing that you might be able to skip fixing in today's housing market is repainting in trendy colors. You see a lot of these homes and they look great. A lot of people are using the grays and things like that, which look fantastic, but you don't have to try to lure buyers in with some trendy paint colors. They might want to just choose their own. If you are gonna paint, make sure they're neutral colors, but you may be able to not paint altogether. Now the number six thing you might be able to skip fixing in today's housing market is renovating more than your neighbors do. Now, it's funny, in a lot of neighborhoods these days, there's a lot going on because people are doing different remodels remodeling their kitchen, maybe new exterior paint, maybe new landscaping, all these different things to make their home look better. Well, you don't necessarily have to keep up with the Joneses if you were selling your home because those pricey renovations, you may not get the best bang for your buck if you're selling right now. You may be able to just avoid doing those things and still get that premium for your home. Now the number seven thing you might be able to skip fixing in today's housing market is removable items. Now buyers can look past outdated window fixings, furniture and art, although there is a chance they might want to buy some of that furniture from you. However, the cost to replace removable items with more modern options, those can add up quickly. And because those features are removable, new versions won't make much of an impact towards how much buyers think your home is worth. Instead of replacing removable items, you should just get rid of them all together, give your home a good declutter, and at the same time, get a head start on your future move by donating anything you don't want anymore. And the benefit of decluttering removable items is that your open houses, they're gonna be more effective, and it will be easier to pack and move when the time comes. Now the number eight thing you might be able to skip fixing in today's housing market is old appliances. You know, in today's housing market, it's a hot seller's market, and just like furniture and decor, there's no need to replace older appliances unless they are broken or truly they are an eyesore. And if you do decide you need to replace the appliances before you move, you can save some cash and buy newer and better looking but used appliances. You don't need to spend a lot on state-of-the-art brand new appliances when you can find some maybe gently used ones on Craigslist and Facebook marketplace for a fraction of the price. The bottom line here is that eager home buyers, they aren't expecting brand spanking new appliances. Anyways, because it's this housing market, this is the way it is. So if you're considering putting your home on the market, now may be the best time to do it in a long time. Inventory's very low right now, and that is one of the major reasons that you may be able to skip out on doing some of these repairs that were once totally commonplace. However, the radio realtors, we need to remind you that we have more options for home sellers than any other realtors. So if you're interested in, let's say it's an as-is cash offer, you want a cash offer to be down the road, we have our radio realtors easy cash offer program where we can get you in a competitive, all cash offer and close in as little as seven days for you. And another option we have is the radio realtors quick fix and list option. Now, maybe you have a home that needs some sprucing up to get you that premium that you need. Well, we can help you with items like fresh interior or exterior paint, new flooring, fresh landscaping, or even a bathroom or kitchen remodel if that's what it takes to get you that premium like that. Pie in the sky number that you're really trying to get. Now, this program, the radio realtors quick fix and list program is only from us, the radio realtors, and it's designed to get you the top dollar you deserve for your home. However, we as your realtors are gonna pay to have these repairs done before your home hits the market. Lastly, like we always tell you, the radio realtors, we do have more options for home sellers than any other realtors. And you may have a home that is in great shape. It's an amazing shape and you are ready to sell. It is pristine. Well, what you need is a targeted marketing approach where we market your listening to over 3000 Bay Area realtors that are representing Bay Area buyers. Because of COVID-19, they no longer have to go into the city every day or maybe even every week to go work. They are moving to the greater Sacramento area to improve their quality of life. And a lot of them are cash buyers. In addition to this, the radio realtors because of our reach with our radio show here and our social media marketing and our growing list of pre-approved buyers, some of which have registered for our perfect home finder program, your home may already be the perfect home for them. And maybe we could even do an off market transaction and still get you that premium that you want. So if you are considering selling your home, why don't you give the radio realtors a call? It's such an easy number. 83332 radio, that's 83332 radio or you can chat with us at the radio realtors.com. That's the radio realtors.com. And we literally have the team and there's someone always available on our website. So try it at like three in the morning and see who answers. Go to the radio realtors.com. That's the radio realtors.com. And like we said, someone's available 24/7. So once again, call us today at 83332 radio. That's 83332 radio or chat with us live online at the radio realtors.com. That's the radio realtors.com. And that unfortunately is all the time we have for this show. Make it a great week everybody. Hey, it's time for the radio realtors HVAC Minute with Lee's air plumbing and heat. We've got service specialist Lance Sarnake in the studio. Hey Lance, here's a question. How can I extend the lifespan of my HVAC unit? Well, Rob, Lee's air is proud to offer the club advantage HVAC maintenance program to all homeowners in the greater Sacramento area. This program is designed to keep your heating and cooling systems working at top efficiency year round. You can enjoy our club advantage membership with our low monthly payment as low as $24.99. Yeah, it's great. And with that membership, you get priority service, discounted rates, a 26 point precision tune up twice a year, a safety check upon tune up, air filters upon tune up, a two year repair warranty, and indoor air quality tests. And don't forget, no overtime fees ever. Right, if you're interested in Lee's club advantage HVAC maintenance program, call 916-623-1552 or go online at leesair.com. That's Leesair.com. ♪ Lee's air seat coming in here ♪ ♪ Lee's air seat ♪ Hi, this is Brandon Tatum, host of The Also Tatum Show. As a former police officer, I know the importance of trusting the people that you work with. And that's why if you're planning on selling your home in Northern California, you want realtors who got your bag. Call my friends Rob Lewis and Frank Crandall from the Radio Realtors and EXP Realty. Check this out. Cat and Carl had to sell their home in Roseville and move to Ohio for work. They needed their home so quickly to buy their next home. And because Robin Frank spends thousands of dollars on marketing each month, they have a pool of buyers that are ready to buy. Robin Frank sold Cat and Carl's home in Roseville for $20,000 over list price. Plus, they refer them to an agent in Ohio through their nationwide network of realtors and help them get a great deal on a home there too. Don't wait, sell your home today for top dollar. Carl Robin Frank, the Radio Realtors with EXP Realty at 8332 Radio. That's 8332 Radio. Online at RadioRealtors.com. DRE number 0140 6275. - If you're like a lot of people, you may have put your plans for buying a home on hold because you're worried about higher interest rates. Well, I'm here to tell you that there's a silver lining with these higher rates. You see, the higher rates are temporary and so are the stabilizing home prices because as soon as rates go down again, more home buyers will enter the market and that's sure to raise home prices once again. Even financial guru Dave Ramsey says that right now is the best time to buy a home in the next five years. There's a lot of people that decided to wait to buy a home last year or even the year before and they're kicking themselves now. And if you're paying $2,000 a month in rent, you're paying $24,000 a year towards your landlord's mortgage. Did you know that there are down payment assistance programs where we may be able to get you in a home for little to no money down? Let us help you become a homeowner. Get pre-approved today. Call the Radio Realtors right now at 8332 Radio. That's 833332 Radio or live chat with us at RadioRealtors.com. That's RadioRealtors.com. Rob here reminding you that you can hear all of our shows on the Radio Realtors podcast through Apple Spotify, iHeart Radio, Amazon, Pandora, and more. Please give the Radio Realtors podcast a five-star review and share the link with your friends. Access it now at RadioRealtors.com.
