Have you ever wondered how a seasoned software developer with no prior formal financial training can outperform the S&P 500 with a self-built investment platform? In this episode of "Invest In Yourself: The Digital Entrepreneur Podcast," host Phil Better sits down with Bryan Stockwell, the mastermind behind Ditch Your Fund (DYF), to explore his unique journey from tech to finance.
How did job layoffs inspire Bryan to create a platform for empowering individual investors? What steps did he take to transition from dissatisfaction with mutual funds to managing his own successful investment accounts? Tune in to find out the answers to these compelling questions and more.
Plus, what's the secret sauce behind DYF's user-friendly investment tools that set it apart from other investing platforms? How does Bryan foresee the future of the stock market amidst his predictions of market corrections and technological evolutions? Phil Better dives deep into Bryan's insights to uncover the strategies that retail investors need to know.
In one of the most inspirational segments of the episode, Bryan shares personal advice he would give his younger self about building confidence and self-belief. Don't miss out on this motivational and informative episode, available now on "Invest In Yourself: The Digital Entrepreneur Podcast."
Summary:
In this captivating episode of "Invest In Yourself: The Digital Entrepreneur Podcast," host Phil Better engages in a riveting discussion with seasoned software developer and investment guru, Bryan Stockwell. Bryan, the founder of "Ditch Your Fund," shares his journey from a career in software development to empowering individuals to manage their investments with confidence. Dive into Bryan's unique value investing strategies, understand the principles behind Ditch Your Fund, and learn how to overcome the emotional hurdles of investing. This episode is a must-listen for anyone looking to demystify the world of self-directed investment and achieve financial independence.
Timestamps:
- [00:00] Introduction to "Invest In Yourself: The Digital Entrepreneur Podcast"
- [01:15] Meet Bryan Stockwell: Software Developer Turned Investor
- [05:30] The Birth of Ditch Your Fund: Empowering Individual Investors
- [11:45] Key Principles and Features of DYF
- [17:00] Bryan's Motivation and Personal Journey in Investing
- [23:10] Simplifying Investments for Retail Investors
- [29:45] Investment Tips for Consistent Returns
- [35:20] Bryan’s Vision for the Future and Potential Hedge Fund
- [42:00] Personal Advice from Bryan Stockwell
- [48:00] Handling Emotional Aspects of Investing
- [53:30] Closing Remarks and Call to Action
Key Takeaways:
- Understand the basics and benefits of value investing.
- Learn why self-directed investment accounts can be more profitable than traditional mutual funds.
- Discover how to overcome the emotional challenges in investing with insights from Bryan's collaborative curriculum with his psychologist wife.
- Explore the key features and success factors of “Ditch Your Fund.”
- Gain insights into current market trends and the future outlook for retail investors.
Resources and Links:
- Featured Book: "Rule #1" by Phil Towne
Call to Action:
If you enjoyed this episode, please subscribe to "Invest In Yourself: The Digital Entrepreneur Podcast" for more insightful discussions with digital entrepreneurs. Don’t forget to leave a review on your favorite podcast platform and visit dyfinvesting.com to learn more about Bryan Stockwell's innovative investment strategies.
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Guest: Bryan Stockwell
With over two decades in software development and a passion for data analysis and investing, I founded Ditch Your Fund (DYF) to democratize investing. Shifting from technical analysis to value investing, I realized the potential for individuals to outperform mutual funds. DYF identifies promising companies through consistent growth analysis and determines intrinsic value to aid in decision-making. Our approach distills complex data into user-friendly scores, emphasizing simplicity and community engagement. Backed by transparent methods and outperforming the S&P 500 in back-testing, DYF aims to empower individuals to manage their finances independently and foster a supportive investing community.
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Connect with Bryan Stockwell:
Website: https:/www.dyfinvesting.com
Facebook: https://www.facebook.com/DYFInvesting
Instagram: @dyfinvesting
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Find Us Online:
- Website: https://www.InvestInYourselfPod.com
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Credits:
**Host: Phil Better**
- Instagram: [@PodcastMogul]
- LinkedIn: [Phil Better]
- Website: [https://www.Philbetterinc.com]
**Executive Producer: Phil Better**
- Instagram: [@PodcastMogul]
- Website: [https://www.Philbetterinc.com]
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About Us:
Embark on a transformative journey with "Invest In Yourself: The Digital Entrepreneur Podcast," an illustrious and award-winning series tailored for dreamers trapped in the corporate grind. Hosted by the dynamic Podcast Mogul Phil Better, this podcast serves as a guiding light for ambitious millennials yearning to break free from the corporate shackles and rediscover the liberating dreams of their childhood.
Phil Better engages in insightful conversations with Digital Entrepreneurs hailing from diverse corners of the globe and various industries. Tune in as they unravel the secrets of successful entrepreneurship and delve into the art of self-investment. Uncover the essential skills, mindset shifts, and strategies to forge your path to financial freedom and fulfillment.
If you're a 30-year-old visionary seeking an escape from the corporate maze, longing for the tranquil life promised in your youth, this podcast is your compass. Join us as we explore the untapped possibilities at your fingertips, and let the stories of thriving entrepreneurs inspire you to carve out your destiny. It's time to break free, invest in yourself, and turn those childhood dreams into a reality. Welcome to a world where your aspirations take center stage.
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SEO KEYWORDS
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(upbeat music) - Welcome to Invest in Yourself, the Digital Entrepreneur Podcast. Join the podcast, Murgers, Feel Better, as he interviews success for Entrepreneur that make their living in the digital world. Now, let's join your host, Feel Better, and your special guest. Today on Invest in Yourself, the Digital Entrepreneur Podcast. - Welcome back to another exciting, insightful episode of Invest in Yourself, the Digital Entrepreneur Podcast. I'm, of course, your host with the most Feel Better. And today we have a guest whose mission is it to empower individuals to take control of their financial and futures. Our guest today is a seasoned software developer with over two decades of experience and a deep passion for data analyzing and investing, recognizing the potential for individuals to outperform to traditional mutual funds. Our guest founded Ditch Your Fund, D-Y-F to democrat, to help investing. - Do you want any kind of leverages, value investing principles, and consistent growth analysts to identify promising companies, helping users make informed investment decisions. His innovative approach distills complex data into user-friendly scores, making investing accessible to everyone, regardless of their financial background, with a focus on simplicity, transparency, and community engagement, D-Y-F, not only aims to help individuals manage their finances independently, but also creates a supportive community of like-minded investors and the results speak for themselves. D-Y-F has outperformed the S&P 500 in backtesting, showcasing the effectiveness of our guest's methods. In today's episode, our guest will share his journey from software development to founding D-Y-F. His insights into value investing and how D-Y-F is helping people take control of their investments with confidence. So if you're ready to learn to manage your finances more effectively and join a community of empowered investors, this episode is for you. So please join me in welcoming the visionary, Brian Stockwell, to investing yourself, the digital entrepreneur podcast. Brian, thank you so much for being here. - Thank you, though, that'll be here, that'll be here. - All right, Brian, I'm gonna start off with the simplest question I always do. Why did you leave the corporate world to found D-Y-F investing? What made you decide to go into the entrepreneurial world? - I guess, you know, the real kicker for me was, well, one thing my company at the time was letting people off and I thought, you know what, what a great opportunity for me. So I saw it that way. And the other thing was, I didn't wanna die with regrets. So, you know, people always talk about doing something in their life, but you know, it's hard and it's scary to kind of take that leap. But I didn't wanna wear the thing. So I'm like, you know what, if it doesn't work out, it doesn't, but it's something I've had a patent for for a long time and I just wanted to take that step. - And now, with you going into the entrepreneurial world, did you have people in your life that were entrepreneurial beforehand or were you like, you're the first brand of your family designed to show the shackles of corporate world? - I would say within my family, probably. Yeah, I don't think there's any other entrepreneurs within the family. Within my community, though, I've had several friends that I actually had at a start-ups, they warned me against it. They said it's had easy, but you know, they also said it's extremely rewarding when it pays off. So, so I'd have had some kind of experience. I've had a couple of mentors as well that have really helped me kind of keep perspective on things. So, all in all, yeah, I've had a few mentors here and there to kind of really help me out, so. - I love that. And what was it about investing that you wanted to help people with specifically? Why did you go into like the investing world? Because it's not known for the entrepreneurial ventures as much as personal branding or copywriting those places, generally have more entrepreneurial ventures than investing. Investing seems to be more of a corporate-type enterprise. - It does. I mean, it kind of goes back to my original emphasis, which is to kind of empower the average investor. I feel like those are the people that get up. It's basically you have the third grade school teacher with just a small savings or a small retirement account. It really doesn't understand a lot. It doesn't make a lot of money, but you definitely would like to see her him or her retire cleanly. It's about a lot of the people that just don't quite understand that. I just feel like that really makes, it can just use everything towards a wealthier people. And I feel like trying to simplify investing and making it so that in C returns of 15, 20%, as just Joe Smith on the street, that to me was really kind of like what brought this, that's where my passion realized, is trying to really bring that to those people. And honestly, the journey of taking my own and just realized it is very doable. It is very possible without having a master's in finance. - Yeah, that would take a few years to get that master's in finance. No one has that time or the money to go through with that. Was there a moment while you were on your journey that it clicked right away who your ideal person you wanted to help was? Or was that something you learned along the way? Like, did you always know you wanted to help the smaller investor, the retail investor, which is a term that just popped up thanks to the Redditors of investing. - Yeah, I would say this. I had a corporate job like everybody else and I would watch my 401(k) and everything was in mutual funds. In mutual funds, the way the 401(k)s are typically set up is they don't allow you to trade on your own. Typically, what they do is they say, okay, you can pick from these 10 funds or you can pick from all these funds and do that. And then after time, I'm realizing, not seeing my retirement go up. I'm like, what's going on? And so I started looking deeper. That's what I realized a lot of these guys help. The fees are charging for zero performance or negative performance, regardless. And then they're basically underperforming the market. When I say the market, I mean, if you look at the S&P 500, which is basically a sample of 500 stocks on our stock market, that's kind of the benchmark and those people can't do as well as the S&P 500. So, you know, learning this, you know, I kind of changed my tune with how I started investing at work. And then I asked to do something called a self-directed account and then that's where I started trading my own retirement through work. And I just realized, you know what, this is very doable. And I think that's where the name came from too, is ditch your fund because I, you know, the idea was that mutual funds really are the all, but I think it's kind of a bit of a marketing ploy from a lot of these financial advisors, you know. So, I think that's what I'm trying to do is kind of like instill on people like, you know, here's the facts of the matter. You know, bottom line, if I were gonna do this again and I had anyone invest, I would invest in just an index fund because of that would even do better than some mutual funds. So, that's kind of like where my journey started and that's kind of the point where I kind of said, you know what, I, that's the people, those are the kind of people that I want to attract, so. - Did you always have an interest in investing or was this something when you more along the lines of, okay, my 401k and my retirement are looking bleak. I need to take control of this. And then you started learning about the, you know, the stock market and investing and finances and all that. Or was it something you were always interested in? - Well, I will say this. I'm a software developer of a nature. So, like, I have this kind of this engineering mindset. And so initially when I started doing this, I was very much about just technical analysis. And so I thought, okay, hey, I'm just gonna have fun. It's kind of a hobbyist play where I'm with just, you know, momentum indicators and things like that. Just try to trade. The problem is, is long term you, it's a lot of work for one because you're essentially, you know, you're daily. You're kind of looking at things. And two, you know, there's, it's a little bit of a chance. You know, it's a little bit like gambling. Where I thought, you know what? I want something that's a little more long term, a little more robust. And that I don't have to sit there and watch every day. So that's where I kind of found this whole value and most of the thing. But I've been doing this for a very long time. But I started out, like I said, you know, doing a technical analysis back in like 90 and the 90s. So. - Ooh, back when the, before the first big bubble of the internet popped up. - Yes, yes, exactly. - With creating your own, being a software developer and then creating this ditch or fund investing, what kind of common issues do you see from your people you're helping, your community that you're helping, when it comes to investing, when they first find you. Brian, like they're like, oh, this guy actually helps everyday people, you know, not get screwed by their mutual funds or their investing strategies. What are some of the initial issues or headaches that ordinary people face when they come to see you? - Well, I think the primary issue is that people just get very confused. One of the reasons why I'm trying to be different is the majority of sites out there. I'm gonna see, it's not a very good term, but they vomit data on what's free. And so what happens is people are just seeing all this data and they just, they have no sense of context. They don't know what it means, what? They have no idea where to go or what anything means. They said, well, some guy says, look at PE ratio, some of the guy says, you know, has their earnings per share, what has it gone up? You know, there's all kinds of different things people will look at, but there's no true context and no, nothing to kind of solidify a program or a process for them. And so I'm trying to, I'm trying to get to a point where I can take someone's level of education, understanding, and kind of guide them through the process and try to make that a simpler and easier approach. - That, yeah. - Simpler is usually better for us who are already like masters of our own domain. We don't need to become a master of another domain because it's gonna take years to understand the stock market. Most stock market people don't really understand the stock market because there's multiple different ways of investing. I love that you're simplifying it for the everyday person, the non-wealthy and non-financial, you know, literate people, not that they're illiterate, but you know, understanding the stock market is a completely different index if you allow the pun. How did you come up with the name? Like, the name is very interesting 'cause it's kind of like a done yourself, you know? It's kind of like a done for yourself investing. - Oh, yeah, yeah, yeah, yeah, yeah, like DIY. - DIY, yeah, yeah, yeah, good. - Yeah, I thought about that. I, it's a little bit of a play on words because like I like the acronym, you know, do it yourself kind of thing. So it really plays in with it, it's your fun, but it basically it's a, it's a way to kind of empower yourself and be able to do this kind of thing, you know? Yes, you can do it. So they have plenty of tools online to, you know, how to build, you know, or how to, how to tile a roof or things like that. You know, this is kind of like the same idea, but it's like, this is how to invest, you know? And there's plenty of things out there to talk about investing. I just try to provide tools to kind of help with that, that along the way. So the, the name itself though really came from that, that like I said, when I was in the corporate world, looking at my 401K, looking at mutual funds, understanding how, how, how truly bad they were in normal, you know, normal cases. That's kind of like where that came from. And just like, you know what, it did your fun. It's actually a name we came up with. I had a river bus, we kind of came up the name. She's 15 years ago. So it's been around for a while. - Now actually, yep. - I kind of want to shift to the future 'cause with everything that's kind of going on politically, there's, you know, major upheavals, you know, you have just recently, you heard Mr. Warren Buffett, the Godfather of value investing, if you will. He ditched a lot of Apple's stocks, which kind of like changed the market in the next 10 years. What do you see happening in this space? Because more and more people are trying to become investors because they understand that's where the wealth is. That's how you can make the true quote unquote, passive income or passive wealth. Since we saw so many people quadruple their wealth, if you will, since 2020, where do you see the space going and specifically your type of business? Since you're kind of a one, an innovator in the space of investing, since there's not a lot of people helping others really understand and simplify the market for us. - So where I see the stock market going the next 10 years or do you just like him out? - Let's start with the, let's go stock market first because we're currently, you know, you have this big political situation right now, you know, with Harris and Trump going in that you, we know that that's going to affect the stock market as always when you have two big names going at it. But then I want to know the space, your space specifically what you're doing and people like you. So let's go with the stock market. What do you see the stock market kind of going since we're kind of in this really unique space right now? - Yeah. So I think the stock market, we were on this huge bull run for a very long time, even after COVID, COVID knocked everything down and it came right back up. I think those are the stock market overall has been overvalued for a while. And that's the night and Warren Buffett actually shares that with me. So the idea is that, okay, I believe there's a little bit of a bubble and I think there's gonna be some corrections coming personally. I think people get very much in the FOMO when it comes to especially any kind of exciting stocks that look at Nvidia, for example, things like that, it just, they explode, you know, and understandably, because this is a new technology, but I think we did the same thing in 2000, you know, we had, oh, this is the latest greatest thing, internet's gonna, you know, change everything and everyone's gonna be a billionaire. And I think people get excited about those kinds of things, but the problem is is that there's not an economist for it that all the time. So you have to, you have to think things that they could just solve. So I do see, I see this stock market kind of like ebbing for a little bit, but I do see it and taking off again. I think it's changed dramatically after 2000 because I think technology has really changed the stock market. I think the speed of data to people and what, how quickly people can ascertain data. You're gonna see, you're gonna see a lot of what I noticed is that the stock market is much more volatile than I seen it before prior to 2000. So, and I just think that's gonna happen. One of the things that I like about what I do though, which is really value investing is basically, let's put a cool warm bucket on this. In the short term, it's a, the stock market is a voting machine and a long term, it's a wage. So I feel like that's why I like the only investment because it basically eliminates all the noise. You basically just stick with it and then eventually things just kind of pay off, but you just have to be patient with yourself. I think that is kind of a key determiner for the long term for the stock market. And traditionally, stock market has always got up. So, well, the next thing here is I don't see anything drastic happening like we've had back in 2006, 2008 and in 2000. So, I like that with you being a maverick in the space, because I haven't heard many people using software to help everyday people. You're the, probably the first person I've heard. I've heard people talking about value investing and teaching value investing. I haven't heard someone using software to help coalesce and clear out the noise and look, here's the real stuff that you should interpret. Were you faced with a lot of pressure from others and the big market, the big firms kind of getting upset with you simplifying their complex roles? - I don't think so, not really. And I think the reason why is because the area is actually fairly saturated when it comes, if you look online for investing software and tools, there is a pun out there. I am trying to differentiate by simplifying by being different things other guys. But I haven't really, I don't think, I think there's so much out there, I don't think that most people don't really give it, give it any thought up. And the other thing too is I'm small, right? So, if this becomes something where people are doing very well, then I may raise eyebrows down the road, but unfortunately, with value investing, it takes time because this is not a two week thing turn around, it's like years. It takes years for people to kind of see the fruition of their choices, so. - I'm curious with what you're doing. You're an expert in software software. How did you invest, if you will, in yourself to become more knowledgeable about the stock market? Were there books, were there courses? - Yeah. - Was there someone specifically that you followed in this person, I understand Warren Buffett, obviously the godfather of value investing, but was there something more that you did to invest in yourself and that our listeners can kind of follow along and do the same? - Well, actually, it kind of started out with a guy named Phil Towne. Phil Towne wrote a book called Rule #1. So what this book laid out was basically a recipe for how to invest, use value investing and how to invest. It's very simplified and having gone through it, I realized that it's a little over simplistic sometimes, but the core is there, basically saying it's buying good companies at a decent price and that's really what he was kind of laying at. So he's the one that kind of initiated a lot of my other things, and so for me, it was just reading a lot of books. I read Snowball by Warren Buffett or by proxy, I read about Charlie Munger, I've read all of Warren Buffett's, all of his letters to the shareholders. I mean, these are just gold. And I think to me personally, just reading is probably the best way to do it, but I highly value books like from Phil Towne because it actually speaks to the average consumer. Another book that I read that I really liked was by, what was it? Very Robert, he actually has a book called Money and I just really enjoyed his take on things. And basically, he's the one that kind of talks a lot about mutual funds and how they're really kind of oversold, that kind of thing. So personally, I just did a lot of reading and I think that really helps and it helps me educate. And you obviously have to have a passion for things, but for me personally, it just did help me kind of gain the confidence to do it myself. - I kind of wanna look at your journey so far, 'cause you went from software developer to founding DYF. Were there pivotal moments or challenges that significantly shaped your approach to investing or was it just, you know, you just put on your boots and you're just like, let's go and see what happens? - Kind of the second one, but I will say this, I was very naive about, okay. So when it comes down to the nitty-ritty of actually calculating what, like someone, for instance, in order to calculate the value of the company to do something called DCH, which is just kind of cashflow. Disconnect cashflow is not easy. And so I literally had to hire a financial analyst who helped me make sure that what I was doing was correct and that it made sense and can't really help me with my modeling. So that was a bit eye-opening. I didn't really as it would be this hard. I thought it was just something I could look up on the internet and just do, right? But it's, there's a little bit of an art form to it. And so I had to have someone help me out with that. So having, not having some of that background was a little bit of a hindrance, but obviously I was able to bring on people that kind of helped me at that. I'm going to jump again into the future, but specifically about DYF investing, where do you want DYF to be in the marketplace, in like, in the future? What is your grand vision, if you will, for your company? And do you have an exit strategy for this business? Or are you going to stay with it for the rest of, until the, you decide to retire, if you will? - So I've been thinking a lot about this lately, actually, because everyone talks about having an exit strategy, you know, you go in and study with an exit strategy and I get that. When I started out, I did not think about that. All I thought is like, hey, I want to create this. I want to create this and give it to the world kind of thing. That was my, that was my passion. But one of the challenges I have is that I actually use a tool myself to invest in not having that would be, would be difficult. So like, you know, making sure that I have something that I can actually use on a daily basis would be personally a big challenge. So it's, so I have had a two successes going on here. I have one of the company itself, and I have one on a personal nature, like me personally using the site, me personally using the data and everything about it to be able to kind of grow my own personal wealth. So my vision really is, I would like to see like in five years, I would like to see us having a community and call them Ditchers, Ditcher Fund, call them Ditchers. I would like to see a strong community of people kind of supporting each other, kind of helping each other grow and providing, you know, providing stories and really just having a bunch of just, you know, really uplifting stories about people that, hey, I started with you five years ago. And right now, you know, my portfolio is, you know, 10x, 3x, 4x, whatever it may be, that to me would be kind of like, would I relate to Seattle? From an exit strategy, obviously, someone offered me enough money. I'd probably sell it, but it really comes down to my, but I think, you know, it's funny, because my first fashion really is investing and the technology around it, I really love all that. So that's kind of my first fashion. And then obviously, I really want to make sure that no, I'm leaving something for people that's worthwhile. - Okay, do you have plans to create new companies or are you just fully focused on growing dy off? - Actually, I think the only other company I would kind of create at this point would be a hedge fund. I think I'd like to do that. I think that would be interesting for me to see how that, you know, kind of create something inside just to help kind of create, you know, a compound, some money on the side. So that to me kind of seems like my next adventure. - Are you excited or are you hesitant to do that create your own hedge fund? Because it's a different beast than what you're doing now. - It is, it is, it is. Obviously, my portfolio, I've been managing it for a while. I understand it when I manage my wife's friends, I kind of help them, but, you know, we're taught on kind of a different scale, but I'm kind of like, I feel like what I'm doing is I'm getting all the things in place in order to be able to do that. But I'm looking forward to the challenge. So, and honestly, as much as I love software, I've been doing it for almost 30 years now. So it's getting a little burned out of that. So like to me, I love technology, but I would love to be able to kind of like, I like to be able to focus more on the investing side. - I love that. As we're winding up here, I would love, if you could possibly give us maybe some practical tips for individuals who are looking to take a bit more control of their investments, but who could be overwhelmed by that complexity of data analysts, analyzels, sorry. But where would you tell them to start? - Well, my first suggestion would be that I'm a big fan of just index funds. Like if you don't really want to be involved, but you want to have better returns, I think your best bet is to just put your money into a low-cost index fund, like an S&P 500 or NASDAQ. I like the S&P 500 because it's self-healing, meaning that it's always a top 500 companies always. And so it just kind of rotates through. And so you're always going to have a cream of the crop within that index. And so naturally, you get, I think over the last 30 years, it's down 11 and a half percent. So you get a decent return out of it too. And that's a no-brainer, that's without thinking and then the cost for mental. That's my thing for me, that's number one. Number two, if, you know, don't be afraid. I think that people get very fearful when it comes to things like this. And I think that's one of the problems is because one of the reasons why value investing works is because people tend to be fearful, which then causes stocks to drop, which just makes them a value opportunity, which gives me the opportunity to buy that. So, you know, I think, you know, try not to try to... Emotions is actually, that's actually a part of what we're trying to do too, is my wife's actually a psychologist. And one of the areas that we were working on together is trying to really kind of create a set of curriculum around helping people deal with emotional aspect of trading and investing because it is an emotional thing. So, I think so, the two things I would provide people is like, hey, look, one, I highly recommend index files 'cause it's a no-brainer, it's easy. I think you tend to get better returns without all fees. And number two, try to really step into your fear. - Yeah, stepping into the fear is where the growth is, the uncomfortableness, and where you get to learn the most about who you are and what you know. As we're wrapping up here, Brian, which I'm disappointed 'cause I'm enjoying this and learning from you is as someone who is still learning about the stock market. I love that I have this. I now have this connection to something that can help me grow my portfolio. What advice would you love to be able to pass back to your 10-year-old self to help your 10-year-old self become a better version of yourself? - Yeah, I'm gonna get a little personal here, but I think, you know, insecurities are really kind of, and I think that for a lot of people, I mean, this is not just me, but insecurities, not feeling good enough, those things that I think play a lot of people. And if I was to have any conversation with my 10-year-old self, I was like, you know what? Believe in yourself, you're good enough, you can do things, you can make a difference and just believe in yourself. And I think that is key because I honestly think the best relationship you can have with anyone is with yourself because I think everything, every other relationship you have stands from your relationship, yeah, with yourself. - Well, that great, great advice. Brown, I'm gonna jump off state here. I want you to let everybody know where they can find you, where they can find DUIF investing so that they can start taking control of their financial future with the stock market and investing. So the floor sort is yours. - Yeah, so DUIFinvesting.com, it's DUIFinvesting.com, all the word word. That is basically our marketing site, and then we have an app after that. So you have, we have a free signup right now, you can feel free to sign up, just check it out and look forward to talking to you on our blogs. - Excellent, Brian, I wanna thank you so much for being here, it was a pleasure chatting with you and learning about DUIF investing and your journey so far in this entrepreneurial space. - All right, thanks Phil, much appreciated. - To my audience, make sure you check out the show notes down below, all the links to Brian and DUIFinvesting will be there so that you can start taking control of your investing future. And as always, remember to invest in yourself. (upbeat music) (upbeat music) (upbeat music)
