The Real Money Show
The Real Money Show - August 15th 2015
And we're back with the Real Money Show right here, the number to start investing. You know it. 1-877-8-Silver online to guildhallwealth.com. The precious metal advisor, that is something you should have in your investing arsenal and the investor kits and details as well in the e-store online and how you can use your RRSP and TFSA and other secured funds to begin investing in real assets. We're talking about physical precious metals. Got to Paul here and Darren. Darren, I guess you always kick it off, the opening salvo, the week that was, right? The week that was was a good week, John, we've had a good rally in both gold and silver this week and our phones have been a buzz in the office. So congratulations to those who are new clients to Guildhall. Welcome to the family. Of course, we've had a very busy week with respect to sales of silver in particular. And we'll be talking on the show a little bit about where we are in terms of availability. But as we sit here and take the show on Thursday, the price of gold is trading now above and the locked at around $1,115 an ounce, which is a good improvement from last week below $1,100 and silver sits at $1,544 an ounce. Now both metals took off during the day on Monday, coming out of the Sunday evening markets in Asia and neither of them has looked back. Neither gold has been below $1,100 and silver has not been below $1,15. So really promising for the week so far and of course, lots of numbers sport what's happening. But a bit about the topics we're going to run through today. There's been a lot going on financially around the world. We had some numbers that came in in the U.S. again that lean us towards the belief that the U.S. is going to experience on paper and acknowledge finally that they are hitting a recession and that things are not as good and rosy as they seem. Now this week, the big news and I'm sure you'll have something to say about this, Paul, but China decided to devalue their one. And again, it sent the markets reeling and one of the persistent myths in markets is that August is a quiet month with bankers and policies on holiday around the world. But that view is not definitely shared by us. We've had some of our busiest months in the last decade or more during the month of August. Well, I was in Chicago actually on Tuesday for a presentation with a royal mint that is bringing out a new product which is DNA software and to actually recognize gold maple leaves of 2015 onwards as an unbelievable piece of software that proves that the actual coin is registered with the royal Canadian mint. And I was speaking to, we actually saw the presentation, but also I spent some time with the master of the royal mint, which was really interesting because she's a really wonderful knowledgeable person on the market. What a handle to the master of the royal mint. Even though, you know, she's a lady, it's called master of the mint. Not master of the house like Le Misérard, but it's the master of the royal mint. Anywho, I've met quite a few different suppliers and dealers throughout the US. And they're all suffering from the same problem. There is no physical metal in silver in coinage, silver eagles, you know, the US mint is just not providing enough product. The Canadian mint as well, because the prices have been low, there is just not enough product out there. There's no silver rounds. That's what they really used to start off with to make the coins. So, but this happens when, you know, people start buying up product and there's only so much allocation that you can get. And we've been very fortunate at Guildhall because we put in previous, you know, two, three, four months ago, some really big orders in for product. You know, when the price is dip, I buy. I mean, it only is common sense. And then, you know, we have product. Maple Leafs, 10 ounce bars, 100 ounce bars of silver are extremely scarce, but we have product at Guildhall. So you can actually go to our e-store and Guildhall wealth.com, right hand corner, click on. You can take the product home if you wish to. We offer you a depository which is safe, secure, allocated and segregated. And this is probably the soundest and the best way to buy gold and silver. For the simple reason that when you're buying product, we're keeping the integrity of the product. When we sell you product and the royal mint at our depository has product on the floor that we use with our wholesaler, what we're doing is taking that product and putting it into Guildhall holdings. You know, if we buy it back from you, we know the integrity. The product never ever leaves that depository. Whereas when you take it home or you're buying or you're bringing in somebody else's product to sell to us, we have to get that product to save. The reason that the royal mint has come out with this DNA detection, because there is a lot of product out there that is phony, as simple as that. And I'm not going to say China is the best at it, but they seem to be able to counterfeit anything. And there's a lot of gold maple Leafs out there. And this is a big concern for the royal mint. So this is why they've come out with this technology. And we will be one of our dealers, one of their dealers, it's going to be coming out in the last quarter of this year. You can also, if you're interested in buying gold and silver, you can put it into an RSP or a TFSA. If you haven't made an investment in a TFSA ever, you can put up to $41,000 into it. And that's a tax-free savings account. John, why don't you give out the numbers so people can give us a call? 18778 silver online to guildhallwealth.com, I click on the E-store as soon as you get to the website and go to information about their reevaluation of the currency. Why is that important, Darren, in China? Well, if you're talking about what happened this week, John, it's not ironic that we saw this occur in August. August has been a month that has been anything but quiet in terms of what I've seen over the last decade. And we've had a lot of events occur, and China just added to this infamous litany by breaking a temporary truce in the currency wars. They broke the piece with a point-blank double-barreled shotgun blast aimed directly at the U.S. markets. And after a very long period of pagging their currency, the Chinese won to the U.S. dollar at about $6.1 to $1.00 was the ratio. China devalued the one in a sneak attack on August 11 and again on the 12th. And the total devaluation is almost 5%, which is the largest won devaluation in over 20 years. And bear in mind that we usually measure volatility in that currency in the 0.05% range on any given day. On that period of two days and less than 24 hours, we measured it by 5%. So what would be a tiny ripple usually was a massive earthquake because of that. Now U.S. stocks since that point are down about three while the Dow is down about 300 points in the past two days. Little broke out of its slumber and has moved up nicely and investors are very concerned. So if you look at what's happened, what they actually did, well, China does not have an open capital account. So devaluation has to be put into a slightly more technical context. Most major currencies float on foreign exchange markets and the cross rate between any pair is set by the market. Central banks can intervene on occasion like they do usually. But that's actually rare in the major G7 currencies. The last time was March 2011 after the Fukushima disaster when Japan needed a lifeline. That was in an August? That's right. The Chinese won does not float in the same way. The rate is kept within a band by the People's Bank of China until August 11th. China had held that band steady. Now if the won went to the lower end of the band on one day, the following day it would start again in the middle of the same band and the PBOC, the People's Bank of China was just intervened and do what was needed to make this happen. Starting August 11th, they changed this. So from now on, the won traded at the bottom of the band and the next day's trading would start at that level. Instead of revaluing it higher, they would start at the point it finished and they allowed it to go further. And the technical name for this is what they call the moving peg or a dirty float as it's known amongst analysts. But the reason why they did it simply put their economy is imploding. You're starting to see signs that we've talked about at length on this show. And in July, exports and imports both collapsed. In June, their shadow banking system, which is a huge part of the China's credit market completely dried up and there was zero net new lending. And this kind of slowdown is not just an economic problem in China. It's a political one. So now you're seeing the Communist Party, which cannot create jobs. There's civil unrest and what riots and that type of thing are what typically follow from this type of situation. The Communist Party has put a survival basically ahead of good relations with the U.S. And that's going to do at their own risk. Paul, how come we expected China's economy to boom for the next hundred years? What happened? That's smoke America's. Right. I mean, you know, you can't bring people in from the patty fields and all of a sudden put them into industry and everybody's driving Mercedes and Rolls Royces. What it means to the U.S. economy, Janet Yellen, you know, they're looking to put the interest rates up. You know, they've got the unemployment down a little bit. Everything's supposed to be rosy in the States, which it really isn't, but they wanted inflation, not deflation. And what happens is when you lower the one, for example, the cost of bringing goods in becomes cheaper, every currency besides the U.S. has been driven down. So what happens? It's cheap for the U.S. to buy goods in. It's more expensive for them to export. So AU kill exports, but imports you're bringing in deflation instead of inflation. So everybody was expecting a quarter of a percent rate hike in the U.S., which probably now they're saying it's going to be in December or maybe in 2016. They don't know. I mean, all the talking heads you watch on all the business shows, everybody keeps on talking up the stock market, yet the returns have not been that great. The earnings are not that great. It's really, really tough out there. I mean, I just got back for the States, I was only there two days, but I talked to people. The average person is not doing very well. That's the normal average income person is not doing very, very well. Yes, Wall Street did very well. The stock market went up from 2011 to 2015. It was a great, great increase, but it only went back to where it really was. Gold has got beaten. Gold and silver got beaten up pretty good, but it's still to me one of the safest havens as a hard asset that will always stand the test of time. In fact, for 5,000 years, gold and silver has been real money. It's been real money. Countries have gone to war over it. It's been money that you can bank on. Even when they started coming out with fiat currency, it was backed up by gold and silver. Today, it's backed up on a promise, and you know what a promise is? You know, it's not worth the paper. It's written down. You almost said it. Yeah. We're on the air, so I can't say too much. Listen, if you like what you're hearing right now and you want to get involved, it's very simple, John. I want people to know they can go to the website that you'll give them. Use the phone number. If you're driving, it couldn't be easier. You can own some physical product, whether it's gold, silver, platinum, palladium, and you can choose to come in, pick that up, and take it home with you. If you want to extend that a little further to have better liquidity, have that peace of mind, of safety and security, you can open up a depository account with our firm. If you want to take that a step further, you can also put product in your RSP or TFSA or any type of RSP for that matter, whether it's RESB. We're going to be talking about education coming up in the near future and September shows. It's important to understand that you need to prepare for the future, but now is the time to act. If you're thinking about buying gold and silver, it couldn't be any easier. And in second segment, we're also going to talk about how to collateral finance your product and the purchase. There's something we haven't discussed in a long time. And the second segment, I'm going to ask you how this impacts the US and what the Federal Reserve thinks about all this as well, but that's coming in the second segment, the number to call that Darren just mentioned, 1-8-7-7-8, silver online to guildhallwealth.com, precious metal advisor, investor kit, those are tools you need and click on the e-store as well. More of the Real Money Show coming up, talk radio, AM640. And back with more of the Real Money Show, it's 1-8-7-7-8, silver online, Guildhall wealth.com, the investor kit, the precious metal advisor, the e-store, these are all brilliant things. You should be taking advantage of when you get to the website. We left off, Darren, what the question was and that is, so how does this impact the US and what does the Federal Reserve think about all this? We're talking about China and all that business, right? Well, listen, when we're talking about the reevaluation of the Chinese won and how that impacted the markets and the fact that it wasn't expected and it happened in the month of August when everything's supposed to be nice and quiet, everybody's at their cottage and all the bankers are on holidays and going and doing all the things that they do with their family. This is a very busy month. As I said, we've been swamped at the store. We've been swamped with orders and you know what, this is a big thing. Janet Yellen and the Fed are the biggest losers in all this with respect to Chinese won revaluation. There was very little chance that the Fed would raise interest rates in September even before China devalued and that's just simply because job creation has been in the toilet. There in the US and unfortunately that stalled out in the last November. We've been reporting it here on this very show but the US economy is headed for the worst growth since 2012 and you can't find inflation under a microscope and so now Yellen's forecast and that's publicly as everybody states with the headlines, we know where it is. We know inflation set in and you're paying a lot more for everything you buy but you know what, Yellen's forecast of 5% unemployment, 2.5% growth and 2% inflation is in shreds. So it looks like we'll see more than 5 maybe even 6% unemployment and that's headline unemployment. Not the real unemployment. We'll see maybe 1 to 1.5% growth and you know they're saying by headline maybe 1% inflation but street level inflation is going to run probably in the neighborhood of 3 to 5% at least and this could really get worse than that if they allow the stock market to fluctuate much more because people start to hit the panic button when things start to happen and this is what we're seeing in the initial stages of this over the last 48 hours. People are flocking to the safe haven so gold and silver have rallied really strong. Front end of the week it began to happen and it's really taken a few days to settle in but we're here and this is a new market and this could be the beginning as I say in the PM advisor this week of a new rally in silver. So this is an exciting moment to be a part of this and the Chinese devaluation just makes the dollar the US dollar stronger which for them is long term deflationary because the imports cost less so raising interest rates makes the dollar even stronger than that adding insult to injury on the deflation front let alone what it would do to the housing market so that ain't happening right now I can tell you right now that's off the table it won't happen they'll push it out further and they're going to have the soft money policy continuing. And currency wars are about the valuation it's about the the race to the bottom and that's what's happening and as you race to the bottom you the people like us and everybody else lose purchasing power and so the idea is to understand that this is what we're what we're living with we're living with currency wars China just just dropped a big a big bomb on the US by by lowering the interest rates and lowering the value of their dollar and so it's just you're just going to see that hot potato being passed around the globe as we compete to see who can race to the bottom first and what you have to understand is there is a way to profit from that and one of the best ways to do it is to store value put it into a hard asset like either gold silver or a natural fancy colored diamond and right now we can't say it enough that the fact that the prices are are low here makes it a great opportunity to buy as much as you possibly can while it's undervalued to so that one day you can completely grow your purchasing power at this point you should you should definitely be thinking if you haven't allocated already start with five ten percent get into the market you know the problem that that you see all the time with markets in general of course is that if the market's low like silver is low right now potential investors will say well but it can go lower from here I don't I don't want to buy it I don't want to make that decision necessarily today because I could be wrong and the price could go down a little bit tomorrow but if we agree that the price is undervalued and it's below the cost of production and you can look at the shortages of supplies and say okay look I might not be right today could go down 50 cents tomorrow but overall I'm looking at the price being somewhere near the bottom here and we know you'll never fish the bottom you'll never come across anyone that says you know what I bought something at the exact lowest point they don't say this was that it's always the intraday high like silver hit an intraday high of fifty two dollars an ounce it doesn't mean people bought it at fifty two they probably bought it at best yeah they probably well yeah sold it but at best maybe they bought it or sold it slightly lower than that so we have to understand you're buying in a range and the range is the lower part of the register so if in order to make that decision in order to make sure that you do get a piece of the pie as it were you dip a toe in the water you start off maybe maybe you're not building up to the ten percent yet but maybe you start with the five in my opinion we're looking at pennies to the downside and dollars to the up and when you see the shortages and you understand that the price is lower than the cost of production it's such a no-brainer that it's such a good time to be getting into the market well that's one of the reasons we also developed the starter package of combo right for example you can buy the start off with the smallest package which is ten maple leaves and one ten ounce bar of silver a second combo you can buy some maple leaves some silver like in a hundred ounce combo or fifty ounce combo a hundred ounce combo and you can buy a combo for which is a one hundred ounce bar of silver fifty maple leaves and five ten ounce bars so you can get started for you know three hundred dollars and you can go up to you know three thousand dollars to start off no one's you know measuring you up to say how much or checking your pocketbook to see how much you've got but this is a great opportunity to get in whether you take the product home or whether you want to put it in to our depository which is safe secure segregated and allocated it's a great way to buy if you're an investor as well and you've been into the stock market and you're getting a little worried or you haven't got back into the stock market and you've got RSPs and TFSA's you can put gold and silver through the product that we carried Royal Canadian Mint you can put this product into your registered retirement plan we also offer financing which is another thing that we wanted to talk about Darren maybe you can take it take it from there absolutely I'd be happy to we were mentioning before that there are several ways to invest Paul touched upon a few Jeremy was talking about the allocation another unique feature we have at the firm is called collateralized financing and quite simply put this is a way for you to stick to the to the game plan which is to own bars which are serialized you have ownership of and in some cases may be able to visit you depending on where you decide to store that product but with respect to collateralized financing it offers you a very simple game plan you may well have 20 30 a hundred thousand dollars worth of money you'd like to put into the silver or gold market this style of investment allows you to take let's say 20 30 40 cents of every dollar you wanted to invest put it towards the metal and hold back the rest for a rainy day whether it be to cost average the metal whether it be if you want to walk away from that you can pay it off and maybe take delivery of your product but either way this is an opportunity for you as an investor to use other people's money in order to make a return on investment if we expect that the price of silver over the next 60 months will venture into the triple digit range and we're right about that expectation and I was to put let's say for example a thousand ounces of silver into the market right now and if I was to a day one just pay outright for that thousand ounces I would be looking at laying out somewhere in the neighborhood including commission around 17,000 dollars however if I wanted to collagely finance that same amount I could literally just simply put down around six to seven thousand including a commission to get into the market and that six or seven thousand would mean I own the product outright I'd be able to have serial numbers and decide what type of bars I'd like to use with that collateralized financing and essentially as the market goes up I'm benefiting from the full amount using other people's money to do this well the great thing is if you look at the price of silver and you know we're around about 1550 an ounce for you to double your money silver's got to go to 31 dollars by putting up six seven thousand dollars silver only has to move up from 1550 to 2250 and you've doubled your money if it only moves up three dollars and 50 cents from 1550 to 19 dollars you've got a 50 return if it moves up $1.75 from where we are that's 17 and a quarter you've made a 25 return on your money using other people's money to me it's a great way to get into the market it's not for everybody you know if you want to take the product home take it home if you want to put it in the buy it outright put it in the depository if you want to use financing it's available for you and we will hold your hand through the whole process and show you how it works but again you can buy a hundred thousand dollars worth of metal and only put up maybe thirty thousand dollars rather than paying putting out the whole hundred thousand in one shot so you can buy the physical product you we can give you the bar numbers it's segregated allocated you can even visit the product if you're here in Ontario depository is in mr. Sarger and we'll be happy to take you out there for you to visit your product if you wish to do so one eight seven seven eight silver online to guildhallwealth.com question for you Darren quite simply this what happens if the market crashes can we define crash well sure we can if the stock market in the u.s which is the world's largest economy still to this point in time if it were to crash based on anything that's happening now with the Chinese one revaluation or any of the other headline data that's telling us the economy is weak we would have a tremendous difference than what we experienced in 2008 number one people are not as heavily invested in the markets as they were back then what's been propping up these markets has been fed money from the central banks of the u.s. and the central banks of the world for that matter and the one or two percent of the corporate America which is being forced to take cheap money and reinvested in the stock market so you don't have the same presence of the small investor built up like you did in 2008 what you do have from that small investor is a heck of a lot more worry about what could potentially go wrong in this situation so if the market were to crash I think the first thing you're going to see is imagine now with the markets not being in a devastating position and silver being at its all you know it's low right now in the market as an example there being a shortage and we'll talk about it in segment four a little more in length but if you have a shortage right now and the price of silver is hovering around 15 to 16 dollars an ounce what the heck's going to happen to silver if the market crashes and the price of silver jumps to 30 or 40 an ounce it'll be near impossible in my opinion to get product into your account and this is already stemming from situations that have been developing regarding demand in the short term we've seen the mince around the world issue statements in the last number of months stating that they have limited supplies and having been Paul and Jeremy been at a presentation this week by the Canadian Mint in Chicago they're well aware that other suppliers having the same problems you cannot get the product now this is happening well the price of silver is at 15 dollars and change browns this is not happening at 30 to 40 dollars per ounce i've said this many times on this show that my concern is that when the price takes off there will not be available product and i think part of the part of what we're seeing right now is that there's a lot of new people coming into the market a lot of new investors and they're they're they're looking at the products that are available and there are lots of products available and you get confused which is why we put together these combos to make it easy to say buy a little this buy a little of that these are the different size of products here's the quality of product and so the Royal Canadian Mint and the Liberty Coins the US Mint product is is very popular it's the same silver that's in any other product all of the product that we sell at Guildhall is LBMA approved it means you could sell it anywhere in the globe and it's completely acceptable and it's a hundred percent well 0.999 silver or 999 gold and so you know looking at a shortage of silver maples yes the market overall is tight but it doesn't mean that there isn't other type of product available and what i'm what i'm saying is that people should look at the other product because there's lower premiums you're buying the exact same product and at there is going to come a point in this market where beggars can't be choosers yes you're you may be new to the market yes Royal Canadian Mint may be the first choice but if you need to get physical product in in in as a position and build to that that 10 position or or more look at some of the other products we have we've got 10 ounce bars five ounce bars hundred ounce bars and we do have availability of lots of products right now the interesting thing is we got i got an email this week to the office where i said i was wondering could we actually come to your facility buy items from from your website from your store i'm interested in purchasing 10 ounce RCM bars i've experienced cases where i've gone to other outfits that said they had it in stock but when it comes to it they don't have it um there is a shortage right now it's extreme shortage of 10 ounce RCM bars this is what this client was looking for and i answered i said you know we will give you as a new client you can go up to 50 10 ounce bars that's what we can allocate to you as a new client but a regular customer that's been buying from us we will fill an order as much as we have in stock we will fill that order for that client so at Guildhall we trade in the physical product we don't try we don't trade in paper we don't sell equities we don't sell um certificates we don't sell ETFs we don't sell futures or options and futures it's the physical product when you drop a hundred ounce bar on the floor it makes a claim it's the real thing and what's being traded in the market is paper products um and on the futures and the options market and that is paper it's not the real thing the real thing gold and silver is in a shortage because people are buying up they know the prices are low and the market is moving from talking to some of the suppliers in Chicago and wholesalers and dealers they all came up with the same thing they're extremely busy it's been an unbelievable july an unbelievable august in the small metals business where people are buying five one hundred ounce bars or maple leaves or silver eagles or whatever they're buying they're buying it and taking it or putting it into the safe security pository that we offer but i have to say that you know the sentiment that's been created by painting the charts down has worked there's a lot of people not entering this market at the lowest price possible and you're seeing a lot of people saying you know we i guess it's just it will ring true that more people will want to buy at higher prices the question is is will the product be available and uh you know i'd hate to see people end up buying paper products simply because the price price has moved up that phone number is one eight seven seven eight silver online to guildhallwealth.com check out how you can use your rrsp or tfs say precious metal advisors there for you to pick up as well the investor kit and the e-store on the top right corner started investing there more of the real money show coming up on talk radio am 640 and back with more of the real money show one eight seven seven eight silver online to guildhalldiamonds.com precious metal advisor pick that up online in the investor kit and you can also use your rrsp and tfsa for bringing in precious metals and investing as well want to talk about diamond skies i'll start out with you Jeremy what you got this week this week we're talking about fancy yellow diamonds often people are looking for a way to get involved in the color diamond market they love that looking back the returns have been excellent they love that it's a very consistent investment you don't have to watch it you're buying a hard asset and again you just put it away it it does what it's supposed to do you're buying something very valuable and rare however not everyone wants to put in fifty thousand dollars just to get started it's a lot now those diamonds can are very rare you're paying for that rarity you're paying for that that that value however there are places where you can start and that's why what we've done at guildhall is we do have the fancy yellow diamonds as a as a place to start now these diamonds are internally flawless they started around anywhere between 13 to 15 thousand dollars Canadian and it's a it's a great way to to get involved in the market see what the the diamond market can do over time a diamond like a fancy yellow you'll be comfortably looking at anywhere from six to eight percent gains on an annual basis in terms of the valuations however at the same time understanding that there is this new market in a way of fancy yellows where they're not as rare as as pinks and and greens or vivid yellow diamonds means that a lot of people see that that value of wait a minute so it's not quite as rare but i can get involved in the market it's sort of sweet spot it's a sweet spot it's sort of like if you can't get into the housing market anymore in in Toronto maybe you move to a condo you say oh okay but i can get into this as a result it's actually starting to become more difficult to get into to procure the fancy yellows it's become uh very difficult to to find the the proper quality that's going to ensure that you get those type of returns and that's the key you have to buy quality if you're not buying quality and and making sure that you have very strict criteria for that if you lower your criteria you'll lower your ability to to make money on that well there's an interesting story um one of our clients went to a very very large uh more in Toronto to a leading american jeweller i won't name their they name but they have a fancy color box um but they went to look at a diamond what was they looked at german a one carat in a ring uh yellow it was an s i one in a setting and they were asking twenty eight thousand dollars give or take yeah give or take now that's an s i one now on clarity diamonds started i f which is internally flawless vvs one vvs two vs one vs two and then you get down to s i one which means slightly included but in actual fact you can see the inclusions with a naked eye the other diamonds you need a jeweler's loop and then into a microscope into the higher end to you know to leave and look or find an inclusion but to the naked eye you can see it includes so they were asking twenty eight thousand dollars for a stone that we sell for around about thirteen thousand dollars in a setting that's an i f which is a much better quality stone so you know for an i f they would probably be charging thirty five thousand dollars um you know we charge around about thirteen thousand dollars you're looking for the same setting maybe two thousand dollars twenty five hundred dollars wholesale for the setting which is then worth maybe six seven thousand dollars anyway so if you're looking for a piece of jewellery if someone's out there and they they want to get engaged natural fancy color diamonds especially yellows will go up as germany said around about eight six to eight percent a year white diamonds really don't go up in value unless you're gonna put out an awful lot of money for a dequality over a carrot internally flawless um and you're going to be paying anywhere from twenty seven to thirty thousand dollars a carrot that's us the interesting thing about natural fancy color diamonds if you were to purchase a diamond from us a year ago you've already made thirty percent just on the currency never mind the value of the diamond going up because a year ago canadian dollar was basically on par we buy the diamonds in us dollars so a diamond that sells today you know for fifteen thousand dollars you could have basically bought that diamond four or five years ago for about eight thousand nine thousand dollars you've had a pretty good return but on top of that you're getting another thirty percent bonus because that's what you're going to have to pay in us dollars to convert it to canadian dollars if you're looking for an investment if you're looking to retire if you're looking to put your kids through college you know fifteen twenty years down the road look at an argol pink you can get into an argol pink and i've got to tell you from the fancy colored research foundation which we belong to and as well as the ncdia which is the national color diamond association out of new york through the fcrf they've committed to over the last ten years that pink diamonds from auction houses wholesalers um from manufacturers have gone up an average of about three hundred and forty one percent in ten years so it's like property it's location location location the more money you put out for a better quality product the more return you're going to get the r o i is going to be terrific so if you're looking for example at a diamond an argol pink and they tend to double right now every three years three to four years anything over a quarter of a carat half a carat you're going to get unbelievable returns so if you put out fifty thousand dollars on a pink in five years time that diamond could easily be worth over a hundred thousand in ten years time is going to be worth a quarter of a million dollars if that's the type of money you're looking to make that's the type of money you're looking to win what you need to do is buy a natural fancy colored diamond especially a pink and a vs quality with a gia with an argol confirmation with it you're going to do extremely well but as Jeremy said if you want to start off it's not for you know people are not going to put out fifty a hundred two hundred thousand dollars when they don't know anything about the investment so you start off with a carat maybe a carat and a quarter and a fancy you know the three grades of diamonds that we basically saw a fancy intensive vivid they are graded that way because it's the intensity of the color it's the set the saturation of the color the the deeper the saturation the more that that diamond is going to cost and the rarer that diamond is going to be if you go to our website guildhall diamonds you're going to see an unbelievable array of internally flawless yellow diamonds i think i have more yellow internally flawless than anybody up there in the world right now and every diamond is hand-picked we have on board a gia diamond grading expert which helps us with the picking out of the diamonds but every diamond has to meet a criteria first of all the diamond has to be evenly saturated the diamond has to have the you know perfect cut so we choose the right cuts it has to have the right clarity and carat weight is important does size matter yes it does the larger the diamond the more it's going to go up in value and that's that why they price it incrementally in quarter carats it's all about procuring rarity it's very difficult it's natural to to be difficult to get rarity but the results from owning something that are rare we see time and time again they only seem to move in one direction only which is up one eight seven seven eight silver online the guildhall diamonds dot com dare you should also get onto the 10 step buying guide to buying color diamonds a freebie right it's written by nicole right in our office and she is the expert so i definitely would recommend getting this it is a freebie as you said john we're happy to send it out to investors there is more information where that came from but really when it comes down to it i would like to also express that if you are new to this market and this is a lot of information to take in and you've been listening to the show for a while and you've been hesitant to call about colored diamonds because it's not something you know a lot about give us a try because we can work from a different direction than working focusing all the technical aspects of the diamond we can also say hey what would you like to make would you like to be in the eight to ten maybe twelve percent return would you like to be at fifteen twenty twenty five percent return would you like to be at thirty percent or more per year return and each of those various levels is going to carry with it a distinctive way to put together a diamond buying opportunity for an investor it may be more than the budget you were thinking of but you can always redefine that into a budget that's suitable for you and in this day and age i think even at the low end at the starting point of a fancy yellow for eight to ten percent the average investor would be absolutely giddy about making that type of return and you know what i love about making that type of return is the idea and this is something that is just so easy and simple with a natural fancy colored diamond is you simply purchase it you put it away and you think about what you can do with that money twenty years from now uh... you know i'm i'm by another diamond yeah exactly but what you know if it's retirement or if you're looking towards putting towards an education or maybe you decide my goal in twenty years is to own a boat whatever it is you can say look i can i can pretty much see what the gains are going to be year over year here i can check in on the diamond every couple years to see what what the gains are but you just have to sit on it and you just you can start to see that after five years you really start to see the gains coming in after ten years it's it's even more clear and at the fifteen twenty-year mark you know you can even undercut the market and still walk away having made such great returns in it so i love the idea that you can put it away and think about what those funds are going to do for you in twenty years from now also john you got to look at it i look at it like a monopoly game you know you start off with around the board the property is a cheaper cheaper cheaper when you get when you get to the the blue you're really paying a lot more for the property but you get a lot more returns when somebody lands on you and this is what it's all about you know natural fancy colored diamonds come in several different colors they come in yellow they come in pink they come in blues they come in red they come in oranges the colors like blue are extremely hard to find uh and are extremely rare and they tend to double basically every two to three years because they are so rare reds double virtually every year now every year to 18 months because there is none out there they're extremely hard to find and especially when you're looking for a red and a vs quality you're going to pay pretty pretty high for it you know 30 years ago you could have bought a one carat red for about thirty thousand dollars today you look at a 1.3 million if you can find one you know as we talk about to start off in a yellow you know for a 13 14 000 in a fancy you could have picked up you know four five years ago that stone for six seven thousand dollars seventy five hundred dollars and you know you've virtually doubled your money on that stone over the last five years and especially when you take the currency into effect that we buy in u.s. dollars but we sell in canadian dollars and because the currency has gone up devalued 30 you know you're still paying 14 000 for a stone where we should be charging 16 17 18 000 just on the currency but we've kind of sucked it in on the currencies so it's a great opportunity one of the stones i wanted to really talk about just a little bit there's fancy and tense and vivid we have a one eleven intense yellow radiant cut internally flawless it's on for twenty six thousand two hundred and fifty dollars this stone is absolutely stunning it's evenly saturated the fire and it comes off of the stone in the trade fire means of different colors that come off the scintillation so this is a great stone as well to put away twenty six five you put this away for ten years you're going to get a really really nice return one eight seven seven eight silver online to guildhalldiamonds.com open it up check out the entire array of diamonds i have there in full color i will take a short break guys we'll get to more of the real money show talk radio am six forty and back with more of the real money show one eight seven seven eight silver guildhall wealth.com to start investing the precious metal advisor the investor kit the e-star all good things you'll see online uh when you go there how about now well you're listening to last segment of the show what are we going to talk about now Jeremy a one segment left well let's talk about what we promised listeners we would which is supply chain and what's happening with silver supply right now and you think lower precious metals prices on bay street aren't necessarily going to uh you know reflect the way they have in the short term with the high demand but we've seen this happen before in two thousand and eight the price of silver was trading at twenty one dollars it was on a peak and it pulled back along with the rest of the world to eight dollars and fifty cents in today low at that point in time you could not go anywhere and i mean anywhere our suppliers or any coin dealer any bank and buy silver that was priced below ten dollars an ounce in fact what we were buying it for to sell to the client was in and around the twelve to fourteen range depending on the product which was fifty sixty percent more than what the actual paper price was this is slowly starting to begin again now john with premiums reaching into higher territories as we see the supply shrink both the u_s_ meant and the world can even continue to run into serious issues keeping up with retail silver demand and this week brings uh word of new silver supply chain problems after selling out in early august the u_s_ meant resumed deliveries of silver american eagles but has since been rationed them out as has the canadian mint also and this week brought about a word of a new silver supply chain problem mint officials have now let it be known in the u_s_ that they are cutting further back on their silver eagle shipments reducing them as much as twenty to twenty five percent below already insufficient levels dealers already had some catching up to do like us guild hall is waiting on a few orders and we've been fortunate enough because of our uh stake in the business and because of our connections with our dealers to get what has been rationed sent out to fill order so that's been a good part of our business and we're lucky to have those connections but the one to punch of the u_s_ mint and the world can you mint rationing and production breakdowns this promises to push up premiums and all government minted silver coins for the foreseeable future and i don't expect that lower pricing from here will last uh any amount of time in fact i listened to our good friend Gerald salente this week talk about a gold low uh being in and already hit and he believes that we are going to see strong upwards trending pricing finally after about 40 months of downside and consolidation pricing the funny thing is uh one of our main dealers actually out of the u_s uh the deals with the u_s_ mint they've already put a premium on the silver eagle of three dollars so the the shorting and the rationing is really taking effect if anybody's out there and like silver eagles uh we have quite a lot available 2014s 2015s uh that are in stock uh if you give us 24 hours notice because they are in we do keep inventory but we also keep inventory on our depository if you want to get into this market and you want to buy we sell the physical product at guild hall you can buy directly from our e-commerce store we've actually also brought in packages of silver where you can get started in a what we call a combo pack for as low as 20 ounces 10 10 maple leaves and one 10 ounce bar you can go to the next level 50 ounces you can go to the next level which is a hundred ounces and then you can go to a 200 ounce combo which gives you a hundred ounce roll min bar five 10 ounce bars and 51 ounce maple leaves so this is a great way to get started if you want to buy larger quantities and to be safe and secure put it in a safe secure segregated allocated depository we can even give you the bar numbers you can visit your product if you give us 24 hours notice once it's in there anytime you want to the other thing that we offer is you're able to put gold and silver into an RSP or a TFSA or any other type of pension plan that you wish if you haven't made an investment in a TFSA which is a tax-free saving account you can put up to $41,000 into that account and it's tax-free on the profit if silver is trading today you know mid $15 range and we believe or you have to believe is silver going to go up in the next five years at more than basically 5 because you're going to pay 1.25 percent a year storage in an RSP or a TFSA if you think it's going to go up more than 5 percent in a TFSA you are going to make tax-free profit so if you put $40,000 into that to that account and silver goes from 1550 to 31 dollars you are going to double your money so this is a great great opportunity. 18778 silver online to guildhallwealth.com is a number to call Jeremy. And I have to say that we've come just down to the wire in terms of Canadian maple leafs I think we were down to our last 50 ounces and as we're taping the show we're getting in order in tomorrow for a good amount so those combo packages are fully available we're relieved to be able to offer them because it's been very successful. Really easy what I like about that is that people who look at the product one of the things we get we get phone calls every every data to the office and people will say I don't know where to start what product is what you know sometimes it's can you explain the difference between the different premiums and things like this and and I think we should discuss that slightly right here which is a lot of people will see spot price they'll see the price on the screen and then the price on the on the the east or what's the difference. The spot price the price you see on the screen like CP 24 what you read in the newspaper is the prefabricated price it's the price before any bar is actually fabricated. Once you fabricate that bar depending on the size of the bar and how much goes into it like minting for instance we've all been to the post office and seen the skier or the bear in a coin that's seventy dollars it's still just one ounce so the premium is is exactly that so what we've done is we created these combination packages where you can buy a little of this a little of that and get started so you can have it in your hand start to get your allocation into the market and you want to build up to at least I think 10 percent the the market itself the analysts in the market have always said as much as up to 25 percent in hard assets and that could be maybe moving into mining stocks it's up to the it's up to the individual. I'm more than happy to have hard assets in my portfolio like gold and silver like natural fancy colored diamonds I loved the process of opening an RSP account and being able to put that physical product into an RSP and have it in the vault knowing that it's in Toronto I thought it was a I think it's absolutely brilliant to be able to do that and anyone who wants more information on that please feel free to give us a call. One eight seven seven eight silver is that number Darren listen this is condition red this is the alert before the storm hits and investors better wake up before it's too late because there is a storm coming there's no doubt about it even though we're seeing elevated buying a physical silver I would imagine many individuals as Jeremy as talking about in other shows we've been discussed as a link they're still waiting to buy they're still thinking hey this could go lower right this could get lower but the problem with that mentality is that you are going to miss the boat and then you'll become part of that herd which is buying it unprecedented highs I've seen it so many times John buyers tell you they're going to buy it 15 and then it hits 17 and they don't buy it then it hits 19 they tell you for sure it's going lower it hits 25 and they tell you there's no way I'm buying now because I'm going to buy lower and before you know it's at forty nine dollars an ounce but if you put a toe in the water first and you bought something anything at the lower price it's much easier to buy even slightly higher prices because you've already put some skin in the game if you do not put any skin in the game the price continues to go up and by the time as my dad would say you you get off your backside to do something you've already missed a massive amount of profit so put a toe in the water try one of the combo packages that we have on the east door get a little bit involved and just see what can happen because we we've already seen it happen very quickly and it could happen even quicker you want to have that physical in your portfolio. Good for another week guys and to start investing it's very simple the number is one eight seven seven eight silver online guildhallwealth.com take advantage of the investor kit the precious metal advisor the e-store the rsp the tfsa there's so many options that you should get started the key is getting started right now the real money show this has been on talk radio am 640. What if you could have a streaming service that added new shows and movies every day 365 days a year tune in on Monday and watch traumas like fight night the million dollar heist Tuesday watch reality shows like top chef canada and wednesday enjoy comedies like ted and it just keeps going and going every single day no matter when you tune in there's always new entertainment for you to discover stack tv new shows streaming every day try it free applicable membership required restrictions apply