The Real Money Show
The Real Money Show - April 4th, 2015
And welcome to The Real Money Show hosted by Guildhall Wealth Management. You're about to learn the incredible potential of owning physical gold, silver and natural, fancy colored diamonds, what they could do to protect and make you money in these turbulent markets. The number is 1-877-8 silver. You know that by now. Make sure you stop by guildhallwealth.com. Pick up the investor kit. Sign up for the precious metal advisor. That is key information to have with your portfolio each and every month or the realmoneyshow.com. I want to remind you as well that Paul, we've extended the special offer receiving one ounce silver for free with a purchase of 100 ounces of silver until April 30th. You're going to be doing that, right? Absolutely. Just in time for text time. You got exactly that's right. And there's also the seminar I want to make mention off the top of the show and I will throughout the hour about the natural, fancy colored diamond investing seminar. The date for this Jeremy Saturday, April 11th from 11 to 1 at the Harbor Banquet and Conference Center in Oakville. You got to get on board with this one before it sells out, right? This one is going to be specifically about natural, fancy colored diamonds. We're going to be showing the type of returns that we've seen in the last decade of natural, fancy colored diamonds, what the trends are in the market, what we expect to see in terms of pricing. It's one of the most exciting markets we've ever been a part of and we've never seen pullbacks in this market. It's just been one thrill after another. So if you're looking for something alternative, if you're looking to find reasons to why you should be looking at natural, fancy colored diamonds, this is going to be a seminar you'll want to attend. And that is 1-866-274-9570 seating. I said it's limited so you should get on that as soon as you can. Take us through a bit of an update. Sure. Just before we get to the silver update, there's a lot of updates going on with Guildhall actually. One being and we've touched upon it in the past is that we do offer physical precious metals within your RSP and other type of portfolios like that. R-E-S-P-L-I-F, the Rift, the Lyra. We're now offering the actual physical bullion being held in the RSP or double RSP and TFSA, getting the bar numbers being stored in Canada outside the banking system. But within your RRSP, we've been working on this for a very long time. We're working with Questrade for this and we've been working on this a very long time waiting for the right opportunity to be able to offer it in the right way. Typically, RRSPs have not been with physical bullion. If they have been with physical bullion, it's been pooled accounts and that direct ownership hasn't been there. In this case, you have direct ownership of the product. So this is very unique. I think that this is one of the best ways to offer physical precious metals within a TFSA or RRSP and the people that we've been speaking to regarding this, mentioning it here and there, people who have not wanted to buy gold and silver in the past, they said, "Wow, if I can do it this way, this is exactly how I'm going to get in." So we put out some information about it in our newsletter this week, the precious metal advisor, which you can go to Guildhallwealth.com and sign up for. That's a weekly newsletter that we send out. People who were subscribed to the newsletter got that information first and we're already getting responses on that. It's a very simple, simple program. How does it work for a simple guy like me who's got some R-E-S-P-R-R-S-P room? First of all, John, Questrade is the custodian of the product, which is very, very important. What we're doing is doing the purchasing for Questrade, bringing our clients into Questrade so that they can get into whether it's a TFSA, an R-S-P, an R-A-S-P, a L-I-F, an R-A-L-R-R-R-R-R-R-R-R-R. And a Lyra. That's not the old dad currency, but that's another pension that can be registered. But Questrade is the custodian. We do the purchasing. We provide through the depository, which is safe, secure. It's allocated product. We're giving the bar numbers. The client gets all this information. It's insured with Lloyd's in London. It's one of the best systems. And it's through Questrade that we can offer this. Questrade does the monthly billing statement. You can see your account online. You can see what's in your R-R-S-P. At the same time, you can see what's in your stock portfolio. It's a wonderful, wonderful way to invest and get that tax saving. It's a 18778 silver and guildhallwealth.com. So a simple guy like me, Jeremy. What do I I gotta do. You can go to guildhallwell.com, you'll see the RSP information, just click on that, fill out that form. We know that you're interested. We'll get in contact with you. Essentially what you're doing is you're going to open up your quest trade account and fund it, whether it be with a current RRSP account and all the other types, or you're going to add new funds to that, and then essentially once that's been completed, Guildhall will step in to assist you with that physical trade, help you with deciding, do you want gold, do you want silver, what type of bars do you want, et cetera. The nominations is really important that every denomination that we sell comes through, is accepted by LBMA, which is the London bullion exchange. So whether it's maple leaves, or whether it's Canadian mint on the gold, or PAMP, or Valcambi in the gold, which is accepted product to put into the depository. But for me, it's important that you get the bar numbers. Maple leaves don't have bar numbers, though we do provide maple leaves. So we have 10 ounce bars, 100 ounce bars in silver, as well as 1 ounce bars, or 1 ounce maple leaves, and in the gold we have 1 ounce gold royal mint bars, gold maple leaves, 10 ounce bars, whether they're PAMP or Valcambi up to kilo bars, whatever you want to put in. But what you put into that depository, even if you give us a 1 ounce maple leaf that goes into your RSP and you scratch it with a big X, that is the maple leaf that you're going to get back, if when you decide that you want to close down the account. But as I said, quest rate is the custodian, we adjust the purveyor, we are the people that are going to help you buy your medal. So it is very simple. And in that regard, as well, Paul was mentioning all this plethora of product that we can offer within the RSP. By the way, our major wholesaler is American, and they've never heard of RSPs. They called it 401k, or is it different down there? Yeah, it's the 401k and the IRA. And IRA, yeah, don't want them after you. So is it IRA? Yeah, IRA. So, but, but they looked at it and they said, Oh, double RSPs. That's funny. I loved that. I'm coining that from here on out. It's the double RSP. So if you happen to have physical bullion already that you're storing at home, I know we just passed the deadline or whatnot, but if you decided, Hey, I don't want to actually put cash into the RSP this year, double RSP. I'm going to take physical gold that I'm holding it and deposit that. And that's the value. Providing it meets the LBMA. Correct. And in that case, perfect. I didn't have to lay out extra cash. I happen to have the extra bullion around. I put that in the RSP. That's awesome. So we, so there's lots of options here. That's one thing that we are now offering at Guildhall. And again, Guildhall wealth.com. Go there. You'll see the information. Just register and we'll get back to you and we'll get you all sorted on that. The other thing, of course, is our E store. We couldn't make it easier for anyone to own physical bullion. And we're going to talk about all the reasons why one should own physical bullion. One being, let's be honest, the US dollar is not even slowly fast becoming extinct in terms of its global powers. And it's not going to be high for much longer. So we do have the E store, makes it very easy to own physical precious metals. You just log on to Guildhall wealth.com. Again, you'll click in the right top corner and you'll be able to go on, see the product. Now, right now, we don't offer it in Canadian funds. All physical bullion is purchased in US dollars. So we offer great exchanges and we're very competitive. I'll give you an example. I had a client call me yesterday and he was asking me all these questions. This, that, the other. And eventually he just said, hey, will you price match this company? I said, yes. That's all he had to do is ask first question. Yeah. First question, you know, don't want to drive across the country to pick up your precious metals that some companies offering slightly cheaper, 10 cents or whatever. We're going to help you out. We're here. The other thing is we have the product available to you in stock or within 24 hours. You don't have to wait three weeks, six weeks if you're going to come in and buy product, which is really important. But yeah, just getting back to the RSP. It really is important that you have anywhere from maybe 10 to 20% of a hard asset in your portfolio. It's just an insurance policy against the stock market because obviously in your RSP, you're owning mutual funds or you've got equities. You've got some type of product that's got something to do with the stock market. The stock market has done very, very well over the last three, four years. But for Canadian investors, they really have just not even back to where they were in 2000. And 11. But if you have stocks in your portfolio, it's been going up over the last, you know, three, four years. It's due for actually a retracement and it could drop back 20, 30, 40% very, very easily. You need to have some gold and silver just as that insurance policy. No better way to do it with your RSP fund by putting gold and silver into that fund. And remember, it is hard. It's a physical product. It's not a paper product. It's not an ETF. It's not a certificate. It's not a stock. It's not a future. It's not an option. It's just a physical product. You put in 10 bars, 100 ounce bars. You will have 10, 100 ounce bars, royal mint bars with the numbers that are available to you. And someone might be listening and saying, well, how much is this going to cost? Is this going to be very expensive? Absolutely not. This is well under 2% cost of doing business to store, secure, ensure that physical product and have that title. So this is again, not only the most ideal way to do it, but it's also extremely cost effective and you're gaining all the value with that small cost. And it's completely transparent. I mean, any cost will be shown up front. It's tax deductible in your RSP. So you're not laying out the money. If you're going to put 10,000 or 20,000 or $50,000 into it, you know, there is a cost for storage. It's not free because metal is metal. You have to put it somewhere. You have to ensure it has to be in a safe, secure place. So there is a small charge in this app. You know, basically it's one and a quarter percent to store your metal in a safe, secure, depository, but you have to leave that a little bit of money in the account just for this because it's based on the value of the metal. We are presuming that the cost of the metal is going to go up. So if you're paying one and a quarter percent a year, which is less than one tenth, it's just a one tenth of one percent a month. If silver today is $17 is an example and it goes up to $25, that 2% that's kept in the account covers the cost of the storage. It's really, really simple. 18778 silver online to guildhallwealth.com. We'll take the last couple minutes here. Jeremy, give us a bit of a market update. Would you? I'd love to be able to say fantastic fireworks things are going on in the market as much as what's happening specifically at Guildhall. The price of gold back up over $1,200. That's obviously a very, very good thing. The price of silver, just shy of $17, which is pretty much par for the course in the last few weeks that we've seen. And everything is priced in US dollars. So when you've got $1,200 gold, it's actually over $1,500 at today's rate. So people that have purchased even silver at $17, it's over $21 in Canadian. So that's the thing that you've got to look at. Though the price has been kind of dormant for the last few years, it's actually gone up because of the currency against US dollar, against Canadian dollar is right now 26, 27 basis points. Yeah, it's one thing that we have to look at and we'll talk about in the next segment is understanding the actual price of gold with regard to exchange rates and different currencies because is gold down in most currencies and is silver down in most currencies. We're going to talk about that after the break and we'll take a short break. The number is one, eight, seven, seven, eight silver online to guildhallwealth.com. Make sure you get that investor kit and sign up for the precious metal advisor. And I want to remind you as well, right up until April 30th, when you purchase with Guildhall 100 ounces of silver, you will receive a free one ounce bar of silver on them. Not bad. We'll take a short break. More of the real money show coming up on talk radio, M640. And back into the real money show. The number is one, eight, seven, seven, eight silver to start investing online to guildhallwealth.com. And right now it's been extended the silver offer whenever you purchase 100 ounces of silver through Guildhall. You'll receive a free one ounce bar of silver on them as well. Very important. Mark this date down. It is Saturday, April 11th, next Saturday, 11 a.m. to 1 p.m. The Harbor Banquet and Convention Center in Oakville. It is the natural fancy color investing seminar for diamonds. Just diamonds. You want to get in on this? The number is one, eight, six, six, two, seven, four, 95, 70 seating is limited. It will go fast. And it's very cool and very educational. Seminar love diamonds. But we're getting back to the update and a very cool article you've discovered as well, Jeremy. Yes, there's a great blog article from Guy Christopher, which we're going to get into in just a moment. We promised to tell the listeners about how well gold and silver, well, we said we didn't mention silver, but how well gold has been doing since January in most currencies. Because what you see when you look at CP 24, you're looking in the newspaper or you go online, you're going to see gold and silver valued in US dollars. Now in US dollars, it doesn't look like gold and silver have been doing much. That works for the US because for the fact the matter is, is they've got what 18 trillion and counting in debt. Nobody's buying their treasuries or bonds. They're monetizing it themselves. So they're just buying their own money. No one's interested in actually investing in the US dollar. And what they're really desperately trying to do, and this is what a little bit of what Guy Christopher's article touches on, is they're trying to maintain the petro dollar. They're trying to maintain the global currency and the power that comes along with it and the abuses of power that comes along with it. The important thing there is to make the dollar look really strong and precious metals to look really weak because they're the barometer. They say that's the canary and the coal mine. Let's not make the gold price look good and it'll make the US dollar look good. And by the way, if you had a printing press in your backyard and you were the one on the block who everybody was using your money, you can bet all your donuts that you're going to print as much money as possible. And what are you going to do with that money, but push up your own dollar and make it look strong. And the emperor will look like he's got clothes until someone says, you know what, I'm not buying. I'm getting to my point about where gold is at these days, but let me tell you something. No one is buying it anymore. More and more countries, every single day, are looking for reasons to circumvent the US dollar. These sanctions on Iran, not working. They don't care if the US doesn't want to buy their oil. They're selling their oil to China anyway for goods. Maybe gold. They're selling it to Russia. They can sell all their doing as a nation is proving that you can get away with not being part of the US dollar. They're literally the vanguard of what it will look like to be a country that doesn't need the swift system and doesn't need US dollars to function. So everything you're reading in the media is not necessarily what's actually happening. Same thing with the price of gold. The price of gold in Canadian dollars, if you were to buy it in January, in early January, was below $1,400. Today, it's above $1,500. Now, it didn't look like the price moved in Canadian dollars, but guess what? We lowered interest rates. Our dollar went down. Now, that's great. We get to compete a little bit more. Our exports go up a little bit more. But if you'd held gold, you moved up. You gained purchasing power. You sold your gold today. After holding it for the last six months, you're up on your investment. That's the whole point here. Now, I can go through and look at the euro, and look at yen, and look at the ruble. I could look at a plethora of other currencies, and guess what? It's going to be the same story, maybe even better, especially in rubles, especially in euros. And the same story in silver. You can simply go to a site like goldprice.org and find out for yourself and look at these charts. Just look at a six-month chart. You'll see, whoa, gold and silver are up in the last six months. Maybe not in American currency. So what's the lesson? The lesson is, why aren't you taking these dollars right now and converting it as fast as possible into 10% of your portfolio holding gold and silver? Because if the Canadian government can lower interest rates once, they can do it again. And they probably will. And in that case, you're going to want something that's going to protect your wealth. And gold and silver have been doing that forever, that they've been the number one way to protect wealth for centuries. Nothing's changed. And I think Guy Christopher's article just sort of starts to demonstrate that whole point. 18778 silver is the number, guildhallwealth.com. I want to get in this right away. And I'll read it. I'll read part of this to you and have you answer to it. Okay. It's called, "You have no right to be scared." Guy Christopher from goldseek.com says, "So you're thinking about buying some gold or silver, but you're hesitant. You paid attention and done your homework. You understand your nation's financial health is nowhere near what your government, Wall Street, the mainstream news are saying. You're told the unemployment rate is 6%. You wonder how that could be when one out of three working-age Americans, 90 million people are out of work. You have relatives and friends not working, maybe several. And you notice it didn't used to be that way. The numbers sound to you more like great depression than green shoot recovery. Your government puts inflation at 1%, but you see the supermarket as higher prices and smaller packaging. You pay almost twice to fill that gas tank than just a few years ago. You see your paycheck doesn't grow while government does. I remember sitting here two, three years ago, criticizing the U.S. and Paul saying they're creating all this money, but they haven't put a spade in the ground. They're not fixing a bridge. They're not retrofitting a hospital. They're not trying to come up with a new energy source to make themselves actually energy independent, just to digress. Nope, they want fracking, which costs so much energy to produce and environmental problems, and they want to pretend like this is actually working. Obviously, they're talking about the U.S. and this article, but it points to the fact that, hey, when you actually look around, if you're not paying attention to major news networks, you feel it. All you have to do, especially in Toronto here, is say, wait a minute, housing prices, condo prices are going through the roof. What about wages? I just looked in an article in this month's Toronto Life showing the tiniest apartments and the massive rents that people are paying, right? Have their wages gone up that much? Have they improved that much? I don't think so. Something is telling people something's not right, and most people that I talk to aren't doing that great in the stock market either. Yes, there's winners and losers, and maybe there's some things that are doing well. But what about the overall portfolio? I spoke to one gentleman who said, yeah, we're making between 3% and 5% in a conservative investment with BMO or CIBC, one of these things. Okay, they're charging 2% to manage the thing, so you're making between 1% and 3%. You're not beating inflation here. So we're not saying throw all your eggs into one basket, which, interestingly enough, isn't it interesting that always those magazines, four magazines or money sense or these investment magazines, when it comes time to talk about investment portfolios, put a golden egg in the basket in the nest? Yeah, right. But no one actually wants to own that major core part of your portfolio, 10%, 15%, because God forbid the stock market go down, God forbid real estate go down. Just before we came onto the show, we were talking about the real estate crash in '88 and how ridiculous it was in Toronto, in Ontario. It hasn't happened since. Okay, something's going to give. We know everything is just going to be fine and dandy till it's not. Well, every market has a correction. The oil market has had a correction from a high of $150 down to around about $49 today. It's been as low as $40. The real estate has had several corrections over the last two, three decades. As Jeremy was saying, condominiums, there has been so many building in Toronto that it's overbuilt, and this is a bubble waiting to burst. The stock market in the last four years has done nothing in the US except go up, and this is due for a correction. It was funny that you were talking about, they always show the nest with a golden egg. One of our guest hosts that we've had on before, Gerald Solente, always says his gold is for my golden years, and he owns gold, and he loves it, and he knows the value of it. Over the last 5,000 years, people have held gold. They've gone to war over it. You see sunken galleons. People are still going after three, four hundred years of diving for the gold. During the Second World War, ships were sunk from Great Britain over to Europe, and they had the armies' wages, which were in pound notes. You don't see anybody diving for pound notes. It's just not feasible. But this is a great, great time to get into the market, buy a physical gold and silver, or even put it into your RSP, put it into our depository where it's safe, secure, it's allocated and segregated. Buy a gold and silver just as even gifts to give your kids or your grandkids. Every year on my grandkids birthday, I give them an ounce of gold. My oldest grandchild is 8 years old, and the first ounce of gold I gave my grand order was at $500. Even if it's at $1,200 today, that's still not a bad return in 8 years, plus in Canadian, it's worth over $1,500. Now, if I gave a $500 on a birthday, I should have 4 grand, 1%, 2% interest, it won't buy you a ham sandwich. It's just not enough interest that you can get. But the same 8 ounces of gold is worth $12,000. So, if you're a grandparent, a parent, you're looking for your kids' education, you're looking to give the kids something on their birthdays or on holiday times, what a perfect gift. And this is great. I'm leading into the 100-ounce bar of silver. Buy a 100-ounce bar of silver for your self. You get a 1-ounce silver bar free. Give that to the grandkids. Give it to your kids. Save it up. It's money in the bank. 1-8-7-7-8 silver and over to guildhallwealth.com to do, so make sure you click on the e-store once you're there. An easy way to start investing and get your beakwet and buying some silver and gold. I want to return to that article as well, Jeremy. It's the second part to this by Guy Christopher again. GoldSeek.com is the article. And this part simply says, where it's titled, your little voice inside is saying something's not right, which you alluded to just a few minutes ago. And it says, writes as follows, as your research tells you, the dollar is lost 99% of its value since 1913. You're thinking your dollars will lose more purchasing power as the years go by. Thank you, Paul. And predictions of a crashing economy and hyperinflation might come true, leaving you ruined financially. You're pretty sure now someone is lying about something and maybe everybody's lying about everything. You're scared. I know. I've been there. You have every right to be scared of what's coming. Then you take a next step. Your homework points to converting some of your savings into gold and silver to protect your wealth. You guys, I quoted that term, protect your wealth. Buying precious metals for the first time is a big move, I know. Now, you're worried if that's the right decision that perhaps you don't yet know enough about precious metals. You've heard they make awful investments with the Dow and hitting all-time highs. When the time comes to convert some of your cash into gold and silver, once again, you get scared. It's a tough thing to do. It's out of the box. Take the leap. It's out of the box. It's old as time, not reinventing the wheel, but we're so used to buying all of our investments in one denominated currency. Everything's going to be tied to that currency, so we put the money into a savings account and get less than a percent. We put it into a GIC and get less than 2%. We put it into real estate that is tied to a dollar. We put it into a stock market, which is tied to a dollar. What is the anchor there? What is the insurance policy that if one of those things start to slide, like the Canadian dollar, what is the alternative? Gold and silver are that alternative. At some point, they're going to be of such a good value that the purchasing power will grow, that it will make sense to sell some of it, and with that new purchasing power, buy all the stocks at the low price that you can. This is about looking at things that are overvalued and looking at things that are undervalued. Gold above $1,000 an ounce seems crazy. To some, to others, like us, it's the bottom of the market. It once seemed crazy that it could ever go to $1,000, and now $1,100, in fact $1,200 is the floor. That says more about the currency than it does about gold. Price is what you pay, values what you get. You should have 10, 15% of this type of value in your portfolio to support and secure your wealth. In 2002, when I first started up Guildhall, silver was trading at $3.80, gold was $250. Even at $17.30, you still had a pretty good return. The dollar, by the way, was trading, I think back then, 2004 was trading around about $1.62, Canadian dollar to the dollar, $1.62. So $3.80 was around about $6. Today, in Canadian dollars, it's around about $21. In 10 years or 12 years, you've still got a 350% return, or 250% return on that investment. And silver has been as high in 2011 as $49 US, and gold was at $1,930. In a gold was trading at $250 in 2004, or 2002, 2004, today we're trading at $1,200. That still calculation is about a 400%, just about 350 to 400% return. Are you getting that type of return in the stock market? The answer is you're not, unless you've found a penny stock or a stock, and you've hit a home run. Doesn't happen very often. So, you know, this is a great opportunity to buy gold and silver. It's really undervalued. And you've got an opportunity, these prices, to make some money, which I think is going to happen very, very quickly, because I think the gold and silver market is going to turn because the stock market will have to come off. You can only put your money in so many places. You can put it in the bank. You can put it in real estate. You can put it in the stock market. Gold and silver has been pounded down, and it's time for it to return, and you're going to make a great, great return on your money. 18778 silver, guildhallwealth.com. Make sure you check out and call above the RSP contribution. You can now do that. The e-store is online as well. And up until April 30th, reminding you that when you purchase 100 ounces of silver through Guildhall, you will receive a free one ounce bar of silver. On them, that is up until March 30th, talk radio, AM640. And back into more of the real money show. The number is 18778 silver online to guildhallwealth.com. Right there, you'll get more information, and you can call about using your RSP room to invest in gold and silver as well. It's brand new. Take advantage of it. Call to get more information. The e-store is online. And as well, I want to remind you about this, since we're just about to talk about these natural, fancy color diamonds. There is an investing seminar on the way. It's going to be April 11th next Saturday, 11 a.m. to 1 p.m. The harbor Bankwood Conference Center. That is in Oakville. The number to call and do it shortly because it will fill up. It is 1-866-274-9571 RSPP as soon as you can. Let's talk diamonds, guys. Let's do them. Yes, so can't wait. He won't pass the dice. It's all Jeremy on the time. Not today. I'm really excited because we've been working on this diamond presentation because we're changing it up completely. We know every day I go into Paul's office and we talk diamonds, and every day he's saying, "Whoa, this diamond that we just sold the diamond like this a few weeks back or a month back. Now I'm having to pay this much for it, wholesale. Every day we're not every day, but all the time we're creating new partnerships. Our other partnerships are getting stronger all the time, so these prices aren't coming out of nowhere. We have really good relationships. We pay all our bills on time. When we're looking at these prices going up, this is a pure reflection of the market. But it's a new market for so many people, and it's so exciting. To be able to have bought a diamond for $14,000 in 2011 that would be selling for $28,000 today, who wouldn't want to find out a little bit more? The thing is, Jeremy, I don't want to frighten listeners off because we talk about increases in natural fancy color diamonds. From 2004 to 2015 right now, for example, natural fancy color diamonds, this is just general of diamonds over one carat, of increased 154%. That's a 15% a year return on your money. You're getting, what are you getting? One and a half percent of the bank. If you own stocks and you're getting dividends, you're probably getting three to five percent taxable. It's not that much return. Then we talk about all pinks. For example, in the last 10 years, pinks have increased in value, 341%. Now that's 34% a year. To make 34% a year, you're not going to be buying a $20,000 diamond. You're going to have to invest in something like an all-girl pink that range from around 120 to $150,000. That's the type of diamond that's going to get you the return of 340% over the next 10 years. A Guildhall diamond, every diamond we have on the website, comes with a GIA certification. Now, a GIA is the Gemology Institute of America. That is the certification. It tells you everything about the diamond. The diamond size, the color, the table size, the depth of the diamond, the clarity of the diamond, everything that you need to know, it's actually the birth certificate of that diamond. The next thing we give you as well is an independent appraisal. This will basically give you an idea of what the prices are out there for insurance purposes. If you lose the diamond or the diamond stolen, you're going to get a replacement value if you've ensured the diamond for the amount of the appraisal. We give you a money-back guarantee because we know the type of product that we sell is of the highest, highest quality. At Guildhall Diamonds, we go out of our way to procure the best of the best. You look at our diamonds. We have probably the biggest selection of yellow internally flawless diamonds. If you look at our pinks, we only carry VS quality. Pink diamonds normally come in small sizes and lower, lower clarity. When I say lower clarity is SI1, SI2, I1, I2s, we only carry VS, which means there's a very slight inclusion and it's an incredible investment quality. 90% of the world's diamonds are mined from a mine in Western Australia called the Algal Mine. It's only one-tenth of 1% of their total production, so that tells you how rare natural fancy color diamonds, especially pinks. A little way down from the Algal Mine is another mine called Arendelle, which produces about 80% of the world's yellows. Both these mines are lowering their production. The Algal Mine is going to be closing in around about 2018 to 2020, which is going to make these diamonds even rarer. It's like owning a piece of art from an artist and all of a sudden that artist dies. There is no more art. There's only reproductions. This is what happens in the color diamond market. Our seminar, which is on Saturday, April the 11th, is going to show you how to invest, how to make money in this market, and everything that you don't know about natural fancy color diamonds, we're going to bring to you. It's been a very, very well-kept secret. Basically, for the last 100-200 years, the only people that bought the large natural fancy color diamonds was royalty. They had the 10 and 20-carat diamonds, and we're seeing diamonds that are coming into auction right now. They've been basically held for 70, 80, 100 years, and they're bringing incredible, incredible amounts at Christie's and Sotheby's. Diamonds, for example, a red diamond, which is the rarest color in the world. A one-carat red, you could have bought 30 years ago for around about $30, $35,000 a carat. Today, you're looking at $2.3 million if you can find one. Jeremy was talking about a diamond that you could have bought five years ago, a yellow, fancy a carat, intense for around about $13,000. Today, you're going to pay $25, $28,000 for that diamond. Even down to a one-carat, fancy yellow, that you could have picked up five years ago for $7,000, $8,000. Today is $12,000 to $14,000 for that same stone. If I go into the pinks, the pinks are doubling every three years. If you get a really great quality argyle pink or a pink, it doesn't have to be argyle. Just a great quality pink is going to go up basically 10 to double every three to four years. Yellow's vivid are almost impossible to find of internally flawless quality. That's the clarity. We have on our site an unbelievable selection of internally flawless yellow stones and especially vivid. You have to go to the website. You have to come out to this seminar. The seats, seating is limited. It starts at 11 o'clock. We'll be happy to see you ring callers for it to make an appointment. As I said, seating will be limited. It's a great opportunity to meet with the people at Guildhall and we will explain how this works, how you can make money in the market. As I said, it's one of the best kept secrets and smart money is putting their money into natural fancy color diamonds. Paul said that investment seminars April 11th the Saturday from 11 a.m. to 1 p.m. The Harbor Bankwood and Conference Center. That's Oakville. The number he mentioned is 1-866-274-9570. Seating is limited. Make sure you get in there as soon as you can. You got something else for me? We just bought in actually a package, a parcel of pink diamonds. They're not up on the website. But I've got a couple of unbelievable diamonds. One is a .30. It's a fancy deep pink. That's like a vivid. And it's a VVS2, which is an incredible, incredible clarity. This diamond is appraised at just under $69,000. It's on for $44,000 in change. Incredible. But it has a matching, it's a match, part of a matching pair. The other diamond is a .31 fancy deep pink VVS2. And again, it's on for $45,000, 995. You're talking about $90,000 for a pair of matching fancy deep VVS2. You don't see two diamonds of this clarity. I was actually taking the photos of them. And I didn't realize. One was .31. One was .30. I didn't, you know, there was some similarities in terms of what they're reading on the cover. As I was taking pictures of them, once I'd done it, I realized these are completely the same. This is amazing. What a great way to give to twins. Twins. Right. This is put them into earrings. Thank earrings to be amazed. Yeah. Exactly. The bank manager wanted the bookmaker. Whatever works. There's so many options with something like that. We did have a couple pair of vivid yellows. I remember we had one care. I think there were 1.30 vivid yellow cushions about three years ago, four years ago, that someone bought for their kids. They decided to take the pair. So there's a lot that can be done. And as investments, this would be a great way to say, okay, I'm buying two of the exact same diamonds, essentially. And what Paul didn't mention is one of the reasons why we're getting a little bit more pinks is because we're gaining access because our partners are gaining access. So we're growing and our partners are growing. Everyone that is connected with us is getting stronger in this industry because it is a new industry. And as the industry grows, more people come into the business, but it's important to look at the longevity and the people who know what they're doing. And Guildhall has been around since 2002. And the diamonds that we have, we do own all of the diamonds. We go out. We pass it by a strict criteria. We purchase all of the diamonds. We get them all appraised. We make sure that they're passing our own criteria of what we would want to own. And then we can pass that on to the client. If you get to get a reappraise on those big yellows that were bought, that'd be interesting. Well, we just actually got back nine appraisals on diamonds this week. And the prices, just on the vivid, jumped up about 30% on each diamond. Every diamond that we put in for an appraisal from last year was a substantial increase, especially on the pinks as well. But the thing about these two matching diamonds, they're VVS2. In a pink, you just don't see that type of clarity. Most of the diamonds, as I said, that come out of the mines are normally SI1, SI2, I1, I2, which means they've got a lot of inclusions. You can actually see the inclusions with the naked eye. When you have a diamond that's VVS2, that means very, very slight inclusion. And in a 0.30 and a 0.31, it's minute loop. We just bought a diamond in that it was a 0.31 and it was a fancy VVS1, which means it's just slightly under-internal floors and had a slight inclusion. I had it repolished out. It cost me almost $1,500, but now this diamond is internally flawless. It's not even, I think it's sold before it's even going up on the west. We've never owned an internally flawless pink. You just don't see that. You just don't see that. You just don't see, well, I've had some in the past, but you just don't see internally flawless in pink. They're always, you know, VVS quality and the lower qualities of the SI's and I1's. But this is a great opportunity to own a pink, come out to see us at the seminars, April the 11th. It will be enlightening. It's a great opportunity to get educated, meet, you know, the staff of Guildhall Diamonds. And I have to say, you know, we're a Canadian company, Nicole Snippman as well is going to be there. My daughter, she is a GIA graduate. So she's a diamond-grading graduate. She knows more than most people do about natural fancy colored diamonds or any diamonds, for that matter. And most companies, well, for us, it's very important that we have a graduate of the GIA on our team because it gives us the transparency that we need to show people the way that we know what we're doing. We have a 10-step guide. Nicole wrote the 10-step guide of how to buy a natural fancy colored diamond. Just go and make a reservation. You'll get the 10-step guide as well. It will help you to make a great investment. And, you know, if you're looking to retire, you're looking to put your kids through school. What a great opportunity to buy something that's only going to increase in value. In the last 40 years, since they've been keeping records, natural fancy colored diamonds of this quality have never, ever dropped in price through recessions, depressions, whatever else we've had, the dot-com bubble, the housing bubble, all types of things. Natural fancy colored diamonds have stood up and they are a great, great investment. 18778, silver online to guildhallwealth.com or guildhalldiamonds.com. Make sure or at least check out our call about the RSP contribution you can now make to invest in your precious metals as well as an investing seminar for the natural fancy colored diamonds yet Saturday, April 11th, 11 a.m. to 1 p.m. You want to get on this 1-866-274-9570. More of the real money show coming up and talk radio AM640. And back here with our remaining moments here in the real money show, the number to start investing 18778, silver online to guildhallwealth.com. The offer still stands as well if you're going to start investing in silver when you purchase 100 ounces through guildhall, you will receive a 1-3, 1-ounce bar, silver on them up until April 30th. And we talked about the last segment, guys, the diamond seminar, which is going to be excellent investing seminar, natural fancy colored diamonds on Saturday, April 11th, that is 11 a.m. to 1 p.m., the place will be in Oakville. And the number to reserve your spot, get there and do it quickly is 1-866-274-9570. Jeremy, we have an update to one of the diamonds we talked about in the last segment, the 0.31. Yes, the 0.31, 0.30, the internally flawless. One of the pair, you know. The pair that Paul had polished, it's on hold, it's being sold for one. That was like four minutes ago. Yeah. Well, you know, look, the thing is essentially, those who do get into this market start to realize, wait a minute, you know, I bought something for 22,000 several years ago, now it's worth almost 40, I'm doing really, really great. And some people need to learn a lot more about the market to be able to jump into the water. We're not asking people to just jump in and trust us. We want you to come see why these markets are moving up. What is the fundamental reasons? Are we in a bubble? Find out. Find out. Could diamonds actually ever be in a bubble? How long should you hold a diamond? Good question. Right? I'm asking that now. You're going to have to come to the seminar now because what ends up happening is you start to realize, wait a minute, this is a market that if I don't jump in, now, I got to know the reasons why I'm comfortable with it. But if I don't jump in, if I don't have a can-do attitude, someone else is going to take that diamond. And there's only so many that are out there. How many internally flawless? I've never seen an internally flawless pink at Guildhall, Paul said we've had a couple. We want you to learn about it. And the best way to learn about it is to come. We're going to show you the type of gains that we've seen on particular diamonds, how one would go about owning it, how long they would want to hold it for, what the selling process is like, what they should be looking for in a natural, fancy color diamond and give them all the tools and all the reasons to make that decision for themselves. Other than that, at Guildhall, we discussed right off the bat that we're offering the RSPs now, the double RSPs, as we like to call it. And that is what we feel is the absolute best way to hold physical metal or any gold or silver in your portfolio bar none. You're not buying an ETF, you're not buying into a pool account, you're not buying stocks, you're not buying stocks, which we don't know, frankly, after four years of being in a bear market or three and a half years of being in a bear market, which ones are going to survive? We don't know which ones have debt, which ones are promising, what? You just don't know, but you can count on the actual physical, it can't drop to zero. And by the way, if every central bank around the world or almost all of them are net buyers of gold, what do they know that we don't know? They're getting ready, they're getting ready for the US dollar to no longer be the world's reserve currency, which means they're going to need the sovereignty of an asset that can be transferred into any currency. And that's what gold does, it gives countries their sovereignty, why does Germany want to get their gold back? Because they want their sovereignty, they don't need it being held in the US, they already know what could happen if you're holding stuff in the US. So the RSPs with Guildhall in association with Questrade, Questrade is a custodian, right? We can help you to hold physical, gold and silver, allocated, segregated, fully insured. You can go and audit the product personally in Toronto, outside the banking system, but within your RSP. If you're interested in that, want to put a little bit of your RSPs towards that, you can just simply go to guildhallwealth.com, you'll see lots of RSP signs, register, we'll give you a call, we'll walk you through the whole process. You know, earlier in the show, we were talking about an article by a guy named Guy Christopher from goldseed.com and he's obviously pro gold and silver. There's a last part of this, this article I want to read to you from him and get your opinion on it. Okay. And this last segment, you ready to hear it? I know you're from a moment now, he writes as follows, the buyers of 15 years ago saw the future says, that guy 15 years ago, converting paper money to silver and gold had no 9/11 to reference. He had never heard of bin Laden or Barack Obama, he had no NSA or IRS trash his beloved constitution. He wasn't hearing every day that his children were in hawk for uncounted trillions of dollars for the next 50 decades of inflation on employment and national debt numbers seem normal. There were not any of today's red letter, neon billy, billboard screaming catastrophic economical collapse, his grown kids fresh out of college were not living at home. Wall Street criminals actually still went to jail then, his telephone and his new card did not report his every move to a government computer. He could still keep his doctor if he liked him. He went home after work to relax with his family, watch football and Seinfeld rerun sipped on a beer. The worst national black eye still popped on his TV was Monica and Bill. A lot of change, a lot's changed, but there's a lot of noise now. Now we get told one story constantly, it's one story at a time constantly to help make us stay off of what is really going on. And if you really want to know what's going on, you either have to go read some books or you're going to have to go on to some alternative news. Let me tell you something. When we started in this business, if you went to indigo or chapters, there was maybe one or two books on gold. One or two books, maybe two, if you were lucky, one being Jim Rogers, which would have talked about all different sorts of commodities. Now there's a plethora of books. There's a ton of books. There's so many different books on gold and silver to teach you what this is all about. We're not the only ones telling people to own gold and silver. The problem is, is that the smart people that are saying for you to own gold and silver, it doesn't feel, you don't get to be the smartest guy in the room right now because it doesn't seem to be going anywhere. Yes, we've already shown you that it's up in most currencies except for the US dollar. You're going to turn around one day and you are going to be the smartest guy in the room. We do feel that within the, we're not sure on the timing, but we do know that that silver will one day be pushing its all time highs again. That the US trillions and trillions of dollars of debt is just going to keep going up, which means gold's all time highs are going to be taken out sometime soon too. You know what, to own silver and pay less than 2% or just over 1% a year to hold it is a very small cost of doing business if you could be looking down the road at two, three, 400% gains. Well, it's really important, as I said, we said in the first segment, $1,200 gold at today's price against Canadian dollar against US is over $1,500. Silver trading around about $17 is over $21. Yet, when you put the TV on and you watch all the business channels, you'd think gold and silver was in the gutter, but it's not. Silver is at $21, gold's at $1,500, I've been in the markets in silver was $3.80 and gold was at $250 in 2002, 2003, 2004, you know, back in the late '80s, you know, silver was trading at $2, it went to $52 in 90 days. Silver was $100, bucks went to $880 in 90 days. Inflation is out there, interest rates are zip at the moment. They're trying to keep the housing up, they're trying to keep the stock market up. Nothing goes up in a straight line like a rocket ship. There is going to be a correction, it's going to happen in the stock market, it's going to happen in the real estate market. You need some insurance, you have home insurance, life insurance, car insurance, you need some insurance to protect your wealth, buy some gold and silver, go to our e-commerce store, do our RSPs, anyone but go out, own some product. Lots of passion, guys. It's how we like it. We'll wrap it for another week. The number to get in touch and start investing is 1-8-7-7-8. Silver, online to guildhallwell.com and up until April 30th, when you purchase 100 ounces of silver through Guildhall, you'll receive a one ounce bar of silver on them again until April 30th. I'm happy Passover and happy Easter as well. And Saturday, next out April 11th, 11 a.m. to 1 p.m. The Harbor Bankwood and Conference Center, don't feel that is the natural fancy colored diamond. Investing seminar to get on that and get your space reserved, 1-8-6-6-2-7-4-9570. This has been the Real Money Show on Talk Radio, May M640. What if you could have a streaming service that added new shows and movies every day, 365 days a year? Tune in on Monday and watch traumas like Fight Night, The Million Dollar Heist. Tuesday, watch reality shows like Top Chef Canada and Wednesday enjoy comedies like Ted. And it just keeps going and going every single day. No matter when you tune in, there's always new entertainment for you to discover. 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