Gemara Markings Daf Yomi
Bava Metzia 72
I am Bayes, I'm a dollop from the third line, Tanner Abun, on the ground where it brings an approximately 12-line Bryson starts here. Yousrochia, Lava Mais, Minha Nakhriba Ribis. So Maishi borrowed money from Skeeter with interest, there's no problem with that. And then Visakh Vanalav, the milveda, at a certain time, the two of them changed the, whatever the terms of the deal were, whatever Ribis were, that was $100 and it was going to pay $10 a year. So they wrote out that there was $110 owed by Maishi to Skeeter and they left it like that. And Niskai here, at some point, those Skeeter converted, ooh, so what do we say, colon. Well, it depends. Eam, I squeal under on the word Eam. Eam, Koyedim Shiniskai, or if before Skeeter converted Zakulov and Milva, they arrange us. In other words, they send it up as $110 owed. And then Skeeter converted, well, Skeeter, who's now Jaime uncle, Guevesa Karen and Guevesa Ribis. And it plus the 10, which was Ribis, but since it was set up as a $110 loan period, that's why it's allowed. Whereas Veeem, I squeal in on the Veeem, Veeem La Akash and Niskai here, Zakulov and Milva, if Skeeter converted first became Jaime uncle, then they set up the loan, which had been a crewing interest as a, let's say, not $100 with $10 interest a month, let's say, but $110. Guevesa Karen, Skeeter was now Jaime who can collect the hundred, Veeem, Guevesa Ribis, but none of the interest. That's one case, Veeem, I double underline the Veeem, Veeem, the Veeem is the other way. It's not Moshi borrowing from Skeeter, it's Skeeter borrowing from Moshi, Nakhri, Skeeter, Shlava Mose, Niy Israel from a Jew, Moshi, Ribis, $100, $10 in your interest, Visaku and Milva, and then they set it up as a straight out borrowing, Viniz Gai here, and then Skeeter, who borrowed the money, converts and becomes Jaime uncle. Well it depends, colon, Eem, I squiggle on the word Eem, Eem, Ojshul, Niz Gai here, if before he converted, others while there was still Skeeter, Zaklava, Milva, they changed to $110, Guevesa Karen, but they have Zakribis, then he was Skeeter, now Jaime uncle can pay the $110, Eem, I squiggle on the word Eem, Eem, Eem, I squiggle on the word Eem, Eem, Eem, I squiggle, and then he has Zakribis, then he can collect the principal, the Inagayvesa Ribis, but not the interest, basically only the $100, Ribis, Yossi disagrees, I box Ribiosi, Ribiosi, I'm here, Nakhri, Shlava, Mose, Niz, Raul, if you have Skeeter, and he borrowed money from a Jew, Biribis paying, let's say, $100, $10 a year interest, Benkachu, Benkach, even if it was only set up as a Zaklava, Milva afterwards, Guevesa Karen and Guevesa Ribis, he can collect both the principal, Maishu that is, and the Ribis, and the concept here is possibly because I think Russia's Hefger based in Hefger, or maybe Hins to it, or maybe it was actually of Sabata who said that, but remember, the Jewish courts have the ability to declare anybody's assets, Hefger, which makes a lot easier to collect things that otherwise, if maybe they were as Ribis, would be Yosser. That's the end of the snake source, and the reason we're focusing so much Ribiosi, because I'm a Rava, I'm a Rifus, I'm a Rifuna Halacha, normative Jewish practice, is actually like Ribiosi. I'm a Rava, my time at Ribiosi, why is it that Ribiosi said what he said, we usually try to stay away from something that looks like interest, well, we also try to stay away from something that looks like interest. We also try to stay away from rumors spreading that somebody converted did it for the financial gain. And that's why in this case, Cadet Shulayim, where some people won't say, "You know why Skeeter converted me, came to climb the uncle?" This is where my research in his career, who had a big loan, he was paying interest, he became a joy, he won't have to pay the interest, and we don't want that said. Period, Tannera Banon, look where it rings a three and a half line Brice, Maiklokus, or Meron Chachamem, Starsha Cussive by Ribis. Some of you wrote a document, let's say you had Maishi and Shlamy, Maishi's lending Shlamy a hundred dollars, and it says specifically in the document, the Shlamy is going to pay back $110. Clients and I say, we actually throw a rabbinical konasana at Vaena Gueva, Laia Saqaran, Laia Saibis. You know what, Mr. Lender, you think you're so slick that you're going to get Ribis, you can't collect even the principle that Steve Ribby Mayor, we box Ribby Mayor. The Chachamem, don't go that far, the Chachamem, we box down Mime, Gueva Saqaran, no, no, we let him collect the principle, but. For sure, not the interest for Aena Gueva Saqaran. That's the end of the snake source that Gomor wants to know what the essential point of Maiklokus between those two Tanohim is, but Maikom if Ligi, well, Ribby Mayor, who we underlined, Saqaran, Khansinan Haterim, Shumisura. He's of the basic approach that when someone does something wrong, we will not only, not him, not let him benefit from that, which he did the wrong part, even the correct part, like even in this case, the principle on the loan. Whereas there are a bond we underlined, Saqaran, low Khansinan, we don't, Khansin, a person did something wrong, even the part he did, Mutter, Maikomisura. Well, it's not awesome. We have a Mishnah elsewhere, it says, as follows, it's actually just a six word quote from a Mishnah, it says, "Shtarehehehehemuch-domin, sulen, famil haren, shayrin." Okay, Shtarehehehe is, let's say, I borrowed money from Jim. Great. Now, I borrowed money from Jim on the 1st of September, but we date it the 1st of April. Hmm, well, those documents are puzzle, and the one needs to collect, if he doesn't get the cash money, will not be able to collect from any Mishnah but properly property, even if it's after the actual loan took place. If I'm the Ugharan, if you posted a loan document for whatever reason, that would totally be kosher. Now, asks the Gomorrah, "Mukdomin, am I posting? Why just because they wrote a date that was, let's say, I know, six months earlier, is it going to be puzzled to collect from any Mishnah but property?" No, he delayed Govumis Man-Rishan, fine, so the date that's there, which really wasn't the date, it's like six months earlier, they can't collect from. However, Nivumis Man-Shani, like the actual date of the loan, why shouldn't there be a collect, why shouldn't, if there's a default on the loan, the one who lent out the money to be able to collect from Mishubad and from, like, the real date? Well, Amr-Shimbin-Lokish, this would go along the lines of what we saw, three, four lines earlier, Shimbin-Lokishwand, the line says with Makhlokishnu, yeah? And it's for the mayor, he, we had the Makhlokis, three, four lines ago, Ramirez, the one who says, "Yeah, sometimes, if someone does something wrong, we will conson them, we'll do something which is, like, beyond strict letter of the law on them." And so, to in this case, if a guy writes out and predates the document, which is very naughty, because basically, if people don't realize, it allows the lender to collect from Mishub property that was before the actual loan took place, but later than the phone he did, and the document is. Whereas Rabbiok-Nan, who I underlined, Rabbiok-Nam-Rafilo-Tami, you could even say, when it comes to the Starbucks, it's the rub-on-on. In this case, because since people don't know, there's more reason to make Exer-Shimbin-Lokishnu, that there might be, and by the way, put an arrow in the margin, on this Exer-Shim-Aigva, we refer to this point back when we get to Amr-Bays, we refer back to it. Exer-Shim-Aigva, that maybe the person will collect from the earlier time. Okay, because, you know, some people realize that people predate documents, occasionally, and some people don't. If a person doesn't realize that, they could have something seized away from them improperly. Period. Oh, God, for there was this guy, Demashkin Leipartes-Lachabre. He borrowed some money, and he gave as a Mashkin, like as a collateral to the person he borrowed from, let's say, a field, or an orchard, or a rush as a vineyard for Esser-Shimbin-Lokishnu for ten years. Okay, and then, year one, year two, year three, went by, and everyone saw this new fellow using the field. Ahla Tclashani, now we know when it comes to establishing rights of ownership in fields, using it three years as a Hazaka. You know, everyone saw the assume that it was his, Amr-Lay, and therefore, the lender who calls in the bar owner says, "Okay, buddy. I'm Miss Avniz-Lawnee Holly Mutov. I really want to buy this field if you sell it to me good, and if not, the elo, and this is really a little bit crooked." He says, "Kavishnallalishtarmashkanta, I'll hide all documentation of why I got this field, because I have it as a ten year Mashkin as a loan that I gave you. That'll mean that I'll claim to everyone, look who will you be audience-mind, and, you know, my proof will be, I've been using it for three years, and no one's bothered me." Okay, he's basically trying to con the person who he lent the money to, who's field he's got now. Well, that guy, if it takes two to tango, Azal, this loiva went, and without, like, making too much public fanfare, Kam Akne-Libenoy-Khatan. He had, let's say, a six-year-old son, and he transferred ownership of it to his six-year-old son. So, who's the rightful owner of it now? His six-year-old son. And then he turned around and said, "All right, you know what? I'll sell it to you, Mr. Arm. Twister Vajadar Zavnei Lihale, to the Malva." Kama. Now, Zvini, Vadhala Haizvini. For sure, the sale's in good sale, because it's not his to tell me more, because he had given it to his six-year-old son already. However, how do we look at the money that was paid by the one who bought this field? Now, he's paying the money for it, but he basically twisted the arm of the guy to sell it to him. So, for Zuzi, we have an Aodilma B. Do we say, "A. Kamilva Bishtar, dummy, is basically like a loan, which was documented," because it was a document. "Vigavne min Chassimishubadim, therefore, it would allow collecting, even from encumbered assets, Odilma, or maybe ice-wiggling on the Odilma. B. Kamilva Al-Pedamu, it's more like a oral agreement loan. Vayne min Chassimishubadim, and he would not be able to collect from Michigan property. That's the question. I'm Ra-Baiye. So, I struggle with the Baiye. He says, "Vilavheinu Durvasi?" Ooh, one second. Isn't this very similar to Ra-Vasi? Who's Ra-Vasi? What do Ra-Vasi say? "Well, Dhamma Ra-Vasi." Ra-Vasi said, "That if you have a case of a money to Bishtar, Chassimishubadim, you know, Chassimishubadim." If you have a person who admits -- he borrowed the money -- he says, "Yeah, yeah, that's right. The star was written correctly. The guy's whipping it out. It's true. You don't have to be machayim it, and you can collect even min Chassimishubadim." Okay? So, to overhear, he's basically agreeing that he sold it to him with Akriyas, and, okay, if the star is going to be no good as far as the sale, but he admits that he wrote it to him. I'ma lay Ra-Vasi. I struggle with Ra-Vasi. Ra-Vasi says back to A-Baiye. One second. Me-Dummy. You can't compare those two cases. In the case you brought me, Nith-an-lehikase. Like, okay, there was a real document that should have been written out, and that's what it was written out. However, ha-ha, we have the guy who, like, secretly gave it over to his six-year-old son, transferred the ownership of it. In that case -- and then he wrote up another document selling it to another guy -- "Lonith-an-lehikase. If I don't know, nith-an-lehikase. No nith-an-lehikase. Like, that document never should have been written. It's like totally untrue. Okay, so, uh, we're kind of not sure at this point. So, y'all said maremara. I know maremara. I know maremara. Kamala Hashem-ais. And he said over this teaching, dhalachhava. Baiye and Rava. I'm really Raveena. I know. And Raveena says to maremara. "Well, Elohi. Triangle D'ella." And the reason I triangle D'ella is because four lines later, the second to the last word line, is also an Elohi triangle. That's where we're going to have two scenarios that are going to be presented. Eloh. One second. If, like what Rava said is you can't compare them, well, what about this? Kamala Rabi Yohannan. And here I put the corresponding arrow, because this is where we go back to about six lines from the bottom of the Amodalif. Didn't Rabi Yohannan say. Zeyroshem, a Yigvami's Mon Reshine. That when you have a document that was predated, it's no good because you never know. You might collect it from the earlier date, which is really a phony date. Well, namah. Why don't we say, lo-ni-ten-le-ca-se-vole? Ritzen, you can't have a date. It can't be like the actual loan was, let's say, in September. And you write that it was in April. Amar Lee, well, says back. Moraymer. Travina. Oh, gosh. One second. You can't compare those two. Hossum. In that case, there was a loan that took place. The only problem was that the date was written improperly. Hossum. No, you true. Dolly-ni-ten-le-ca-se-vole-ni-ca-se-vole-ni-ca-se-vole-ni-ca-se-vole-ni-ca-se-vole-ni-ca-se-vole-ni-ca-se-vole-ni-ca-se-vole-ni-ca-se-vole-ni-ca-se-vole-ni. If the loan took place in September, everything is correct. The date was predated. Hocha, in our case, however, where you have the fellow who transferred the field already to his son. And now is selling it, apparently, to this arm twister guy. This bracelet goes for about three and a half lines and starts here. Now, the beginning of it is a din that you cannot seize away property to give for, let's say, achilas peros, if someone consumed the proceeds or the benefits of, let's say, a field or for improvements of something that got seized away from Nihasim Mishubadim. And the reason you can't do it is because of a tikka na-aylam, and then the Tenec source continues this, where we pick up the schwachar-kais-kait set. Well, for being an example of why you would do such a thing to, like, compensate someone for improvements on land, well, imagine this. Harisha Gossel said to Mihavere, let's say, "I am a very shady character. I stole a field from Al-Uma Kralachar, and I got underline Makhralachar, and then I went to Carl. And I said, "Hey, Carl, I got a field would you like to buy it?" And Carl said, "Sure, Horowitz. You're looking around this guy." And he bought it. Vihishpika, and then he put money into it to improve it. And then Al shows up, and knocks on Carl's door one day and says, "Vahre, you used to be talking about it. That's my field. What are you doing with it? I'm taking it." He says, "Oh, boy. Horowitz sold me a stolen field." Well, when he comes to have me compensate him for the money that he paid, because when he collects it, he'll collect the principal from even my husband. And as far as the benefit, the increased improvements that he put into the field. Vihishpika, he'll collect, but he can't collect from things that Mihavere can't collect from things that Mihavere has made. That's the end of the snake source. And once again, we say, "Nema, why don't we go over here? Lloyd needs on the cost save. How could I, Horowitz, write a document selling the field to Carl, was my field? It was Al's field." Once again, the Gomar says he can't compare those to Haki Hashdah. Why? Here's the difference. Colan. Hossum. When I sold Carl as Al's field, I'm basically an honest guy. I don't know, I just needed some money quick. I thought this would be a good scheme. You know what I'm going to try to do? I'm actually going to try to go to Al and work with him and buy that field so that I can at least clear my name. You know, a little bit. Get my name a little bit out of the deep in the mud. So, Ilamandam, or either there's an approach that says, "Nihaleh, delight nikariya ghazana." That's why I'll go to Al and try to get the field so people won't call me a ghazan. Ilamandam, nikariya ghazana, or there's another approach that says, "No, people want to be trustworthy. One night, people just still think that I'm a trustworthy guy. And therefore, you know what I'm going to do? I'm going to go out of my way in the fayes, lay lamareh. I'll go to Al and I'll really work with him. Umaik my l'estareh, and like, validate the start by actually buying it from Al. Ha'cha, however, over here, in our case, where he gives it his six-year-old son, the field, and then sells it, leave ri'chaimine kamirfen. His whole intention is to get the other guy away. Stara mikayimlay? And you think he's going to be mikayim the star? No way. Says the Mishnah. Ayeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeem. Please can all appear. It's a sha sha sha sha. You cannot enter into some sort of forward contract with somebody to provide produce. Produce or other things, and until there's been an official market price. Ya'cha wants the official market price comes out, which usually happens when, you know, anyone who has this stuff to provide, has it. Paiskin, then you could enter into a forward contract with someone because you don't even actually have to have the merchandise off of Paishein-Lazet since you could easily get it from somewhere else. Y'a sha sha sha sha sha sha sha sha sha. And therefore, it is allowed. Period. Ha'cha hu tchil a la koi tchil. Let's see. You happen to be one of the first ones who harvested your field and you got some grain. Well, Paisic Imayalha goddess, you would be allowed to enter into a contract with the pile of grain that you have right there in front of you. Or for that matter, other types of items, like alha of it shalan of him. If you have a big vat of grapes, or alha of ten, sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha sha. Let's say the big clay balls that the potter uses. he's got the clay already, he just has turned it into pots, Valhot Sid or the lime, Misha Shakaibekipshan. The process was to put it into a kiln or a very hot stove and heat it up, and in all those cases it would be allowed. Kama. Here we're going to have the Tanakama, who says something, and then we'll have a few other opinions. So the Tanakama says, "Upoy Suki Mola Zvel, Koleumayasasana." As far as manure, I would be allowed to enter into a forward contract with someone from manure all the time, anytime during the year, even though I don't have any, probably not a problem getting it from someone else, whereas Rabiosi, I boxed. Rabiosi, in the mirror, and I think the Bach heads in the word the Olam, the Olamayasanaa Zvel. Oh no, you cannot enter into a forward contract for manure, Elimkain, Shahraha Gavaya. Like if the price goes down from that, which it is right now, you'll give it to him based at the cheaper rate. Now why is it called Shahraha Gavaya? If it's a cheaper rate, Gavaya means he gets more stuff for the same amount of money. Rabiosi, who do I under the Olamayasanaa, Afoputially positive you make a Shahraha Gavaya, even if there wasn't that arrangement, Yakhalaymra, the one who paid the money, prepaid like, you know, months ago, Yakhalaymra can say, "Listen, I want the cheaper current rate. Oh, it's my sister. Simply give me my money back." Now normally when you ask for your money back and then deal, there's a Misha Para. However, in this case, there's not going to be any Misha Para because the actual stuff is actually cheaper now than it was at the time he gave the money. It says, "L'chammar, amaravasi, I know that Rabiosi, amaravi, al-Rabiohannan, and siravi al-Rabiohannan, aim play skin, al-Shar shibishuk." You cannot enter into a forward contract where you'll take the money now. You'll provide the produce later on the whatever the current rate is in the market. Well, it says, "Rabzeira, it says, "Rabzeira, amaravi, amaravi al-Rabiohannanafilo, kadorma saza." Well, isn't this basically allowed? What type of market are you talking about? Did Rabiohannan say that would be the case even in a dormus, which would be like a huge type of central market? Marlay, he says, "No, no. Rabiohannan's din is limited. Layam Rabiohannan, Ella, in small city markets. So, Ella Bishuk, shall ayuris." Not like a big crop, but rather ayuris, a small town, de lo-kaviitarayu. They don't have a solid, firmly established sort of market price. And that's why you can't do it. Okay, ask the kamara question on the havami. "Lamantasaka daita mikar," according to what we originally thought, which we came up with, according to what we originally thought, "Dama Rabiohannanafilo, kadorma sazaar, rabiohannan sazaar, rabiohannan sazaar, rabiohannan sazaar, rabiohannan sazaar, even like this dormus, Ella Masniesen. Then go back to our missiono. What did our missiono say? Our missiono seems to be pretty clear. It said, "Ain play skin, al-para sazaar shar, that you can't enter into a forward contract until there's a basic market price. However, yatsaha-shar, once there's the released, understood market price, Paisken, you would be able to." Well, the mission said you could do it. Heiki miskaka sazaar Masniesen. How would, at least according to the havamiin of the way we were understanding, would be al-kannan, the mission's case be possible? Well, even there, it would be possible because there's certain commodities that are so common that if Bob doesn't have it, Steve has it, if Steve hasn't had it, John has it basically bechiti de aglevivarbi demoshuktar etsfei, literally a wheat that is in the store houses or that is on the boats where whatever the market price is, it usually lasts for a much longer period of time. Period. Ten rabiohannanan, the core brings a approximately three and a half line price and starts here. "Ain play skin, al-para sazaar, you cannot enter into a forward contract for produce achi sazaar until the market price comes out." Kama yat sazaar, once the market price comes out, Paisken, you would be allowed to enter into a forward contract with a supplier off of his shameless act because even if he doesn't have, yat sazaar, other people have increasingly get it. Here's something that often happens. When you have grain, the older grain that's had time to dry out is actually more valuable. So when the first comes out, the new grain on the market, hai you ha-dashais, "Ain play arba" and yat sazaar, "Ain me shalish." What's the arban shalish? You get four pounds per dollar of the new wheat, which is lower quality and you only get three pounds for the same dollar of the old wheat, which is drier and more desirable. In that type of case, you would not be allowed to. "Ain play skin, to enter into a forward contract, al-para sazaar, look at it for yat sazaar until the new wheat has aged enough that it's based the same price as the old dryer wheat. Kama, another scenario, hai you le kutai s mein ar ba'anon le kutai sullahala-da manon le kutai-shalish." You would also be able to get a different people who would provide, let's say, wheat. You can get it from the le kutas. The kutas are usually the poor people who would go and collect a little bit from here, a little bit from there, and he might actually not be giving you 100% wheat. It might be a little bit of wheat from here, a little bit of like a spell from there, or it might be from different fields, which is not as desirable. He'll give you four units per dollar. Look, hold on, let me show this, but the regular stuff that people have, which is usually from one field, is three units per dollar. "Ain play skin," you would not be able to enter into a forward contract with either of them. "Ain shazaar, la likeu to le muy hai," until they basically become understood prices for both of them. That's the end of the 10aic source. "Ain rob dachman," and he says, "Paiskin le kutas," I double it on the kutas, "Kishar, hala kutas." Okay, you would be allowed to enter into a forward contract with a locate based on the market price for the kutas, which sounds like in the previous case, you wouldn't be able to enter into a forward contract for the halada, but at least for the kutas who would be. "Ain rova," I know in Ravi's sister of nafman, "well, one second, mishna locate. Why is there any distinction between a locate which we said you're allowed to?" You know why you're allowed to enter into a forward contract with him? "De elais le," if he currently doesn't have, "well, yazif, me, lakut kovre." He'll, you know, get in touch with his other friend, the lakut, and be able to borrow it from him and provide you with what he you bought from him. "Where's a balabais?" However, the proud homeowner has his own personal garden or field. "Nami yazif, me, lakut," question mark, why don't we say it? He'll also go and, like, you know, borrow some stuff from some guy who goes collecting from other fields. We say, "Oh, no, no, no, no. Balabais." "Zila bei milsa, le mace, if me, lakut." For one lakut to borrow something or stuff, produce from another lakut is fine, but from a proud, upstanding, balabais member of society, it would be beyond below his dignity to borrow from another lakut. "Ebais," say my squiggling on the ebais, say my alternatively, "Mandy, a zuzi, le balabais," a person who pays money to provide grain to a balabais, comma connector. He's not interested in getting the lower quality stuff, which I've been collected from numerous fields, rather. "Apiri, shapiri, yahi," for high quality peros, produces, why he gave the money to the Balabas. "Pirid, amra, shaishis, amra, funa, estaklir vuna, yin, lovin' all, shaishis, shaishok." Now, here's lovin'. Lovin' is borrowing money. You would not be allowed to borrow money based on what the current market price is for that money to be able to provide produce. Okay? "Amar, lei, reviosif," reviosif, "barhamas" says, to reviosif, "barhamas" says to reviosif, "barhamas" says to reviosif. "Umi, amra, funa, hachai," did revoon really say that this would be also, they're not allowed to do it. "Question mark kamavaha boi minay," he was actually once asked of revoona, underline revoona. "Honey bane barraav," when you have these young Torah scholars, they're learning in Ishiva, the single guys, "di yazvi bittishri," they borrow money in September, ooh, pari bittavis, and they pay off, like, four or five months later, with produce, in March, shari, oh, aw, sir, is that permissible or not? And, uh, question mark connector, "Amar, lei, revoon," uh, answered, hachitibihini, hachitibishili. In other words, well, you know, if you can't get it here, you can get it somewhere else for the low price, i boi zavni, ooh, pari lei, and therefore, if you wanted to, you could easily, um, use the money to purchase a produce and pay it off. So, uh, what does revoona hold? Well, the gomorrah concludes that revoona, not on many issues, but on this, you actually changed his opinion. Mi kara, originally, revoona, saver, figured to ain love-in, that you would not be able to make a arrangement like this, however, kevin de shama, once he heard lahad amor shawl, barchia, amarabalazar, love-in that you can yesdua an arrangement like this, he heard the logic, amar yunami, and he also said, you know what, love-in, you would be able to do an arrangement like this. Um, period, adkari.