We are thrilled to have Todd Tevens, Managing Director at Lawley Retirement Advisors, back on the podcast today.  Todd is a wonderful asset to everyone at HFW, and talks through important details on HFW's 401k program, changes coming in 2025 and issues everyone should consider in their retirement portfolio.  We are so thankful for our great partnership with Todd and Lawley! Special thanks to Todd for his time discussing these pertinent topics!