So then faith cometh by hearing, and hearing by the word of God. So faith only comes as you hear and keep hearing the word of God. The continuous hearing of the Word makes your mind set on the Word – your mind takes on the frame/set of the Word. But it is not just any Word of God. To have an ownership mindset, your mind must be set based on the finished work of Jesus. It is about what Jesus has done. It can not be because it is in the Bible.