Archive.fm

The Starting Messy Podcast

Getting out of your financial comfort zone w/ Jodie Brown @itsjodiebrown

Duration:
44m
Broadcast on:
15 Jul 2024
Audio Format:
mp3

In this episode, Jodie Brown and Misty Jayne get into the importance of getting out of your comfort zone when it comes to finances. We discuss common misconceptions about what that means and how small daily changes can lead to significant improvements. We also explore the psychological barriers that prevent many people from engaging in conversations about money and how confronting these discomforts can lead to personal and financial growth.

Financial comfort zone, Money mindset, Financial growth, Daily financial habits, Money triggers, Scarcity mindset, Entrepreneur finances, Financial literacy, Personal finance tips, Breaking money myths, Financial empowerment, Wealth mindset


Mentioned in this episode:

Cash Confident Creative Waitlist

Getting your financial shit together is closer than you think... Get on the Waitlist for the Cash Confident Creative Coaching to be the first to know all the details as well as save some $$$!

Cash Confident Creative Waitlist

Hey there friends. Before we get into this episode, I wanted to share something with you. My name is Misty Jane. I'm the host of the starting messy podcast and I am a life and money empowerment coach. Now, there is a lot of shame that people carry from not knowing what they feel that they should know. The thing is, in a lot of cases, we were taught what to think but not how to think. This discomfort, when we take in new information, that discomfort is what is actually keeping you stuck. I hear this so much in my first calls with my coaching clients. They feel like they should just know how to manage their money, even though it was never taught to them. The should stop us from asking for help and finding the information that we need to change our financial situation. The shoulds stop us from learning money management, because we get this, "Well, I'm just bad with money or I'm not a numbers-person mentality," when we actually just have never been curious about how to handle our money in a way that actually makes us feel empowered. I should stop spending. I shouldn't have bought that. I should make more money. I shouldn't be in debt. This is what that financial shame spiral looks like and it doesn't have to be that way. It can feel easier. I don't believe in shaming yourself to change. As a coach, helping you take away the judgment that you are placing on yourself is my job. So, if you're ready to deep dive into getting your financial shit together and breaking out of those money stories that are no longer serving you, the cash-confident creative enrollment is starting soon. Go ahead and go down to the bottom of the show notes and click the link to get on the weight list. So, you can be the first to know how you can change your financial situation in a place that feels so good and aligned to you. Thank you so much for listening to the Starting Messy Podcast and enjoy this episode. And don't forget, get on the weight list to save some money and be the first to know when the cash-confident creative opens soon. Welcome to the Starting Messy Podcast, where chaos and courage come together to create magic. On this show, we're flipping the script on perfectionism and embracing the messy imperfect journey of entrepreneurship. I'm your host, Misty Jane, a life and money empowerment coach for people who are obsessed with personal growth. My guests and I are sharing the truth behind what it means to start messy and why it's worth the leap. Because let's be real. All the best stories start with a little chaos. Welcome back. So, today I wanted to share a conversation with my friend Jody Brown. She is the founder of the hair stylist Rising Podcast as well as a branding and marketing guru, if you will. And we had a great conversation over on Instagram Live all about what it looks like to get out of your financial comfort zone. And trust me, it is not what you think. So, this episode is actually a replay of that Instagram Live. So, if you hear like me reading comments or questions, that's what's going on. But it was absolutely too good not to share. So, I hope you enjoy it. If you get some amazing aha moments out of this episode because I know you will, please reach out to me at underscore Misty Jane underscore on Instagram or the starting messy podcast on Instagram. I would love to hear what resonates with you the most. Enjoy this episode, friends. Hello there. Alright, I've invited some of my amazing friends. You come and have some money chats with me to show you that building a better relationship with your finances, building a better relationship with money in general mindset, physical, all things is not one side tip off. Hi, Judy, how do I sound? Hello, you found amazing. Alright, thank you for coming and then talking with me today. I'm really excited to have all these conversations around money, especially kind of different perspectives. And today, my idea was to talk about getting out of your comfort zone when it comes to finances or just kind of in general. But I think when people here, like, get out of your comfort zone, they have this, like, big, audacious idea that it only means, like, going into rooms that are scary or taking really big risks. I don't think we talk enough about how getting out of your comfort zone can be, like, glitching a small habit. So, what are the... So, obviously, like, in my world a lot of the time, when the money conversations are happening, it's with entrepreneurs, right? And so, I do think that you're right in the sense that it's not always the big things that are getting out of your comfort zone, it's the daily micro commitment to discomfort. And this is why, as you know, I always push back a little bit against the advice, do what feels good in certain situations because I think that often we can see you do what feels good with do what feels comfortable. And I just don't think a lot of us can change where we are because that's the goal, right? When you talk about money, entrepreneurship, anything really, it's going to require you doing something that's different to what got you in the situation that you're in. And so, it's not going to feel comfortable. It's going to require that daily commitment to putting yourself outside your comfort zone. Yes. And I think that, again, we think that it has to be like a physical action, but sometimes it can be having, like, a different conversation or hearing a different perspective because I know that for me, there were certain conversations that used to happen around money that I just, like, it, like, made me feel some kind of way. Like, it immediately brought on that, like, anxiety, it triggered me, essentially. And so, like, I would just completely stop listening because it, like, made me feel so uncomfortable that I just wanted to walk away from it. What I realized when I did start my journey and get my funding to fit together is that those were the conversations that I needed to start having or start listening to or start reading about, you know, and because the problem isn't this. Oh my gosh, you don't make enough money. Like, all your money is disappearing. The problem is tiny little daily habit that we don't think matter that actually matter the most. Would you agree? Oh, yeah, absolutely. Well, my, you know, all 10 favorite books. You start with the Waller's model quote, right? Like, in order to live a truly fulfilled and happy life, one must be rich. And it's interesting because I think that's one of the words, like, writ wealth, like, that trigger people because they think, like, you know, and you and I have talked to those before, like, I'm okay with wanting to not be broke, but I'm not okay with wanting to be wealthy. I think that it's this distinction that people make, especially like, like we said, it's going to look different for everyone. And I'm not saying you need to want to be a billionaire in order to, you know, get your finances together, anything like that. But I do think it's really important to investigate, like, why does it trigger you because probably the same reason that you're so uncomfortable with conversations about wealth. Those, like, tiny things that could be making you uncomfortable could also be what told you back from growth in other areas, too. Yes, absolutely, absolutely. And it's interesting, too, because I remember, okay, so Rich was one of those words for me. Like, and it was because I would hear so often that, like, rich people were bad, or like, you only became rich because you, you know, bed's filled and borrowed or whatever. And I didn't really fully understand kind of how somebody not only can become rich, but when they are rich, how good they can do in the world. And how many doesn't actually make you bad, let it enhance it who you are, right? So, I think that for the longest time, I would even even books like rich dad poor dad like that I didn't even want to even pick them up. You know, because it's like, oh, I don't like that. Like, I don't want to be rich. And even if I want a lot of money, right, we all, I think, want a lot of money for whatever reason. But we don't want to be looked at as rich because it almost feels like it, like, icky. And that was a problem. Totally. And I think it's interesting because when I, like, the books that you're just listing, and even when I look at some of the books around money and around just like wealth consciousness and all of those kinds of things that I really love now. Like, I almost wonder if some of the titles are like meant to trigger you a little bit to make you realize that you do need to think differently because that, I think, is what it comes down to when it comes discomfort around money or anything. It's like, you have to be willing. If you want to change in any area, you have to be willing to face the fact that, like, your current beliefs system has led you to your current reality, right? And so without being willing to pain or even investigate. Like, even if you're not like, okay, I'm going to, I'm going to change and I'm going to love the idea of being wealthy and all of a sudden. That's not what I'm saying, but it's like, even if you're willing to investigate the idea and get comfortable. And I know you and I had talked about this before, and this is something that you've done, right? It's like, once you start to get willing to get uncomfortable with even listening to the conversation, it's going to change the way that you think little by little, and you're going to be able to make progress in areas that you never thought you would make progress in. And getting curious. I really, truly believe that getting curious about anything, especially if it's something that makes you feel some kind of way, like it feels uncomfortable, getting curious about one, why does it feel uncomfortable, right? Because a lot of times it's going to lead back to something that is blocking you from where you want to go. And two, getting curious of how you could make the discomfort comfortable, right? Because I know, like, now, I mean, I have conversations all the time about money. You know, in the past, no, absolutely not. You know that there is this back. I don't know the exact statistic, but people are more comfortable having open conversations about sex than they are about money. I believe it. I definitely believe that. And it's really neat to be because money is so important. It's something that we have to deal with for the rest of our lives and it's not fought anywhere, right? Like, you have to seek out that information. That you're uncomfortable. And let's put it this way. If you're uncomfortable in your current financial situation, what's up more? Like learning something new, getting uncomfortable, learning, maybe how you could have a better relationship with your money, or just living the rest of your life feeling stressed out about something that you're going to have to deal with literally until the day you. Oh, it's interesting to like once you start even like investigating this and this is something that, you know, I've really been putting a lot of time and energy into rewiring over the path. Because I think what happens is like you get into the personal development and I feel like that wealth consciousness aspect is because, like you said, we're going to have to deal with it every day, forever, right? Like, unless, you know, you want to go live off grid, but even then you're going to need supplies, you'll need all the things you still need money and probably cost people thought more actually to set up living off grid that I want to do anything else. So, you know, it's one of those things where once you get into this mindset of getting curious and investigating, you will see. And one of the biggest things for me is I saw how much active. I guess like, we're calling it like wealth consciousness, let's call it like broke consciousness happens. All the time, like in everyday conversations, you can go on TV on like just mainstream media, like any conversation you're having. And so for me, that was a really, really. Good. That's a really big thing too is I noticed that like, okay, without doing this work, then really, you're still getting programmed about money one way or another right like either you can actively cheer to take it into your own hands and create a different reality for yourself, or you can keep hearing about how, you know, like all of these things out of, or out of your control are going to keep you down forever. And I just don't think that we can really take action and create different realities for ourselves. Not conscious of the current reality that we are being subjected to, and this is not the case for everyone for a lot of people, families, friends, news, all of those things are actively keeping you disempowered. And I don't, and I think that so many of us just do not even realize it. I feel like I didn't pay a lot. Thank you, but I didn't pay a lot for them. First of all, they didn't ask me how much I paid for it. One, they literally just complimented me. But in my head, it was like, I don't want, I don't want them to seem like I'm like, you know, spending this weird, this weird, like, almost anxiety or discomfort that I had around like somebody liking what I was wearing and me feeling like I had to, like, downplay it financially. Like, what? It has something to do with finances. Like, and I think that stuff like that, or, you know, somebody saying, oh, blah, blah, blah went to Italy, I could never afford that, right? Oh, yeah. Well, what? You're never going to be able to afford it. If you're constantly saying that you can't afford it, right? So getting comfortable even going, oh, I would love to do that one day. Period. Oh, my goodness. Oh, my goodness. And it, I think this is like, like you said, if you work through it and, but you will constantly get tested on this step and it's just how quick you bounce back. Yes. Like, honestly, when we went, when we just hosted our last retreat in Spain, right? My business partner and I, we got this idea because we had waited for last minute as pre-used to prepare flights and they had, like, skyrocketed and we were like, okay, whatever, it is what it is, but let's investigate some options. We investigated from options about doing layovers, like overnight layovers, things like that. And we realized that it would be basically identical to day, stop in Paris, have an overnight in Paris, stay in a grave, which I'll buy the Apple Tower, like, do all these things. And I had this intense feeling of guilt because I was like, oh, my God, what's it going to look like? And I'm like, you know, it's, it's so internalized that we, I think, subconsciously want to keep ourselves smaller or not have these incredible experiences because we're worried that people will make must be nice comments about us. And at the end of the day, we got to just accept that, like, people are going to see that no matter what about something, right? And I just think that that's one of the biggest things we're going to be uncomfortable. It's not, like you said, it's not just the action. It's also sitting with the discomfort that, like, once you start to do better, or once you start to improve on whatever it is that you want to improve on, there will be people who resent you for it because it's going to spotlight. That, you know, if you came from the same place, if you can do it, they can do it too. And so I think it's also that uncomfortable feeling of, you know, separating yourself a little bit from what you already know. And it can be hard. It can be hard. That's kind of what I love that you brought up, brought this up because similar situation. So for any line that doesn't know my backstory, I got out of that with 48,000 that years ago, it was one of those things that I just thought I would always be in. My husband at this is a very long story that I'm making very short, by the way. My husband and I, right at like six months after we paid off all of our debt, we ended up buying a house in the neighborhood that we always dreamed that we would want to live in. But we never thought we could until we paid off the debt, right? And what happened was when we started buying a house, we will never forget a family member saying to my husband, be careful, you don't want to be health poor. Now, here's the thing. He did not know our situation. He did not know how far we were. He did not know that we taught ourselves how to manage our money in a way that felt good to us. And here we are, almost six years later, still in the house, not how far we're fine. But stuff like that will stop somebody in their trap from moving forward and making their own financial decisions, because they're used to hearing things like that or people that are close to them, say things that get them thinking and get them in that like negative buy roll. Wait, should I be doing this? Will I be house for it? Is this a good decision? And I think that, you know, that that can be so uncomfortable. It's the layers, right? It's the layers of the onion of this comfort. I want to kind of go back real quick. So Maggie says, that's my problem. I can work hard physically to make money, but I do not know how to keep it and multiply it. Okay. Before we even get into the, I just want to say, it's okay. It's okay. Like, literally, we did not learn this in school, unless you had parents teaching you that unless you're seeking out the information. This is not something that's readily available information on how to keep your money. Your money can disappear like that, because we live in a world that is constantly trying to get our money, right? We're constantly being sold to, we're caught like there's always something that is wrong that you need to fix that you need to spend money for, right? So number one, you're not alone. I was in this situation for, I don't even know how many years. So one, just know that, like, we're just going to like not judge ourselves for that. Two, it's time to learn. It's time to get uncomfortable with some new information. And what's interesting is, is the how to isn't actually that hard. It's more of starting. It's more of going to the mindset base of where is my money going. So just keep that in mind. I'm actually going to drop. A little comment in here. Oh, that, of course, disappeared. If you are interested in learning, you can comment, waitlist, and my cash confident creative enrollment will be starting somewhat soon, where you can learn anything with coaching involved. So, and I wish I could put it in the comments, but it's not letting me. So you can comment regardless. Jodi, do you have thoughts on on that? Yeah, I do, because I think it's interesting because, for me, what I realized is it was kind of an internal, like, self sabotaged because I used to do this exact same thing and it's funny because, like, back before I went into this business. So when I was so behind the chair, like, I worked on commission. I was really busy and there would be some really high months. And then there were some not so high months, right? I think that's pretty normal for entrepreneurs of all description. My husband also works on contract. So he has the months that are like really, really high. And what we noticed is something we noticed probably like 10 years, eight years ago, nine years ago, was that no matter how much money we earned in a month. And even if we both had these like crazy high months together at the exact same time, there would never ever be any type of like overflow into the next month, right? We would always really focus on. And it wasn't an intentional thing either. It wasn't like, oh, there's this much in our bank account better spend it all. But for whatever reason, we would just constantly spend everything that was in there. And I think it was like just this set point, and my husband actually noticed this in himself too, that he felt like there wasn't, it wasn't always going to be there. So I better bend it as fast as possible because otherwise something will happen to it. And then it won't be there, right? So it was actually like a lack of trust in himself, a lack of trust in ourselves. And we had this exact thing mindset blocked at the same time that we realized, and that was exactly what it worked. It was just we didn't trust ourselves to hold on to the money, honestly. And so we felt like we needed to spend it as fast as possible. And I've even noticed myself like a few years ago, getting scared of increasing my income because of things like I'd have a big tax bill or things like that, right? Or I can't do this unless I'm willing to increase my my team expenses. And so it's a lot of work, you know, like it to actually get through it. And it's not something that I think because like at the before you have all the conditioning happening all the time. And so I think you need to be doing your work like against it all the time too. And it's not like intensive work for me more and just like, like I'll touch myself in a thought and I'll be like, okay. And but I seek out things that make me uncomfortable surrounding money in order to to help me get path back. I think it's super super common for people for create. Yeah. I totally agree. I mean, that's where I was, right? Like, when I was full time behind the chair, I was working my alcohol. Like, in left, I just like never saw my family. Like, I thought like making more money was going to be the answer. Yeah. And so I just kept working, kept working, burning myself out, living paycheck to pay fat. And what I realized one day is I was like enough is enough. Like, I cannot live like this anymore. Like, I had a kid, like, we wanted bigger things for our lives, you know, move into different neighborhoods, whatever. And we decided one day I decided I don't even know if I, like, said anything to my husband at first, and I was like, we're going to make a change. And I started seeking out the information. And it was crazy how quickly it clicked. Like, it was crazy how quickly I was like, Oh, shit, like, we're actually putting our money towards stuff that does not matter at all. They didn't even realize it. Like, unintentional spending and lack of awareness is why, why the money is disappearing. Period. And the thing is, is it sounds so simple, but we just don't, like, like we said, like we stay in that comfort zone that we don't even try to think differently about it. And then we're stuck in the same thing, like that comfort zone, whether it is just that tiny little habit that we do every day, like it can be the smallest thing. It keeps you stuck. It just, it keeps you there and getting out again of that comfort zone and really, really like seeking on new information, listening to new educators, listening to book, listening to podcasts, like, like, actually tweaking a small habit that you're doing every day. Our biggest thing when we were in all of that debt was we would go out to eat on the weekends. And in our minds, it wasn't that much. Right? Like we were going, we spend, you know, Friday nights, we go to Mexican at the time, it was $50 and probably way more now. At the time, it was like $50 on a Friday and then we'd want a nice dinner on Saturday. There's $100 and then on Sunday, we'd want to go to brunch. That right there was a minimum of $200 a week, minimum period. We realized as we were saying, we didn't have all this money. We were saying our money is disappearing. And we were spending $800 to $1,000 a month unintentionally just going out to eat because that's just like what we were used to. That was our comfort zone. And what we realized is, wait a minute, we really like, even enjoy some of these meals. Like we're just doing it because we're used to, used to it, you know, and we started putting that money towards paying off our debt, savings and all the things. And here we are. And what I realized is at first that found this scary. I don't want to do that. But remember, where did we eat last week? Was it even good? You know, and I started going through this. You have some really good food. Like my husband is very good. I don't care. This, you know, when it's like, see what happens. It's just for the next like month or two, just like, not go out to eat with my apple to see what happens. And we slowly started to, holy shit, we have money. And we're actually controlling it. And it doesn't feel like it's still throwing up, right? And it wasn't this like restrictive thing that I thought it was going to be. So I think again, we stay away from the discomfort because we think it's going to be way more uncomfortable than it actually is. And sometimes it's really not that uncomfortable. We just created the story that's going to be horrible and restrictive and we're never going to be allowed to do anything. And that's always true. We got to do more things. Well, and they picked up like, you know, when it comes, that just reminds me of the whole conversation around like even, you know, eating healthier. Like if you go on some like crazy restrictive diet, like, of course, it's not going to be sustainable. If you start, you know, going for a walk every day and trying to eat more vegetables, like that, but then you can probably stick to you. You know, so there have to be these crazy, huge things. And I wanted to like add sex. I remember one of the things when you and I first met, I forget, could have been like our first, the first time I ever invited you on my podcast or something. And you had said, when you were talking about your own journey, the thing that I was like, holy crap, I've never thought of it like that before. But once you were done, like you would talk about how you found a way to, you know, pay off your debt and do all these things in a way that didn't feel so restricted. And once you were done, you gave yourself a $20,000 a year raise because you were no longer paying interest. You were no longer paying off all of these things. And I think that's a thing that nobody thinks about. And I never thought about it like that before. If you actually like take the time to commit and pay it off, how much extra money you have to like, bend or invest or, you know, do whatever it is that you wanted to, which I thought was like a really cool way of learning. I mean, one of the things that surprises people the most is when I say that $27.40 a day is $10,000 a year. How easy is that to end in a day? That's a, that's a little unfair to start off, right? Leave the house. Yeah. It's literally just leaving. Great. And I think when we think about it like that, because that, so yes, we gave ourselves a $24,000 a month, or a month, I wish. A $24,000 a year raise because we paid off all of our debt. That's what we were putting towards our debt during that time, right? And the thing too is, and I want people to understand is like, when we started actually intentionally spending our money, we were still able. So instead of going out to eat and forgetting where we went and was the food any good, we would actually like intentionally set aside like $300 to go to a nice dinner. So instead of like going out to all these little places that didn't really like feel good or matter, we would like really do it up instead, which I still remember the meal. This is like six, seven years later, right? So I think that people forget that, you know, putting your money in different places, you can put it towards things that are even better than what you're doing now. Because again, right now it's just the comfort zone. We went, we ended up paying off all our credit cards and funding a trip to Mexico before we started paying off all of our debt, right? Like you don't have to like, I'm going to pay off all of my debt and I'm never going to have any fun the whole time. Like you can literally, that's what I love to do is like teach people that you're able to like create the life that you want while you're working on getting rid of that or getting your financial should together. Because again, you're living life right now, like you can't wait until you make this money to start getting your financial shit together, because what's going to happen if you're going to keep making all this money, you're going to keep sending it. And it's going to keep slipping through your fingers. Period. Yeah. That's what's happening now. If you look at what you made five, ten years ago, I don't know how old you are, you're still working. And then you look at now, right, you're making way more, but it probably feels exactly the same. That's so true. I, there's a really great comment here that I think you should give them on because I feel like this is the kind of thing that is huge for like mindset around money. So what I'm dealing with right now is people telling me, oh, the housing market is crap. So your house won't sell. This is giving me hard palpitations and making me spiral that we will lose our dream home. But then she added, but they don't know any more than I do need to talk myself down. So I think it could be really amazing for you to speak a little bit on what, what to do when you're getting all these outside forces, or like in, you know, when the economy's bad or any of that kind of stuff. And that's all you're hearing. And you're on a journey of trying to empower yourself financially and make your dream come true. I always think about, you know, and we read this book, you and I both read this by Bob Paptor about the talks about all of the businesses that were born during Great Depression, but all of these, all of these, like, stories that paint like a realistic picture of like this actually happened during this period of time where, where people thought everything was bad. But do you have any like, like, what, what can people do to actually like get through that? Because that can be really, really hard when you have only outside forces. I mean, I think it goes back to what we were talking about earlier, right, of like letting society, other people. This was not fought again. I'm going to like reiterate this a million times because this is some, you know, money mindset affect so many people. And we are constantly listening to other people, the news, our parents, our friends, or, you know, whatever, whatever money conversation you're having, unless you are seeking out or empowering money conversations and actual, like, education around what to do with your finances, with your money mindset, you're going to continue to absorb everyone else's pretty money mindset. And that is, we have to ground up in the wave and it's hard. I'm not saying that easy. You have to start picking action to show yourself that you are on the right path regardless of what anyone else is saying, period. So you have to start trusting your own financial decision, your own decision, you know, around what you want for your life. Because that's another thing too, right, like the family member that said that to me about not wanting to be helped for media, we've been able to afford a new realm. Right, like so everyone is projecting their views and their beliefs through a filter on to you. And we have to remember that, right, nobody else is living your life, nobody else is learning what you're learning listening to what you're listening to. So we just have, it's hard, it's not easy, but we just have to go. Thank you for your feedback and continue on your journey. That reminds me of a, and now, or of something I heard the other day, I can't remember where I heard it, but it was like, when you, and this was kind of like, I don't know, I feel about this. When you, it was talking about how when you crab in a pot to boil, you don't have to put a lid on it, because when one tries to escape, even if it's, you know, it's cold and then they pull themselves down to translate themselves. Right. So think about that, it's every other, every person you know, who is giving you this advice, you know, not people who are like, I want you to fail, like, and that's something that took me a while to learn, is that it's not people who are like consciously wanting bad things for you. It's often people who are so controlled by their own comfort zone and their own idea of what safety is, that they will try to pull you back in in order to keep you safe. And this can happen from like family members, like, you know, or just people who've really never taken the time to like, develop it, or are just regurgitating what they heard on the news last week, you know what I am. So I think it's so important because whenever you start to do anything that's outside of the norm, there are going to be people who try to pull you back to like homeostasis, they're going to try and pull you back to what their idea of normal is. And I think it's so important to expect that so that you're not, you know, taking off guard what happened. Yeah, I mean, they're projecting their fears, right, because they want you to be safe. So in this, in, you know, in my situations, they said that because they didn't want us to be health poor, right. That was their fear that we, but they did not, they don't know our bank account. They didn't know what we were doing. They didn't, they knew nothing behind the things they didn't, they don't even know how much we made it. You know what I mean, like narrow actual fact, and all they had was their own story. So that's what I always tell people like, find the truth, the truth, you can't talk today. The truth in whatever you're telling yourself or other people are telling you, because a lot of time, like 95% of the time, all of that fear that is being said into your brain and all of this stuff that is going on in your head and the story you're telling yourself a lot of time. Yeah. And that's the one thing I do love when it comes to money. One of my favorite things that happens with my clients is they, they come to me with this story, whatever this story is that they're telling themselves that they can't be rich, that they can't be this, that they can never get out of debt. You know, they can't live in the neighborhood. That was my story. I didn't go to college, but that's why I can't live in the neighborhood. That was the story that kept me broke for so long. I'm just a hairstylist, though I can't live in this nicer neighborhood. That kept me stuck for years, years and years and years. Right. But I started having to take the action to prove myself wrong and find the facts in the story, because the story wasn't true. I was making up the story, my own fear, my own beliefs that were given to me from by somebody else was creating the reality that that didn't have to be my reality. So taking the small, that's improving to yourself, that these stories are not in creating your own facts. Right. I love the actual books. I love that. And yeah, it's so true. Like, it all came from somewhere. And I think that's like, for me, with a lot of the minds that work I've done around money and all these other things, it. Identifying where it came from. And then you're like, Oh, like, it's like, this like liberation from this thing, a lot of the time. And it's not always like the easiest thing, but it is so worth it. I think the most valuable thing that I've ever done is invest time in personal development and, you know, coaching and all of that kind of stuff. And I think that's what's so cool that how you approach money is it's not just stop unnecessary spending, which maybe people can do for a little while. If they rely just on your willpower, you know, it's like anything that you do that feels restrictive. But the fact that you just dig into the why and you dig into like, why do you have the feelings? Why is it hard to do that? I think that's what actually makes for lasting change. Well, the shamer is what that's people, right? So I'm trying to break down that barrier so that you can actually move forward, because a lot of times we tell ourselves, well, I'm not good with money. You know, so we have this shame around it. We don't ask for help because we feel like we should know how to deal with our money, right? So we don't ask for help. We want to see successful, so we don't want anyone to know that we're struggling with, you know, money mindset, finances, whatever. And then we just stay in that cycle. And we don't have to do that. There's so many people out there that with the smallest little shift can actually create the financial abundance that they're looking for, or just feel good about their money in general. You know, a lot of times, like sometimes you're probably not that bad at all. But you're, you know, you're mentally just really like fucking with yourself. He's my language party. I try not to do that online, but it burns. A lot of times, you know, we a lot of clients make money. They come to me saying that they feel broke. And I'm like, okay, well, there's a big difference in feeling broke and being broke. Being broke, yeah. Big difference. Big difference. I think you're frozen. I remember seeing maybe it was something on like your Instagram story from one of your clients who was saying that they had thought they were going to have like your whole program on their credit card and then they ended up not having to because they had more money than they thought they did. And I think that you posted that like three years ago, but I was like, it always sticks out at me because I've done that same thing with things before where I've been like, oh, there's no way. Like the first thing I ever invested in was like a mastermind before I served my online business. But I was like, that's the investment that allowed me to start beyond my business, right? And I think when it comes to to money, it's like the investment that allows you to get out of your like lifelong money hole. I feel like that is the kind of thing that it's thinking about your ROI on your investment. And I think it's really cool that you're able to do that with with creatives and with hair centers too. I mean, we're both I would say hair cells for 15 years before I step into what I'm doing now and I feel like it's set that the industry is full of beautiful people and just like caring people who want to take care of everyone else. And I think that sometimes like we're at odds with this mindset of like, I can't want to like make a lot of money or I can and maybe that's with keeping us from keeping that money in certain ways, right? And we want to we're such helpers and we're such like caring people that maybe it's about like, you know, realizing that you can be well compensated, you can live a beautiful life and you can still be really caring and a great person. So when taking all that stuff, I think it's like vital. Absolutely. Well, finding the block, whatever the block is, there's there's so many different blocks that could be happening, you know, and especially talking to my hairstylist for a minute because, you know, I have a special place in my heart. A lot of us did not get into this business to be right. A lot of us did not get into this business to make money. We got into this business because we wanted freedom because we love people and we want to make people feel good. Well, surprise surprise this industry, the hair industry, the beauty industry in general rate can make a lot of money and you deserve to live a beautiful life. And I want you to live a life that makes you feel good and fulfilled in a part of me selfishly once you to live that life so you can prove to everyone else around you that the beauty industry is a legit lucrative thing. Right, because I hate this idea that people think that oh it's just a hobby or it's not a real job because we are not adapting the money mind that and we are not putting ourselves in these places. Right, we are not using our money to put ourselves in the nicer neighborhoods or whatnot, you know, so I selfishly want to change the narrative, but it starts with you and it starts with you finding that fulfilling life for yourself. So, yeah. For anyone listening if this is resonating with you, I would, I'm launching my cast company creative group coaching splash one on one I'm adding a little one on the table times. Money can be a sensitive subject right. So I want to give a little bit of personal coaching and accountability and support as well. It is not enrolling yet, but if you get on the waitlist when you're going to be first to know because I keep it very small I want to give as much attention to every member as I possibly can. And I you're going to get a little money off so you can comment here waitlets you can go to the link in my bio you can DM me whatever. But get on the waitlist, trust me, you don't want to miss the fun. I'm feeling on fire. This is the most aligned, most aligned I've ever felt in the five years of my coaching, and I'm excited to see who. Jodi, is there any last words that you would like to say to the people? I just think I guess my last words would be, you know, could I work exclusively with entrepreneurs like day and day out and I think that, you know, in the beauty industry, whatever creative industry you're in, like this work and I can speak for myself to like the money mindset and like getting getting more comfortable with talking about it with thinking about it with being aware of it is going to come up 100% of the time. You know what I mean, when it comes to building your dream so if you are on the horizon of something or you have a dream or you feel like you're being held back like you will never, ever regret doing this work and you know I've no missed you for, for years now, like over four years now, and I don't think there's anyone who does it better than you so I'm just, it was still fun having this conversation and yeah. Thank you, Jodi. Thank you, everybody. Thank you, the year for joining and I will be doing more of these lives throughout the week with various different conversations different topics, different people. There's another one tomorrow. I think it 11 Eastern standard time but check my story if you don't follow me go do that and thank you for coming. Thanks for joining the money conversation with keep it going outside of Instagram. Bye friend. Once again, thank you so much for listening to the starting messy podcast. I hope that this inspires you to get out of your own way and start messy. If you like what you heard, please share it. Leave a review and tag us on social media. I'll talk with you on the next one. [MUSIC PLAYING] [BLANK_AUDIO]